These are not CD rates that are evolving but rather CD rates that are offered by Evolve Bank and Trust in Arkansas.  Evolve Bank & Trust was established in 1925.  The bank offers a wide array of competitively priced loan and deposit products and services.  In addition, the bank offers its products and services including loans, trust services and deposits through its company affiliates and its network of financial advisors located throughout the U.S.  The bank conducts business with a strong emphasis on all areas of lending including consumer, residential, construction and commercial.

Evolve Bank & Trust has two bank branches in Arkansas.  As of September, 2008 the bank had total assets of $93,046,000.  At the end of the third quarter of 2008, the bank had net income of $702,000.

Evolve Bank & Trust and its nonbank affiliates are subsidiaries of Evolve Financial Group, Inc.  Evolve Trust is a full service financial services organization with offices in Arizona, Arkansas, Tennessee and Texas. Evolve Trust specializes in delivering personalized relationship-based services through banking and trust offices in major metropolitan areas: Memphis, Dallas, Austin and Tucson.  Evolve Trust offers banking services through Evolve Bank & Trust. Brokerage services are provided through Evolve Securities, Inc., and Investment Advisory services are provided through Evolve Securities, Inc. or AFS Investment Advisors, Inc.

Evolve Bank & Trust offers CDs with low opening deposits of $1,000.  CD interest rates vary and depends on maturity interval.  The bank CDs have multiple interest payment options available

The bank is now running two CD rate specials.  The bank has a 7month CD with an interest rate of 2.25% APY and a 13 month CD special that earns an interest rate of 2.50% APY.

Current standard CD rates and terms offered by the bank include the following:

1 month CD has an interest rate of 1.30% APY
2 month CD yileds a rate of 1.40% APY
3 month CD rate is 1.50% APY
6 month CD earns an interest rate of 2.00% APY
1 year CD rate is 2.25% APY
18 month CD has an interest rate of 2.40% APY
2 year CD rate is 2.45% APY
30 month CD yields an interest rate of 2.00% APY
3 year CD rate is 2.55% APY
4 year CD rate is 2.60% APY
5 year CD rate is 2.75% APY

CD rates and offers are subject to change without notice.  Interest pays annually on 12-60 month CD terms.   Current CD rates and account information can be obtained by calling 866-395-2754.  The bank web site also posts current CD rates and special CD rates offers, the bank web site is located at www.ebtonline.com.

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