Valley Community Bank has six locations in St. Charles, Geneva, Batavia and North Aurora, Illinois, providing personalized, prompt and professional service. The bank offers products ranging from standard savings accounts, certificates of deposit, consumer loans to some of the best checking and CD rates in the region.

Valley Community Bank offers free checking account that currently earns an interest rate of 5.01% APY.  The checking account also offers a full refund on all ATM fees nationwide.  In order to qualify for the premium interest rate on this account the accountholder must have a minimum of 15 point of sale debit card transactions posted to their account on the day before the last day of each statement cycle, have one or more direct deposit or ACH auto debits per statement cycle as well as receive the checking account statement electronically.  The minimum deposit required to open the account is $50.00.  This is a variable rate account and the interest rate and APY may change at any time

Valley Community Bank also offers CDs with various terms and interest rates.  At the present time, Valley Community Bank provides the following short and mid term CDs: a 6 month CD with an interest rate of 2.25% APY, a 9 month CD that earns an interest rate of 2.75% APY, a one year CD that has a rate of 2.72% APY, an 17 month CD that yields 3.25% APY and two year CD earns an interest rate 3.11% APY.  These bank CDs each have a $1,000.00 minimum deposit to open the accounts. 

Valley Community Bank can be reached at 630- 584-4433.  The bank website provides information on the above CD and checking account products as well as the interest rates, the web address is www.vcbank.net.  Interest rates are subject to change and additional conditions may apply.  Bank information updated as of January 7, 2009.

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