Wilshire Bank is offering a new CD rate promotion for California banking customers.  The new CD promotion is for a 15 month term certificates and earns an interest rate of 1.20% APY.  There is a minimum balance to open and obtain the advertised APY of $10,000.00.

CD interest earned on the account can be credited to a Wilshire Bank checking account of the same ownership or paid by check monthly to the account holder.

Early withdrawal penalty will apply.  Based on the current terms, the early withdrawal penalty for this account is extremely low; the 15 month term account has a 30-days simple interest penalty for early termination.

The Wilshire Bank California CD rate promotion runs from September 2, 2014 to December 31, 2014.  Restrictions may apply.  This is a limited time offer by the bank.  Additional terms and restrictions may apply.  Account terms and conditions are subject to change without prior notice.

Headquartered in Los Angeles, California, Wilshire Bank operates over 35 branch branches in California, Texas, New Jersey, and New York.

More information about the promotion can be found at the Wilshire Bank web site located at Cali CD.  A Wilshire State Bank representative can be reached by calling customer service at 213-427-0123.  A list of bank branches with each branch address, branch phone number and hours of operation can be found at Wilshire State Bank locations.

Wilshire State Bank offers additional bank CDs for consumer accounts.  The bank’s standard CDs have maturity terms from 30 days to 3 years.  The minimum opening deposit for the standard bank CDs is $1,000.00.  Interest on the standard CDs may be credited to another checking or savings account with Wilshire or another bank and credited to the account at maturity.  A review of the best CD rates in California should be considered before opening a new account or committing new funds to a savings program.

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