U.S. Bank FlexPerks Travel Rewards Visa Signature credit card is one of the top earning rewards credit cards on the market.  Kiplinger’s Personal Finance identified this credit card as one of the best travel rewards credit cards in their December 2009 “Best List” issue.

The credit card starts earning reward points or FlexPoints right out of the gate.  Cardholders can earn 10,000 FlexPoints upon enrollment with a new credit card.  On standard transactions, cardholders earn one FlexPoint for each dollar spent, simply by using their FlexPerks Travel Rewards card.  Double FlexPoints are earned on one category that the card holder spends the most on each monthly billing cycle from gas, grocery or airline purchases.

Double FlexPoints are also earned on most cell phone purchases and expenses. FlexPerks Travel Rewards Visa Signature cardmembers will be awarded FlexPoints at the rate of two FlexPoints for every $1.00 in net purchases made during the current month’s billing cycle for any merchant location that classifies itself as having telecommunication services and /or telecommunications products.

Credit card customers have the flexibility to choose how they want to redeem their accumulated reward points.  Credit card reward points can be redeemed for merchandise, hotel, car rental, cruise gift certificates, gift cards as well as a statement credit.  The reward points can be redeemed for travel on more than 150 airlines.  Frequent flyer miles are earned on the awarded flights as well.

This US Bank credit card has a credit card rate between 9.99% to 22.99% variable.  The annual percentage rate may vary monthly.  The credit card rate is determined by adding a margin to the prime rate.  The credit card APR will be dependent on the credit history of the applicant.

The annual fee is dependent on use, the fee is $0.00 the first year and every year that the credit card holder spends $24,000 or more, otherwise the annual fee is $49.00.

Credit card rates and terms are subject to change.  For current information on card rates and terms, contact U.S. Bank.

U.S. Bancorp is a publicly traded corp. and is the parent company of U.S. Bank.  US Bank is the sixth largest bank in the US.  US Bank offers a wide variety of banking and financial products and services through their retail bank branch locations, ATMs, telephone banking and online banking.

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