Compare the current bank fees for 1st Source Bank based in Indiana.   Review a wide assortment of fees and charges for the most popular products and services offered by 1st Source Bank.   The 1st Source Bank fee data presented enables consumers to compare this bank with other banks and bank accounts based on the costs on a variety of banking products and services. 

1st Source Bank ATM Fees:

1st Source Bank ATM use for inquiries, withdrawals, deposits, and transfers are free for 1st Source Bank account holders. 

The foreign ATM fee charged for using a non-1st Source Bank ATM is $1.75.
The charge for using a non-1st Source Bank ATM will be reimbursed for select checking accounts up to a predetermined amount per statement cycle.

1st Source Bank Overdraft Fees and Insufficient Funds Fees:

The 1st Source Bank overdraft or Non-Sufficient funds (NSF) fee is $32.00. 

The continuous overdraft fee is $7.00 per day.  The continuous overdraft fee is added for a continuous overdraft beginning on the 11th day of an overdraft.

Deposited items returned unpaid fee is $10.00. 

Overdraft transfer fee is $70.00 per day for transfer.  The transfer fee is charged for transfers from a bank savings to a checking account.

1st Source Bank Wire Transfer Fees:


Additional Common Bank Fees and Charges at 1st Source Bank:

Stop payment fee is $32.00.
Duplicate statement fee is $1.00.
Copies of paid checks charge is $1.00 per check or item.
Early account closing fee is $25.00.  This fee is charged on checking accounts and savings accounts that are closed within 180 days from the time they are opened.
Dormant account fee $5.00 monthly.  Deposit accounts are reclassified from active to dormant status when there has been no customer-generated activity on a checking account for one year or there has been no customer-generated activity on a savings account for three years.
Temporary checks are $1.00 per check.

1st Source Bank is the largest locally controlled financial institution headquartered in the northern Indiana-southwestern Michigan area.  1st Source Corporation operates over 75 banking centers in 17 counties, 21 1st Source Bank Specialty Finance Group locations nationwide, nine Trust and Wealth Management locations and eight 1st Source Insurance offices.

The information regarding 1st Source Bank and 1st Source Bank fees is intended to be accurate, but the information is not guaranteed.  This information should be verified prior to opening an account.  Additional information can be obtained by calling a 1st Source Bank customer service representative at 1-800-513-2360 or visiting the bank web site at or reviewing the bank’s Schedule of Fees and Service Charges for more details.

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