USAA through USAA Bank offers a myriad of CD accounts and CD rates for consumers nationwide.  The bank offers traditional bank CDs that earn a guaranteed rate of return throughout the term of the CD.  USAA also offers variable rate CD accounts that have an interest rate that is subject to change daily.  Finally, USSA markets an adjustable rate CD that comes with aguaranteed rate of return on the CD with an added feature that allows the account holder to take advantage of a one-time rate adjustment of up to 2% if CD rates rise.

The traditional fixed rate and fixed term CDs have three separate deposit tiers at the bank.  The minimum deposit amount is $1,000.00.  The bank also offers jumbo CDs with a minimum deposit of $95,000.00.  And for those extra-large deposit amounts, USAA has a super jumbo CD tier for deposits amounts of $175,000.00.  With the larger deposit amounts at USAA, the account holder will generally receive a higher CD interest rate.

The bank’s variable interest rate CDs have a minimum deposit amount of $250.00.  This CD account also allows the account holder to make additional deposits into the CD account at any time without extending the maturity of the certificate.

The adjustable rate CD that has a guaranteed rate of return plus the flexibility of a one-time rate adjustment option has the same deposit requirements as the traditional fixed rate CDs.

Current USAA CD rates on June 14, 2013 for the fixed rate CDs with a deposit amount of $1,000.00 have the following interest rates and terms:

The 91 day CD rate is 0.30%.
182 day term CDs and 7 month term CDs earn 0.56%.
The 270 day CD rate is 0.66%.
A one year CD at USAA as well as the 15 month CD yields 0.71%.
18 month term certificates have an interest rate of 0.76%.
2 year CD rates earn a rate of 0.81%.
30 month CDs have a rate of 0.85%.
The 3 year CD rate is 0.91%.
4 year bank CDs are at 0.95%.
The 5 year and 7 year term CD rate at USAA is 1.06%.

The listed USAA CD rates are current as of June 14, 2013.  The USAA bank CD interest rates are based on the institution’s online published rates and may have changed since this publication date. 

This information is believed to be reliable, but the information is not guaranteed.  Contact the bank directly for the most up to date and accurate bank rates and account terms and conditions.  Additional information can be obtained by calling a USAA Bank representative at 1-800-531-8722.

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