Beaumont Texas Mortgage Rates

Find local mortgage rates offered in Beaumont, Texas. It is important for consumers to compare mortgage rates and loan offers from multiple lenders in order find the best mortgage that they know they can truly afford. Beaumont Texas mortgage lenders offer a wide range of traditional and innovative mortgage options for just about every situation and budget range. has listed the current mortgage rates for the most popular home loan available in Beaumont, the 30 year fixed rate mortgage, from the top mortgage lenders operating in the region.

The local mortgage lenders that serve Beaumont and the surrounding housing markets offer first time home buyer mortgages, refinance options, FHA mortgages, VA mortgages, USDA mortgages, renovation loans, and mortgages for second or investment properties. Beaumont mortgage lenders also offer most of the mortgage products as fixed rate loans or adjustable rate loans with several different terms. The wide variety of mortgage types, terms, and rates help ensure that new home loan borrowers can find a program and lender that delivers the financing that matches their needs.

Beaumont Texas Mortgage Rates
Beaumont Mortgage Lender Mortgage Rate Points APR
Comerica Bank 30 Year Mortgage Rates
3.610 0.000 3.659
BBT Bank 30 Year Mortgage Rates
3.375 0.500 3.454
Happy State Bank 30 Year Mortgage Rates
3.625 0.000 3.685
Whitney Bank 30 Year Mortgage Rates
3.500 0.500 3.584
Cadence Bank 30 Year Mortgage Rates
3.500 0.000 3.634

Local mortgage shoppers will also find several refinance mortgages to choose from. Refinances are available to change loan terms on an existing mortgage, lower the monthly mortgage payment, or use the equity in a home to obtain cash out options.

Beaumont mortgage lenders have the staff on hand to work with new borrowers to identify the appropriate type of mortgage financing that best fits their lifestyle and financial goals. The lenders operating in west central Texas have a proven track record of delivering a highly competitive mortgage rates and closing costs coupled with solid customer service.

The mortgage rates, points and APRs listed for the Beaumont Texas region may be adjusted based on a number of loan conditions including, but not limited to, state of property location, the loan amount, loan type, occupancy type, property type, loan to value and the borrowerís credit score. The final mortgage rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after a loan application is submitted.

The bank information and any bank rates are not guaranteed and may have changed since this publication date. Contact the individual lenders to verify current rates and find out about additional details and requirements on the home loans in the area.

Competition among the top ranked bank CDs has reached levels not seen for more than a year or two.  Over the past few weeks, rates have risen on the long end of the CD yield curve including the two year and five year maturities.  Now, rates are heating up on the shorter term CD accounts. 
With the stock market running scared and government debt issues here and abroad putting fear into the market, interest rates remained low last week.  Skittish markets generally drive funds into the Treasury market pushing Treasury rates lower which keeps a lid on the movement on most other interest rate sensitive assets in the U.S. which
CD interested rates were essentially flat for the week ending November 11, 2011.  The top CD rates available nationally were unchanged on the very short end of the CD rate curve as well on the midterm range; however rates moved ever-so-slightly higher on the long end of the curve.  The interest rate movements in bank CD