CD rates California. Today's Current California CD Rates
The best California CD rates currently offered. Compare the best California CD rates from the highest CD rates currently offered. Review top California bank CD rates. See the Best CA CD Rates and Best Bank CDs in CA.
Today's Current California 6 Month CD Rates. The best California 6 month CD rates. Compare the best California 6 month CD rates.
Bank APY Term Min $ Open
Capital Source Bank
www.capitalsourcebank.com
888-433-4272
0.90% 6 Month $10,000.00
Vibra Bank
www.vibrabank.com
619-422-5300
0.80% 6 Month $2,500.00
Neighborhood National Bank
www.mynnb.com
619-239-3360
0.75% 6 Month $1,000.00
Community Valley Bank
www.yourcvb.com
760-352-7777
0.74% 6 Month $1,000.00
American Plus Bank
www.bankaplus.com
626-821-9188
0.70% 6 Month $1,000.00
Wilshire State Bank
www.wilshirestatebank.com
866-886-2265
0.60% 6 Month $1,000.00
Today's Current California 1 Year CD Rates. The best California 1 Year CD rates. Compare the best California 1 Year CD rates.
Bank APY Term Min $ Open
Pacific Alliance Bank
www.pacificalliancebank.com
626-773-8888
1.08% 1 Year $25,000.00
Capital Source Bank
www.capitalsourcebank.com
888-433-4272
1.01% 1 Year $10,000.00
Community Valley Bank
www.yourcvb.com
760-352-7777
0.99% 1 Year $1,000.00
Vibra Bank
www.vibrabank.com
619-422-5300
0.85% 1 Year $2,500.00
OneUnited Bank
www.oneunited.com
877-663-5648
0.85% 1 Year $1,000.00
American Plus Bank
www.bankaplus.com
626-821-9188
0.85% 1 Year $1,000.00
Today's Current California 2 Year CD Rates. The best California 2 Year CD rates. Compare the best California 2 Year CD rates.
Bank APY Term Min $ Open
Pacific Alliance Bank
www.pacificalliancebank.com
626-773-8888
1.38% 2 Year $25,000.00
Community Valley Bank
www.yourcvb.com
760-352-7777
1.25% 2 Year $1,000.00
Capital Source Bank
www.capitalsourcebank.com
888-433-4272
1.10% 2 Year $10,000.00
Vibra Bank
www.vibrabank.com
619-422-5300
1.06% 2 Year $2,500.00
OneUnited Bank
www.oneunited.com
877-663-5648
1.05% 2 Year $1,000.00
Woori America Bank
www.wooriamericabank.com
213-382-8700
1.00% 2 Year $1,000.00
Today's Current California 5 Year CD Rates. The best California 5 Year CD rates. Compare the best California 5 Year CD rates.
Bank APY Term Min $ Open
BBVA Compass Bank
www.bbvacompass.com
800-266-7277
2.00% 5 Year $500.00
One West Bank
www.owb.com
800-669-2300
1.50% 5 Year $5,000.00
Vibra Bank
www.vibrabank.com
619-422-5300
1.46% 5 Year $2,500.00
Neighborhood National Bank
www.mynnb.com
619-239-3360
1.41% 5 Year $1,000.00
Provident Savings Bank
www.myprovident.com
800-442-5201
1.40% 5 Year $10,000.00
Opus Bank
www.opusbank.com
855-678-7226
1.40% 5 Year $10,000.00
Automated Clearing House (ACH) is the name of an electronic network for financial transactions in the U.S. Automated clearing house serves as a link between all banks. Whenever an account holder instructs their bank to transfer funds to another account an automated clearing house helps in such transfer of funds. ACH credit
The Fed Funds Rate is generally considered the primary tool that the Federal Open Market Committee of the Federal Reserve uses to influence interest rates and the economy.  Changes in the Fed Funds Rate will have a significant effect on bank rates by influencing the borrowing cost of banks in the overnight lending market.  The cost of
Sente Mortgage is an independent, mortgage bank based in Austin, Texas.  Sente offers several different mortgage products to consumers in the Lone State via online mortgage originations, telephone applications and direct contact through loan representative in six branches within the state.  Sente Mortgage currently has fully staffed mortgage offices in Austin, Houston, Plano, New Braunfels,
Check 21 is a Federal law that is designed to enable banks to handle more checks electronically, which is intended to make check processing faster and more efficient. Check 21 is the short name for the Check Clearing for the 21st Century Act, which went into effect on October 28, 2004.
Another week passes and bank CDs experience another of week of sinking yields.  Bank CD rates available nationally fell across all terms for the week ending Aug. 7, 2009.  The rate reduction for this week was mild but impacted all maturities and is a continuation of a protracted slide in CD rates that started in
Bank certificate of deposit rates were lower on all maturities for the week ending November 27, 2009.  CD interest rate reductions for the average of the best bank rates were relatively modest, albeit from relatively low current yields.  The long term bank CD rates, five year term CDs, as well as well as the short
The profit an investment generates, expressed as equity divided by cash flow.
There are several banks in Mississippi that have interest rates well above the national averages.  One bank that continues to offer some of the highest CD rates in the state is Mechanics Bank.  Mechanics Bank can be found within the top five banks with the highest CD rates for the 6 month term CDs, the
The interest rate at which financial institutions that are members of the Federal Reserve System may borrow on a short-term basis directly to cover temporary deficiencies in the bank’s reserves. The board of directors of each Reserve Bank establish the discount rate every fourteen days subject to the approval of the Board of Governors.
A Debit Card combines the utility of an ATM card and some of the functions of a credit card. Also called a check card, the card will often bear the logo of Visa or MasterCard, and those companies process the transactions that take place outside of an ATM machine, like retail stores, restaurants, or
The right to buy or sell a security or commodity at a specified price during a specified period. The holder of an option has the right, but not the obligation, to buy (call option) or sell (put option) a security or commodity at a specified price during a specified period. The writer of an
The Federal Reserve System is the central bank of the United States. The Fed was created by an act of Congress in 1913. The basis of this creation was to create a government entity directed with the responsibility to foster a sound banking system and a healthy economy. The Federal Reserve System
Triple sevens are the winning number often sought out on the slot machine for the big payout but in today’s investment environment triple fives may be the better deal.  Here we have three banks offering 5.00% yields on five year CDs in the state of California.  Washington Mutual is offering a 5.00% rate on their five
Longer term CD rates should be higher than short term CD rates.  Investors generally accept a lower yield to have a shorter maturity or on the other hand expect a higher yield on the longer-term, less liquid CD.  This characterizes a fairly normal economic condition for most all interest bearing securities, since investors expect to
A checkless system for paying recurring bills with one authorization statement to a financial institution. The necessary debits and credits are made through an Automated Clearing House (ACH).
If you find your bank checking account or savings account balance is drifting lower due to high recurring monthly expenses, now is a time to review you household budget.  A significant hole in the budget may be high monthly credit card payments.  If you find yourself falling behind on credit card payments, pay the highest interest
Mortgage rates made it three in a row, that’s three consecutive weeks of lower home loan rates and costs.  CD interest rates finally turned the tide of steadily declining interest rates and were nudged slightly higher.  Credit card rates were unchanged once again and money market account rates slipped ever so slightly. The trouble in the
Fed funds transactions can be initiated by either a funds lender or a funds borrower. An institution seeking to lend fed funds identifies a borrower directly, through an existing banking relationship, or indirectly, through a fed funds broker. The most commonly used method to transfer funds between depository institutions is for the lending
An institution where mutual claims are settled between accounts of member depository institutions. Clearinghouses among banks have traditionally been organized for check-clearing purposes, but more recently have cleared other types of settlements, including electronic fund transfers.
Non seasonally adjusted figures.  This is not the same as headline figures which are seasonally adjusted. The advance number of actual initial claims for the week ending December 20, 2008, unadjusted, totaled 715,496 in the week ending December 20, an increase of 85,629 from the previous week. The advance, unadjusted, continuing claims or number of persons claiming unemployment