EverBank® Yield Pledge® Checking Account

The stock market has been on a considerable upswing since the U.S. presidential election was decided in November.  On January 25th, the Dow crossed the 20,000 ...(read more)

Limelight Bank, a division of Capital Community Bank, is now marketing some of the highest short and midterm CD rates available nationwide.  The bank is an online only banking ope...(read more)

Rising interest rates in the first half of this year has led to a measurable rise in search inquiries regarding bank certificates of deposit.  From the end of 2016 to start of Aug...(read more)

The new Citi Double Cash Card offers a new twist on earning cash rewards with credit card transactions.  Account holders earn 1% cash back on all purchases made with the new Citi ...(read more)

There is no specific regulation that states the name of the bank must be printed on a check however, the identity of the bank must be disclosed on the...(read more)

New home loan borrowers ought to be rejoicing as US mortgage rates have continued to hold in a very tight range despite a plethora of mixed market signals.  A recent run of diverg...(read more)
Citi Simplicity® Card
CD interest rates were once again little changed over the past week.  The best CD rates available nationally descended lower by a very small magnitude for the week ending July 22, 2011.  The Selectcdrates.com CD rate index slipped by less than one basis point or 1/100th of a percent by week’s end.  The CD rate
Investors shopping for FDIC insured certificates of deposit nationwide saw some mild swings in the best CD rate averages for different terms.  The short end of the curve dropped measurably from 2.22% average on the top 10 best six month CD rates last week to 2.14% this week.  All other terms experienced a mild increase
Bank CD rates continued to show some downward pressure from slow economic growth abroad and geopolitical tensions in select hot points in Eastern Europe and the Middle East.  The downward pressure offsets underlying forces that should start to push CD rates higher.  Upward pressures sitting under the interest rate market includes the Fed’s reduction in
Bank CD interest rates moved slightly higher at the end of the holiday shortened, first week of July.  Long term rates led the move to the upside with shorter term CDs holding stable over the week.  The rise in CD rates was instigated by the robust monthly jobs report released on Friday, July 5th which
Based on the current CD rate survey, the bloodletting in CD interest rates shows no signs of abating.  Savers and investors in bank CDs are seeing no reprieve in the current extended down cycle of lower interest rates.  Fortunately, the rate decline seen this week in the best CD interest rates was rather modest. The national
It may surprise you to know that ATM machines were not popular when they first appeared. Consumers were wary of letting a machine handle their money, and they greatly preferred face-to-face interactions. But ATMs are much more profitable for banks as they don’t require paying a friendly smiling face to greet customers.
When individuals wish to guarantee payment to someone they think of these three types of checks but often don’t know one from another. Let’s attempt to set them straight. A Certified Check is a type of check where the issuing bank guarantees the recipient of the check that there is enough cash available in the
A credit union is a financial institution that is privately owned by its members or customers. Unlike a bank, a credit union operates as a non-profit entity and does not put profitability first. Like banks, credit unions must be concerned about its deposits and lending activities and provide stability and service. Credit
Before the ATM cash had to be withdrawn either at the bank or through cash back arrangements at the store. Both were annoying and inconvenient. However, the process of obtaining cash became revolutionized when the ATM came into existence. With the ATM customers can get the cash they need without having to
As fiscal agents of the United States, the Federal Reserve Banks function as the U.S. government’s bank and perform a variety of services for the Treasury, other government agencies, government-sponsored enterprises, and some international organizations.  Often the fiscal agent services performed by the Reserve Banks are the same, or similar to, services that the Reserve
CD rates held steady for the week ending September 18, 2009.  Most all bank CD terms were left unchanged week over week with the exception of the one year term, bank CDs.  The average of the best one year CD rates fell by the smallest of measurements for the week, with the average one year CD
Banks make money by accepting money from you and paying you interest on the money and then loaning it out a higher rate of interest. That sounds like a good way to make money, but banking is competitive and there is a bank on every corner trying to do the same thing. So, banks have
CD rates were off just slightly for the week ending February 17, 2012.  Based on current CD interest rate survey performed by Selectcdrates.com, the average CD rate among the best CD rates available nationally was lower by only 2/1000ths of a percent.  The average CD rate in the survey is established with the Selectcdrates.com CD
CD investors and savers had to endure some more pain over the past week as CD interest rates moved lower one more time this year.  The average bank CD rate as measured by the Selectcdrates.com CD rate index was lower by just over one basis point.  The average CD rate, per the CD rate index,
Bank rates moved lower for both borrowers and savers for the week ending April 26, 2013 based on the most recent survey of bank rates conducted by SelectCDrates.com.  CD interest rates were down slightly for the week with the majority of the losses in yield coming on the long term maturities. Based on the current survey,

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