The Nov. 14th, 2008 issue of the Star-Tribune runs an advertisement by Home Federal Savings Bank.  Home Federal is publicizing their 9 month CD and 21 month CD.  The interest rates are 3.00% on the 9 month CD and 3.75% on the 21 month CD.  The minimum deposit to receive that yield on both bank accounts is $5,000.00.  The CDs are promoted as the” November CD Special”.  The phone number to reach Home Federal is 651-405-2000.  The web address is  Home Federal, was originally chartered in 1934 and is headquartered in Rochester, Minnesota.  The bank has 16 branches located in Minnesota and Iowa.  The interest rates advertised are for new money only.  Rates may change, see bank for additional conditions or restrictions that may apply.

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