Consumers looking for the lowest mortgage rates for either a refinance or home purchase should review the mortgage rates offered by US Bank. US Bank has continually offered competitive mortgage rates with low closing costs on a variety of home loan programs. US Bank is one of the largest home mortgage lenders in the nation and offers a wide range of mortgage loan products from conventional loans, jumbo loans, FHA mortgages and more.

US Bank provides mortgage lending assistance to home buyers throughout the country through a number of different channels. Potential home loan borrowers can obtain a home loan at one of the many bank branch locations operated by US Bank or by calling the mortgage loan department or by applying online. The ease of access and broad selection of mortgage loan programs makes it easy for you to get help for your mortgage needs

Current US Bank mortgage rates as of April 4, 2011 include the following loan programs, mortgage rates, points and loan APRs:

US Bank 30 year mortgage rate 5.00% with no points and a 5.066% APR
US Bank 15 year mortgage rate is at 4.250% with zero points and a 4.361% APR
US Bank 10 year mortgage rate is 3.875% and no points with an APR of 4.033%
US Bank 20 year mortgage rate is at 4.750% and zero points yielding an APR of 4.839%
US Bank FHA 30 year mortgage rate is 4.875% with no points and an APR of 5.402%
US Bank 3 year ARM is 3.375% with zero points for an APR of 3.532%
30 year jumbo loan from US Bank has a rate of 5.125% with 1.0 point and an APR at 5.282%

Additional mortgage rates, point options and APRs are available. The mortgage rates listed assume a 20% down payment on a single family home for a borrower with excellent credit. US Bank not only provides home loan for standard purchase transactions but also handles refinance transactions for rate and term refinances and cash out refinance transactions.

It is always a good idea to compare US Bank mortgage rates with other top bank mortgage lenders before submitting a new home loan application. Be sure to check current loan rates, costs as we
The top 30 year mortgage rates available today can be found at 30 year mortgage rates while the top 15 year mortgage rates is available at. 15 year mortgage rates.
To find low mortgage rates at other banks for 10 year and 20 year mortgage terms refer to 10 year mortgage rates or 20 year mortgage rates.

US Bank mortgage rates are current as of this publication date and are subject to change at any time. To contact a US Bank mortgage representative regarding current mortgage rates or lending options, a representative can be reached at 800-365-8544.

To find a list of US Bank branch locations please see US Bank Branch Locations .

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