Credit card fees and bank fees are too of the biggest recurring fees consumers are charged by financial institutions.  Maintain the right bank account to avoid low balance fees and overdraft fees on your checking account.  For credit cards, search for the best credit card with a low interest rate and avoid making the monthly payment beyond the due date.  Late payment fees on a credit card are costly and can harm your credit profile.  To maintain perfect credit, on your credit card do not borrow more than 30% of your available credit.  Borrow more than that and your credit score may suffer.  Use this site to find the best bank to to handle your checking account, savings account or certificate of deposit.  Visit to find the best credit card to fit your needs.

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