Best CD Rates in Modesto CA

Review the best CD rates available in Modesto, California from the local and regional banks serving the community. Compare current CD rates across a wide assortment of terms from the leading banks in the region. Consumers can find bank CDs in Modesto that are well above the national average CD rate for a variety of different terms or maturities. These CDs offer conventional benefits and a number of features not available through many traditional banks.

High yielding Modesto CA CD rates include a wide spectrum of maturities. CD rate shoppers in the Central Valley area of Northern California can secure competitive short term CD rates that can be ideal for emergency funds, temporary holdings and for building new savings plans. Consumers can also find intermediate term CDs and rates such as six month CD rates and one year CD rates that are useful for a variety of savings objectives. Long term CDs that include the three, four, and five year CDs are also available with competitive rates that can be very useful for long term savings objectives and investment diversification.

In an environment of market volatility and an expanding array of financial products, even the most sophisticated investor can feel overwhelmed. Listed below are the CD rates and terms from the top banks offering savings products in Modesto, making it easier for consumers to compare the best bank rates in the region.

Local CD Rates
Bank CD Rate CD Term Min $ Open
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.35% 3 Month $25,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
1.21% 3 Month $1,000.00
Transportation Alliance Bank
www.tabbank.com
800-837-4214
0.95% 3 Month $1,000.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.50% 6 Month $25,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
1.37% 6 Month $1,000.00
Nationwide Bank CD Rates
www.nationwide.com
877-422-6569
1.20% 6 Month $500.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.55% 9 Month $25,000.00
CD Bank
www.cdbank.com
888-201-8185
1.20% 9 Month $1.00
Virtual Bank CD Rates
www.virtualbank.com
877-998-2265
1.16% 9 Month $10,000.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.70% 1 Year $25,000.00
BankDirect CD Rates
www.bankdirect.com
877-839-2737
1.60% 1 Year $10,000.00
Popular Direct
www.populardirect.com
800-274-5696
1.55% 1 Year $10,000.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.85% 2 Year $25,000.00
TIAA Direct CD Rates
www.tiaadirect.com
855-842-2372
1.81% 2 Year $1,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
1.81% 2 Year $1,000.00
Synchrony Bank CD Rates
www.synchronybank.com
866-226-5638
2.35% 5 Year $25,000.00
Popular Direct
www.populardirect.com
800-274-5696
2.35% 5 Year $10,000.00
TIAA Direct CD Rates
www.tiaadirect.com
855-842-2372
2.30% 5 Year $1,000.00
In addition to the traditional fixed rate and fixed term CDs, consumers can obtain more non-traditional certificates offered by the banks in the area. Non-traditional bank CD products include bump up CDs, no penalty CDs, step up CDs, and variable rate CDs.

Consumers can also find an array of jumbo CD bank products and IRA CDs. The jumbo CDs generally require deposit amounts in excess of $100,000.00. IRA CDs in Modesto can be opened as standard IRA CD accounts or Roth IRA CD accounts. Whether you are starting a new savings plan, switching bank CDs, or expanding your account holding, you’ll find competitive interest rates on all of these accounts

The FDIC insured Certificates of Deposit (CDs) offered by banks serving Modesto and the surrounding communities can prove to be a good addition on in any savings plan or investment portfolio.

CD rates, program terms and conditions are subject to change without notice. The CD interest rates and annual percentage yields earned on the account are determined by the date the account is opened and the term selected. This information is provided solely for informational purposes, not for specific financial advice. Check with the individual banks directly for the most up to date and accurate information.

There was large thud heard coming from certificate of deposit rates this week.  For the week ending June 5, 2009 the average for the top certificate of deposit rates available nationally were lower across the board.  This week the average for the top ten CD rates experienced there biggest weekly loss since the start of
CD rates at the nation’s banks were little changed for the week ending July 8, 2011.  The average rate on the top CD rates available nationally inched just negligibly on the week.  The Selectcdrates.com index of the highest CD rates for the three month, six month, one year, two year and five year CD terms
Certificate of deposit rates for bank CDs available nationally were mostly lower with the exception of the long term CD rates which remained unchanged for the week ending May 29.  Though interest rates were not overly active among the different terms the end result and the long term trend has been an increasing spread between