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As bank interest have continued to climb higher in 2018, savers can now find CD rates at 2.00% or higher on a number of short term, six-month certificates of de...(read more)

Republic Bank of Chicago is currently offering a special CD rate promotion in Illinois that is worthy of consideration for rate shoppers that have both, big and small, savings port...(read more)

Rising interest rates in the first half of this year has led to a measurable rise in search inquiries regarding bank certificates of deposit.  From the end of 2016 to start of Aug...(read more)

The new Citi Double Cash Card offers a new twist on earning cash rewards with credit card transactions.  Account holders earn 1% cash back on all purchases made with the new Citi ...(read more)

There is no specific regulation that states the name of the bank must be printed on a check however, the identity of the bank must be disclosed on the...(read more)

New home loan borrowers ought to be rejoicing as US mortgage rates have continued to hold in a very tight range despite a plethora of mixed market signals.  A recent run of diverg...(read more)
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CD interest rates moved lower yet again. For CD investors, fortunately, the news wasn’t all bad.  While Treasury rates and mortgage rates have dropped precipitously over the past two weeks, the best CD interest rates available nationally have dropped only modestly. The average rate for the top ten best CD rates across all maturities measured in
The best CD rates available nationally were little changed for the week ending October 24th 2014 based on the most recent survey of bank CD rates conducted by SelectCDrates.com.  Although the average returns on the top performing bank CDs showed little change over the course of the week, the average rate remains elevated relative other
Investors shopping for FDIC insured certificates of deposit nationwide saw some mild swings in the best CD rate averages for different terms.  The short end of the curve dropped measurably from 2.22% average on the top 10 best six month CD rates last week to 2.14% this week.  All other terms experienced a mild increase
When individuals wish to guarantee payment to someone they think of these three types of checks but often don’t know one from another. Let’s attempt to set them straight. A Certified Check is a type of check where the issuing bank guarantees the recipient of the check that there is enough cash available in the
CD interest rates made a modest move to upside for the last week of March.  The SelectCDrates.com CD rate index ticked up by 6/1000ths of percent or .006 percent to end the month on March 28th, 2013.  The index closed the week with an average rate of 1.010 percent which compares to the prior week’s
CD interest rates were little changed for the week ending May 20, 2011. While Treasury rates dipped lower and mortgage rates moved higher, bank CD rates yawned. The highest CD rates available for all five categories of bank CDs (3 month CDs rates, 6 month CD rates, 1 year CD rates, 2 year
Certificate of deposit rates managed to shift even lower for the week ending Nov 6, 2009.  Bank CD rates with a six month maturity and CD rates with a two year maturity held steady while the one year rate dropped modestly and the five year fell considerably. The average of the best six month CD rates
CD interest rates retreated slightly to end the last week of November.  The average CD rate coming from the top ten highest rates available across a broad spectrum of maturities dipped by just 2/1000ths of a percent over the course of the week.  The average CD rate in the Selectcdrates.com index, which measures the best
CD interest rates took a pretty big fall this past week.  Economic uncertainty combined with government debt problems in the U.S. and in Europe is the biggest dynamic influencing the direction of interest rates.  Based on the most recent economic figures and Fed statements, a slow economy looks to be in the forecast for some
Bank certificate of deposit rates were mostly lower for the week ending December 11, 2009.  The short term CD rates, six month and one year maturities, ended the week with lower yields while the average yields on the two year bank CDs was unchanged and the five year term CD interest rates managed to gain
Bank CD rates dropped just slightly for the week ending October 28, 2011.  Based on the most recent survey of CD interest rates performed by Selectcdrates.com, the average rate on the top ten best CD rates covering maturities of three months through five years fell by less than one basis point.  The Selectcdrates.com CD rates
The Federal Funds Rate is the interest rate at which private financial institutions such as banks lend their reserves held at the Federal Reserve to other financial institutions overnight for short term needs. A bank or other financial institution lends out most of the money deposited with it but also is obligated by law to keep
The best CD interest rates available were little changed over the past week.  Based on the most recent survey of bank CD rates performed by Selectcdrates.com, the average CD rate gave up less than one basis point or 1/100th of a percent week over week.  The average CD rate on the highest three month CDs,
Bank certificate of deposit interest rates continued to move lower last week.  All bank CD maturities turned lower with the exception of the long term, five year bank CDs.   Based on our most recent survey of the top ten best bank CD rates, the 6 month CD rates, one year CD rates and two year CD
Resuming the trend that has been prevalent throughout most of 2010, national CD interest rates were down, on average, for the week ending May 28, 2010. National average certificate of deposit rates at banks and credit unions marched lower this week on the short and long end of the CD yield curve. Bank

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