Wachovia Bank offers a variety of consumer retail banking services including credit card services. The Wachovia Bank college credit card is one of the credit cards promoted by Wachovia Bank.
With the Wachovia Bank College Visa® credit card, credit card account holders can shop online, buy books, pay regular monthly bills, and have access to credit in case of emergencies.
The student credit card is marketed by Wachovia Bank based on a college student’s budget with competitive credit card rates and no annual fee.
This bank credit card from Wachovia also offers 0% liability for unauthorized purchases on the card made through the Visa network and can also come with overdraft protection when the card is linked to a Wachovia Bank checking, savings, or other approved account.
Since this a student Visa credit card, the minimum requirements are that the credit card applicant must be a U.S. resident, age 18 or older, and a student enrolled in an accredited two- or four-year college, university, or trade school.
The standard credit card rate is a variable rate set between 13.99% and 19.99%. The credit card APR will be established when the account is opened and will be determined by the bank’s review of the credit card application and the applicants credit history.
There is no annual fee with the credit card. The card will have standard fees and charges for credit card cash advances, credit card balance transfers, over the credit card limit, late payments and more. Credit card rates, credit card fees, and terms may change at anytime.
The Wachovia Bank card also comes with free online account access that allows account holders to view card charges, transfer funds, and other services pertaining to the credit card account.
Choosing the best credit card and the best credit card rate is important for existing card holders as well as students; by comparing the best bank credit cards online it is easy and convenient to choose the right credit card for your needs.
The Wachovia Bank college credit card can be applied for online over the phone at 866-327-6214 or by filling in a credit card application form which is also available online. Credit cards are subject to approval by Wachovia Card Services.
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