Capital One Bank is running ads for their high rate CDs emphasizing the safety and low minimum balance requirements.  The display ad was located in the New Jersey Star Ledger.  In the ad, Capital One Bank is promoting a 14 month CD at 4.00%, a 24 month CD at 4.50% and a 5 year CD at 5.00%.  The interest rates advertised applies to both consumer and small business accounts.  The minimum balance to open an account is $500.00.  The contact information provided for Capital One Bank is 888-855-2265 or www.capitalonebank.com or a Capital One Bank branch.  The ad is posted in the Nov. 2, 2008 paper.  The ad specifies the rates are good in New York, New Jersey and Connecticut.  Their disclaimer maintains that the rates are effective as of 10/15/08.  Capital One’s website shows the same rates available today with the notable exception of the 5 year CD which is promoted on the web site with a 5.25% APY.

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