Beaumont Texas Mortgage Rates

Find local mortgage rates offered in Beaumont, Texas. It is important for consumers to compare mortgage rates and loan offers from multiple lenders in order find the best mortgage that they know they can truly afford. Beaumont Texas mortgage lenders offer a wide range of traditional and innovative mortgage options for just about every situation and budget range.

SelectCDrates.com has listed the current mortgage rates for the most popular home loan available in Beaumont, the 30 year fixed rate mortgage, from the top mortgage lenders operating in the region.

The local mortgage lenders that serve Beaumont and the surrounding housing markets offer first time home buyer mortgages, refinance options, FHA mortgages, VA mortgages, USDA mortgages, renovation loans, and mortgages for second or investment properties. Beaumont mortgage lenders also offer most of the mortgage products as fixed rate loans or adjustable rate loans with several different terms. The wide variety of mortgage types, terms, and rates help ensure that new home loan borrowers can find a program and lender that delivers the financing that matches their needs.

Beaumont Texas Mortgage Rates
Beaumont Mortgage Lender Mortgage Rate Points APR
Comerica Bank 30 Year Mortgage Rates
comerica.com
866-476-6520
3.610 0.000 3.659
BBT Bank 30 Year Mortgage Rates
bbt.com
888-946-8730
3.375 0.500 3.454
Happy State Bank 30 Year Mortgage Rates
happybank.com
806-359-8811
3.625 0.000 3.685
Whitney Bank 30 Year Mortgage Rates
whitneybank.com
800-813-7346
3.500 0.500 3.584
Cadence Bank 30 Year Mortgage Rates
cadencebank.com
877-326-2265
3.500 0.000 3.634


Local mortgage shoppers will also find several refinance mortgages to choose from. Refinances are available to change loan terms on an existing mortgage, lower the monthly mortgage payment, or use the equity in a home to obtain cash out options.

Beaumont mortgage lenders have the staff on hand to work with new borrowers to identify the appropriate type of mortgage financing that best fits their lifestyle and financial goals. The lenders operating in west central Texas have a proven track record of delivering a highly competitive mortgage rates and closing costs coupled with solid customer service.

The mortgage rates, points and APRs listed for the Beaumont Texas region may be adjusted based on a number of loan conditions including, but not limited to, state of property location, the loan amount, loan type, occupancy type, property type, loan to value and the borrower’s credit score. The final mortgage rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after a loan application is submitted.

The bank information and any bank rates are not guaranteed and may have changed since this publication date. Contact the individual lenders to verify current rates and find out about additional details and requirements on the home loans in the area.

A checking account hold serves to let the bank know for sure that a deposit is legitimate. In October of 2004 Congress passed what is called Check21 legislation that allows banks to process copies of your checks, not the checks themselves. This is intended to speed up the process of clearing payments out of one
CD interest rates for the week ending October 9, 2009 were mostly lower with the exception of the one year CD rates which managed to hold steady without a change to the average yield. The average of the best six month CD rates available nationally dropped by two basis points or 2/100 week over week.  The
CD interest rates were little changed for the week ending May 20, 2011. While Treasury rates dipped lower and mortgage rates moved higher, bank CD rates yawned. The highest CD rates available for all five categories of bank CDs (3 month CDs rates, 6 month CD rates, 1 year CD rates, 2 year