Best CD Rates in Lynchburg VA

Review and compare the best CD rates in Lynchburg VA from the local banks and other financial institutions serving Lynchburg and surrounding communities of Central Virginia. Regional and local banks offering certificates of deposits in Lynchburg offer a number of high yielding CD accounts with low minimum deposit requirements.

There are a number of banks offering CD accounts in the Lynchburg region that have interest rates well above the national average rates for comparable terms. Consumers in the region can chose from short term CDs such as the three month CD rates and six months rates in Lynchburg, midterm CDs that include one year CD rates and two year CD rates in Lynchburg, as well as long term CDs including the top five year CD rates in Lynchburg.

Compare the CD accounts and CD rates listed below to find the best CD rates in Lynchburg VA and the neighboring communities.

Local CD Rates
Bank CD Rate CD Term Min $ Open
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.35% 3 Month $25,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
1.21% 3 Month $1,000.00
Transportation Alliance Bank
www.tabbank.com
800-837-4214
0.95% 3 Month $1,000.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.50% 6 Month $25,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
1.37% 6 Month $1,000.00
Nationwide Bank CD Rates
www.nationwide.com
877-422-6569
1.20% 6 Month $500.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.55% 9 Month $25,000.00
CD Bank
www.cdbank.com
888-201-8185
1.20% 9 Month $1.00
Virtual Bank CD Rates
www.virtualbank.com
877-998-2265
1.16% 9 Month $10,000.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.70% 1 Year $25,000.00
BankDirect CD Rates
www.bankdirect.com
877-839-2737
1.60% 1 Year $10,000.00
Popular Direct
www.populardirect.com
800-274-5696
1.55% 1 Year $10,000.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.85% 2 Year $25,000.00
TIAA Direct CD Rates
www.tiaadirect.com
855-842-2372
1.81% 2 Year $1,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
1.81% 2 Year $1,000.00
Synchrony Bank CD Rates
www.synchronybank.com
866-226-5638
2.35% 5 Year $25,000.00
Popular Direct
www.populardirect.com
800-274-5696
2.35% 5 Year $10,000.00
TIAA Direct CD Rates
www.tiaadirect.com
855-842-2372
2.30% 5 Year $1,000.00
Banks serving Lynchburg offers several different types of CD accounts all with competitive rates. Along with traditional bank CDs, savers will find high yield IRA CD rates, jumbo CD rates, CD promotion rates, and special CD accounts. All accounts offered in Lynchburg VA are promoted by FDIC insured banks. Each CD account is insured to maximum allowable by statue.

Most of the bank CDs are set for automatic renewal. At maturity, certificates automatically renew for the same term, at the current rate, unless the account holders instructs the bank otherwise during the renewal period. The convenience and security of these accounts mean the account holders earnings grow steadily and consistently.

Additional CD accounts are available throughout the Lynchburg region and the communities among the foothills of the Blue Ridge Mountains. Consumers in the nearby communities such as Blacksburg, Cave Spring, Christiansburg, Danville, Hollins, Madison Heights, Martinsville, Roanoke, Salem, Staunton, Timberlake, and Waynesboro, VA all have access to some of the highest CD rates in the nation. The competitive CD rates are also available to consumers in Amherst County, Bedford County, and Campbell County, Virginia.

The local CD interest rates and annual percentage yields listed are subject to change at any time. The annual percentage yield advertised assumes the interest earned on a certificate will remain on deposit until maturity. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal.

The bank rate information presented is believed to be reliable, but may have changed since this publication date, the information is not guaranteed. Contact the banks listed directly for the most update and accurate information regarding current bank rates and account terms and conditions.

Once again, CD interested rates have declined very slightly.  Market reaction to the recurring disturbances over European government debt levels has driven interest rates lower once again.  Most of the deterioration in CD rates was seen in the longer term banks CDs with the short term CDs holding relatively stable. Overall, CD interest rates were reduced
CD rates remained relatively stable in the most recent survey of the top national CD rates.  The average CD rate, as measured by the rates on the best three month, six month, one year, two year and five year CD rates, was unchanged from the previous week.  The Selectcdrates.com weekly CD rate survey showed the
CD rates reversed last week’s mild rate reduction and pushed slightly higher for the week ending July 6, 2012.  The average CD interest rate in the Selectcdrates.com CD rate index advanced but less than one basis point.  The average CD rate was up by just 1/1000th of a percent pushing the Selectcdrates.com CD rate index