Finding the best checking account to meet your needs is an important step for sound financial planning and long term savings. Among the top 10 banks in the nation, US Bank offers a number of checking account options that may meet your needs and help with your financial planning.

US Bank, along with a number of banks today; offers stand alone checking accounts and checking accounts that are part of a package with other accounts that can provide additional benefits and rewards.

US Bank Free Checking Account

The US Bank free checking account is a convenient account that has a low $50.00 minimum opening balance requirement and no monthly maintenance fees. Though there is minimum requirement of $50.00 to open the account, the US Bank free checking account has no balance requirements. The checking account does offer free online banking and mobile banking. There are overdraft protection options of the account holder links the US Bank checking account to a savings account, line of credit or credit card.

US Bank Silver Elite Checking Account

The US Bank Silver Elite checking account provides added benefits for consumers that are 55 or older. This is an interest bearing checking account. The checking account offers free US Bank logo style checks, free money orders, free cashier’s check and free single-signer traveler’s checks. There is a minimum $50.00 account opening amount with no monthly maintenance fee or minimum daily balance requirement. The US Bank Silver Elite checking account also offers Preferred interest rates on new standard bank CDs and retirement money market accounts as well as a 50% annual safe deposit box discount.

US Bank Student Checking Account

The US Bank student checking account is account geared towards young adults. The checking account has no minimum balance requirements or monthly maintenance fees and a low $25.00 minimum opening deposit. The account offers free U.S. Bank logo checks on the first order and four free non-U.S. Bank ATM transactions per month. This is a non interest bearing checking account.

US Bank Platinum Checking Account

The Platinum checking account from US Bank is geared towards clients that hold larger checking account balances. The minimum opening balance is just $50.00 but there is a monthly service fee of $20.00 for the account that is waived for account holders that maintain $25,000.00 or more in combined US Bank deposit and credit balances. The checking account earns interest on a tiered balance schedule.

With the Platinum checking account, account holders can obtain preferred interest rates, free US Bank ATM transaction and non-U.S. Bank ATM transactions, no fees on the first overdraft occurrence, free US Bank logo-style checks or a 50% discount on all other personal style check orders.

A Platinum Package checking account provides no fee banking privileges on money orders, traveler’s checks, overdraft protection advances and additional services. A Platinum checking account package also provides reduced fees for new US Bank home equity lines of credits, 50% monthly bonuses on all rewards earned for net purchases or a 10% annual interest rate rebate on qualifying US Bank credit cards.

US Bank Elite Checking Account

The US Bank Elite checking account is another checking account that offers benefits for account holders that maintain large balances. The Elite checking account is an interest bearing checking account from US Bank that offers free logo style checks, single signer’s travelers and cashier’s checks and money orders, free ATM transactions across the nation and free check safekeeping or check images. There is a no monthly maintenance fee of $15.00 that will be waived for account holders that meet minimum balance requirements that include the option of $5,000.00 minimum daily checking account balance or $50,000.00 combined deposit balances or $50,000.00 USBII balances or existence of a trust relationship with the bank.

US Bank Silver Checking Account

This is a free checking account that is packaged with another US Bank product. The account has a low $50.00 opening balance requirement but no monthly balance requirement and no monthly fees. The account provides preferred rates for US Bank loans and home equity loans as well as high rates on money market savings accounts with no monthly fee. To obtain the Silver Package account holders have to open a Silver Package checking account and combine it with a US Bank Package money market savings account or US Bank credit Card or both.

US Bank Gold Checking Account

The US Bank Gold checking account offers extra benefits above the Silver and free checking accounts offered by the bank. Along with unlimited US Bank ATM transactions, account holders can make two free non-US Bank ATM transactions per month. Gold checking account holders also receive 25% monthly bonuses on all rewards earned for net purchases or a 5% annual interest rebate on qualifying US Bank credit cards. The account offers no fees on the first overdraft occurrence. This is a non interest bearing checking account.

The checking account has a minimum opening balance of $50.00 and comes with a $6.00 monthly maintenance fee. The maintenance fee can be waived if the account holder has direct deposit or Auto-pay to a US Bank personal loan, line of credit or credit card or has an Auto-invest to a US Bancorp investment account.

The Gold checking account also has the option of a Gold Package that offers high rates and no monthly maintenance fee on a Package money market savings and preferred rates on new US Bank loans and home equity lines of credit.

To find US Bank locations near you see US Bank Locations.
To see current CD interest rates offered by US Bank please see US Bank CD rates.
To find current mortgage rates offered by US Bank see US Bank mortgage rates.
To view current checking account deals and promotions see checking account promotions.

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