EverBank® Yield Pledge® Checking Account

As bank interest have continued to climb higher in 2018, savers can now find CD rates at 2.00% or higher on a number of short term, six-month certificates of de...(read more)

Republic Bank of Chicago is currently offering a special CD rate promotion in Illinois that is worthy of consideration for rate shoppers that have both, big and small, savings port...(read more)

Rising interest rates in the first half of this year has led to a measurable rise in search inquiries regarding bank certificates of deposit.  From the end of 2016 to start of Aug...(read more)

The new Citi Double Cash Card offers a new twist on earning cash rewards with credit card transactions.  Account holders earn 1% cash back on all purchases made with the new Citi ...(read more)

There is no specific regulation that states the name of the bank must be printed on a check however, the identity of the bank must be disclosed on the...(read more)

New home loan borrowers ought to be rejoicing as US mortgage rates have continued to hold in a very tight range despite a plethora of mixed market signals.  A recent run of diverg...(read more)
Citi Simplicity® Card
The U.S. payments system is the largest in the world.  Each day, millions of transactions, valued in the trillions of dollars, are conducted between sellers and purchasers of goods, services, or financial assets.  Most of the payments underlying those transactions f low between depository institutions and banks, a large number of which maintain accounts with
If a person does not have overdraft protection, each time a check is bounced, they must pay an NSF (Nonsufficient Funds Fee). This is usually $35 per check, an amount that can significantly add up if the bouncing is done numerous amounts of times. And this happens whether the check bounced is $1,000
A weak jobs report has pushed interest lowers including bank CD rates.  The most recent economic reports led by the monthly jobs report has turned the tide on the string of improving economic data and brought into question the vitality of US economic recovery.  Slow growth generally leads to low levels of inflation, low loan
As expected, the Federal Reserve announced another rate increase on March 15, 2017.  The reaction by bank and bond rates to the Feds rate move was somewhat fickle.  While some investors are becoming increasingly worried that the long trend of lower bank rates has been reversed, the impact in the bond and interest rate markets
Bank rates fell…….through the floor this week.  Fortunately, the full impact was not absorbed in CD interest rates although, in the coming days bank CD rates are sure to drop further.  The European debt crisis not only refused to go away but appears to be bigger than ever.  The combination of more problems with European
Even with increased volatility in emerging markets and slumping bond prices, the top bank CD rates weathered the storm and held steady going into the final full week of August.  Stock markets, commodity markets, and foreign exchange markets took a tumble in the third week of August as uncertainty over the stability of emerging markets
CD interest rates pulled off a small increase in yield for the week ending June 15, 2012.  The average yield coming from the top ten highest CD rates in the Selectcdrates.com CD rate index increased by 4/1000ths of a percent for the week.  The CD rates index averages the ten highest CD rates available nationally
Not so long ago if people knew they were about to be coming into some money yet they needed to pay a bill right now, they could do what is known as “floating” a check. This involves writing a check when there actually isn’t enough money to cover the balance, at least at the
A certificate of deposit or CD is a time deposit, an investment of a specific amount of money over a specific time period for a specific rate of interest. Some variations on these basics are now offered but the standard investment remains available. Banks, savings and loans, and credit unions offer CDs in
With the exception of the five year bank CD maturities, CD interest rates were little changed for the week ending February 24, 2012.  Based on the most recent survey of CD rates conducted by Selectcdrates.com, the average interest rate offered on the top CD rates available nationally dropped by a very slim margin compared to
With the stock market running scared and government debt issues here and abroad putting fear into the market, interest rates remained low last week.  Skittish markets generally drive funds into the Treasury market pushing Treasury rates lower which keeps a lid on the movement on most other interest rate sensitive assets in the U.S. which
The best CD rates for the first week of July were up modestly on the back of a better than expected monthly jobs report.  Relative to the strength in the jobs report, the overall increase in CD rates was quite tame, rising by just 3/1000ths of a percent from the last week in June.  In the
Interest rates on bank CDs made another move towards the downside for the week ending March 8, 2013.  Long-term certificates of deposit absorbed most of the downward momentum again this week with midterm CD rates showing little change and short term rates making a very modest move to the upside.  The average CD yield in the
The best CD rates going into 2015 are looking marginally better than they did at the onset of 2014.  This headline is not likely to cause a rush of new funds flowing into bank CDs; however with the interest rate market turned on its head during the first week of January 2014, the top performing
Banks send them to their customers once a month through mail. Many customers, particularly those who use online banking, may throw them in the trash, but it’s best to give them at least one look-over for accuracy. Most consumers should keep their financial records, including bank statements, for a period of three years.

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