VA CD Rates at Bank of the James

Bank of the James opened its doors in 1999 and was organized under the laws of the Commonwealth of Virginia to engage in retail and commercial banking business.  Bank of the James is a locally owned community bank and serves individuals, small and medium sized businesses and professionals in central Virginia.  The Bank’s services include personal, business and online banking, loans, investments as well as CD rates in Virginia.  Bank of the James is a wholly owned subsidiary of Bank of the James Financial Group, Inc.

The bank currently operates nine full service locations as well as mortgage origination offices in Forest and Moneta, Virginia.  BOTJ Investment Group, Inc., also a wholly owned subsidiary of Bank of the James Financial Group, Inc. operates one investment services office within the Bank’s Church Street office.  Bank of the James also offers insurance services and products through its wholly owned subsidiary, BOTJ Insurance, Inc.

Bank of the James offers a variety of consumer savings and lending products including great VA CD rates.  The bank has products to meet the needs of individuals that may be looking for their first savings account, borrowing for home improvement, or investing for retirement or a child’s education.

The bank is offering the following VA CD rates and certificate of deposit products in Virginia with a minimum investment of $500.00.

3 month CD rate is at 0.75%
6 month CD rate is 1.25%
9 month CD has a rate of 1.50%
1 year CD rate is 1.75%
15 month CD has an interest rate of 1.75%
2 year CD rate is 2.00%
30 month CD earns a rate of 2.05%
3 year CD yields a rate of 2.10%
4 year CD has an interest rate of 2.10%
5 year CD rate is 3.25%

The bank also offers VA CD rates on a some special CD products including a one year CD with no penalty that has an initial minimum investment of $1,000.00 and yields 1.50% as well as an 18 month one time bump up CD with an interest rate of 2.00%.

The VA CD rates and product information printed is intended to represent the products and bank rates at the time of printing.  The bank’s rules and regulations and interest and fee schedules currently in effect take precedence over any information herein.

The CD interest rates and annual percentage yields may change before account opening.  Virginia CD rates and annual percentage yields are current as of July 28, 2009.  For current Virginia CD rate information call the bank directly at 434-846-2000.  Bank rates and current CD rates are also available on the bank website located at www.bankofthejames.com.

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This entry was posted on Wednesday, July 29th, 2009 at 10:06 am and is filed under Bank Promotions. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.