Best CD Rates Austin

Compare and review the best CD rates in Austin TX from the local and regional banks that serve the Central Texas region. Consumers searching for the highest CD rates in Austin and the surrounding communities can find a number of different accounts and terms that offer yields well above the national average CD rate for comparable maturities. Austin area consumers can choose the account term or terms that best suit their budget and needs from accounts that have maturities of several weeks to those that run for several years.

Consumers can take advantage of the flexible contracts and maturity terms that are designed to help account holders save or plan for future expenditures. For all of the high yield accounts, account holders must maintain minimum required balances in the account each day to obtain the CD rate and annual percentage yield listed. The minimum deposit amount may be as low as few hundred dollars on some accounts.

Savers and investors in the Austin TX area can use the list of bank CD rates to compare the current certificate rates in the region from local and regional banks to find the best CD accounts to fit their needs.

Local CD Rates
Bank CD Rate CD Term Min $ Open
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.35% 3 Month $25,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
1.21% 3 Month $1,000.00
Transportation Alliance Bank
www.tabbank.com
800-837-4214
0.95% 3 Month $1,000.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.50% 6 Month $25,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
1.37% 6 Month $1,000.00
Nationwide Bank CD Rates
www.nationwide.com
877-422-6569
1.20% 6 Month $500.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.55% 9 Month $25,000.00
CD Bank
www.cdbank.com
888-201-8185
1.20% 9 Month $1.00
Virtual Bank CD Rates
www.virtualbank.com
877-998-2265
1.16% 9 Month $10,000.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.70% 1 Year $25,000.00
BankDirect CD Rates
www.bankdirect.com
877-839-2737
1.60% 1 Year $10,000.00
Popular Direct
www.populardirect.com
800-274-5696
1.55% 1 Year $10,000.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.75% 18 Month $25,000.00
Popular Direct
www.populardirect.com
800-274-5696
1.70% 18 Month $10,000.00
TIAA Direct CD Rates
www.tiaadirect.com
855-842-2372
1.66% 18 Month $1,000.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.85% 2 Year $25,000.00
TIAA Direct CD Rates
www.tiaadirect.com
855-842-2372
1.81% 2 Year $1,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
1.81% 2 Year $1,000.00
TIAA Direct CD Rates
www.tiaadirect.com
855-842-2372
2.00% 3 Year $1,000.00
Salem Five Direct CD Rates
www.salemfivedirect.com
800-850-5000
2.00% 3 Year $10,000.00
EverBank CD Rates
www.everbank.com
888-882-3837
2.00% 3 Year $1,500.00
TIAA Direct CD Rates
www.tiaadirect.com
855-842-2372
2.15% 4 Year $1,000.00
Northern Bank Direct CD Rates
www.northernbankdirect.com
888-348-8996
2.15% 4 Year $500.00
EverBank CD Rates
www.everbank.com
888-882-3837
2.15% 4 Year $1,500.00
Synchrony Bank CD Rates
www.synchronybank.com
866-226-5638
2.35% 5 Year $25,000.00
Popular Direct
www.populardirect.com
800-274-5696
2.35% 5 Year $10,000.00
TIAA Direct CD Rates
www.tiaadirect.com
855-842-2372
2.30% 5 Year $1,000.00
Additional bank CD terms and accounts are available. The Individual Retirement Accounts available are a convenient way to reduce taxable income and save for retirement. IRA CD rates in Austin can offer attractive yields with the potential added benefit of increased tax savings. IRAs allow consumers to accumulate funds for retirement purposes. Banks in the region offer an assortment of IRA CDs and Roth IRA CDs with low minimum deposit requirements. Account holders can tailor their IRA investment preferences using different products and certificates of deposit.

Jumbo CDs are available to those banking customers that want to hold accounts in excess of $100,000.00. Jumbo CD rates are often higher than traditional bank CDs and are still FDIC insured up to the maximum per account type and account owner.

Promotional CD accounts are also promoted by local and regional banks from time to time. Promotional CDs often come in the form of non-traditional terms or accounts that have special features. CD rate promotions in Austin may include liquid or no penalty CDs, rising rate CDs, special CD rates for customers that have additional banking relationships.

While searching for the highest rate of return is generally the principal goal of most consumers considering a new bank CD, the local and regional banks serving Austin also provide personalized service for their clients.

The information posted is based on sources deemed reliable, but no warranty or guarantee is made as to its accuracy or completeness. The published rates and may have changed since this offer was posted. Please contact the individual banks to verify current rates in Austin and receive additional information on account terms and conditions.

Competitive CD rates are available throughout the Austin region and Central Texas. Consumers in the nearby communities of Anderson Mill, Canyon Lake, Cedar Park, Georgetown, Jollyville, Kyle, Lakeway, Leander, Lockhart, New Braunfels, Pflugerville, Round Rock, San Marcos, Seguin, and Taylor, TX can find some of the same high yielding CD rates and terms.

CD interest rates made a modest move to upside for the last week of March.  The SelectCDrates.com CD rate index ticked up by 6/1000ths of percent or .006 percent to end the month on March 28th, 2013.  The index closed the week with an average rate of 1.010 percent which compares to the prior week’s
CD interest rates were mostly unchanged over the past week however; individual CD rate terms were fairly active with some minor advances and declines across the most common CD maturities.  The overall average interest rate on bank CDs did remain quite stable when averaged among the top rates for the most popular terms. Based on the
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