American Plus Bank is a Chinese American community bank established in 2007.  The bank is headquartered in Arcadia, California.  American Plus Bank, N.A. has been FDIC insured since August 8, 2007.  American Plus Bank, N.A. is chartered as a National Bank.  Therefore the primary regulator is the Office of the Comptroller of the Currency (OCC).

At the end of 2008, the bank had total assets of $75,721,000 and total deposits of $51,747,000.  The end of year net income was a loss of -$1,450,000.  The bank has a total of approximately19 full-time equivalent employees.

American Plus Bank most recent performance ratios.
As of December 31, 2008:

Yield on earning assets 5.57% 
Cost of funding earning assets 2.20% 
Net interest margin 3.37%
Return on assets (ROA) -2.58%
Return on equity (ROE) -7.18%
Noncurrent loans to loans 0.25%
Equity capital to assets 26.07% 
Core capital (leverage) ratio 26.42% 
Tier 1 risk-based capital ratio 29.34% 
Total risk-based capital ratio 30.59%

American Plus Bank products and services:

The bank specializes in providing both individual and business banking products, including a wide selection of depository accounts designed to meet personal or business financial plans and a full array of loan products.  Deposit and transaction accounts include checking accounts, savings accounts, money market accounts and certificates of deposit.  These account types are available for businesses and consumers.  The bank lending arena includes products such as personal line of credit, commercial lines of credit, equipment loans, working capital loans, construction and long-term commercial real estate loans.  The bank also provides electronic cash management services through the Internet using state-of-the-art Internet banking technology, wire transfers, direct deposits, banking by mail, safe deposit boxes and debit/ATM cards.

American Plus Bank branch bank locations:

630 W. Duarte Road
Arcadia, CA 91007
Tel:   626-821-9188
Fax:  626-566-2711

American Plus Bank web address: www.bankaplus.com

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