United Bank and Trust is a Michigan based bank that operates 16 bank branch locations in The Great Lakes State. United Bank and Trust provides banking products and services through the sixteen banking offices, one trust office, twenty automated teller machines, located in Washtenaw, Lenawee and Monroe Counties, Michigan as well as through the Internet with United Bank and Trust online banking. United’s corporate headquarters are located in Ann Arbor, Michigan.

United Bank and Trust was established in 1893 under the original name of United Savings Bank of Tecumseh. The bank is an FDIC insured, state chartered bank that is not a member of the Federal Reserve. The bank is chartered under Michigan law and is subject to regulation by Michigan Office of Financial and Insurance Regulation as well as the Federal Deposit Insurance Corporation (FDIC). The bank has been FDIC insured since 1934. Since the early foundation of the bank, United Bank and Trust has made two acquisitions, Thompson Savings Bank in 1992 and United Bank & Trust of Washtenaw in 2010. United Bancorp, Inc. is the holding company that is the parent company for United Bank and Trust. The company is a publicly traded corporation, the stock symbol is UBMI.

The bank offers a full range of services to individuals, corporations and other institutions in MI. Banking services offered by United Bank and Trust include checking accounts, NOW accounts, savings accounts, certificate of deposit accounts, money market deposit accounts, safe deposit facilities and money transfers. Loan programs available at United Bank and Trust includes real estate loans, a full array of conventional residential mortgage loans, secured and unsecured business and personal loans, consumer installment loans, credit card and check-credit loans, home equity loans, accounts receivable and inventory financing, and construction financing.

United Bank and Trust also operates United Structured Finance Company. United Structured Finance Company is a finance company that offers financing programs to small businesses and commercial property owners, utilizing various government guaranteed loan programs and other off-balance sheet finance solutions through secondary market sources.

United Bank and Trust Locations

United Bank and Trust Locations

United Bank and Trust operates 16 bank branch offices in Lenawee, Washtenaw, and Monroe counties in Michigan as well as a Wealth Management Group.  See a list of all 16 United Bank and Trust branch locations in MI.   The United Bank and Trust branch information listed includes each branch address, the bank branch phone number and bank branch hours of operation.  Use the United Bank and Trust contact information and branch locations to quickly compare the bank rates offered by United Bank in Michigan or find the nearest branch for a local ATM for additional bank services.

United Bank and Trust Adrian Branch
1422 S. Winter St.
Adrian, MI 49221
United Bank and Trust Phone Number:
(517) 264-5552
United Bank and Trust Hours of Operation:
Monday-Thursday 9:00 – 5:00
Friday 9:00 – 5:30
Saturday 9:00 – Noon
Drive Up Hours: 
Monday-Thursday 9:00 – 5:00
Friday 9:00 – 6:00
Saturday 9:00 – Noon

United Bank and Trust Adrian Branch
3737 N. Adrian Hwy
Adrian, MI 49221
United Bank and Trust Phone Number:
(517) 265-6481
United Bank and Trust Hours of Operation:
Monday-Thursday 9:00 – 4:30
Friday 9:00 – 5:30
Saturday 9:00 – Noon
Drive Up Hours: 
Monday-Thursday 9:00 – 5:00
Friday 9:00 – 5:30
Saturday 9:00 – Noon

United Bank and Trust Adrian Branch
1440 W. Maumee St.
Adrian, MI 49221
United Bank and Trust Phone Number:
(517) 265-8317
United Bank and Trust Hours of Operation:
Monday-Thursday 9:00 – 4:30
Friday 9:00 – 5:30
Saturday 9:00 – Noon
Drive Up Hours: 
Monday-Thursday 9:00 – 5:00
Friday 9:00 – 5:30
Saturday 9:00 – Noon

United Bank and Trust Ann Arbor Branch
355 S. Zeeb Rd.
Ann Arbor, MI 48103
United Bank and Trust Phone Number:
(734) 994-4598
United Bank and Trust Hours of Operation:
Monday-Thursday 8:30 – 5:00
Friday 8:30 – 6:00
Saturday 9:00 – Noon
Drive Up Hours: 
Monday-Thursday 8:30 – 5:00
Friday 8:30 – 6:00
Saturday 9:00 – Noon

United Bank and Trust Ann Arbor Branch
2723 S. State St.
Ann Arbor, MI 48104
United Bank and Trust Phone Number:
(734) 214-3700
United Bank and Trust Hours of Operation:
Monday-Thursday 8:30 – 5:00
Friday 8:30 – 6:00
Saturday 9:00 – Noon
Drive Up Hours: 
Monday-Thursday 8:30 – 5:00
Friday 8:30 – 6:00
Saturday 9:00 – Noon

United Bank and Trust Blissfield Branch
616 W. Adrian St.
Blissfield, MI 49228
United Bank and Trust Phone Number:
(517) 486-4825
United Bank and Trust Hours of Operation:
Monday-Thursday 9:00 – 4:30
Friday 9:00 – 5:30
Saturday 9:00 – Noon
Drive Up Hours: 
Monday-Thursday 9:00 – 5:00
Friday 9:00 – 5:30
Saturday 9:00 – Noon

United Bank and Trust Clinton Branch
11839 Tecumseh-Clinton Rd.
Clinton, MI 49236
United Bank and Trust Phone Number:
(517) 456-6048
United Bank and Trust Hours of Operation:
Monday-Thursday 9:00 – 4:30
Friday 9:00 – 5:30
Saturday 9:00 – Noon
Drive Up Hours: 
Monday-Thursday 9:00 – 5:00
Friday 9:00 – 5:30
Saturday 9:00 – Noon

United Bank and Trust Dexter Branch
7200 Dexter-Ann Arbor Rd.
Dexter, MI 48130
United Bank and Trust Phone Number:
(734) 426-4800
United Bank and Trust Hours of Operation:
Monday-Thursday 8:30 – 5:00
Friday 8:30 – 6:00
Saturday 9:00 – Noon
Drive Up Hours: 
Monday-Thursday 8:30 – 5:00
Friday 8:30 – 6:00
Saturday 9:00 – Noon

United Bank and Trust Dundee Branch
260 Tecumseh St.
Dundee, MI 48131
United Bank and Trust Phone Number:
(734) 529-2471
United Bank and Trust Hours of Operation:
Monday-Thursday 9:00 – 5:00
Friday 9:00 – 5:30
Saturday 9:00 – Noon
Drive Up Hours: 
Monday-Thursday 9:00 – 5:00
Friday 9:00 – 5:30
Saturday 9:00 – Noon

United Bank and Trust Hudson Branch
331 W. Main St.
Hudson, MI 49247
United Bank and Trust Phone Number:
(517) 448-2411
United Bank and Trust Hours of Operation:
Monday-Thursday 9:00 – 4:30
Friday 9:00 – 5:30
Saturday 9:00 – Noon
Drive Up Hours: 
Monday-Thursday 9:00 – 4:30
Friday 9:00 – 5:30
Saturday 9:00 – Noon

United Bank and Trust Manchester Branch
111 E. Main St.
Manchester, MI 48158
United Bank and Trust Phone Number:
(734) 428-8370
United Bank and Trust Hours of Operation:
Monday-Thursday 8:30 – 5:00
Friday 8:30 – 6:00
Saturday 9:00 – Noon

United Bank and Trust Manitou Beach Branch
851 Manitou Rd.
Manitou Beach, MI 49253
United Bank and Trust Phone Number:
(517) 547-6155
United Bank and Trust Hours of Operation:
Monday-Thursday 9:00 – 4:30
Friday 9:00 – 5:30
Saturday 9:00 – Noon
Drive Up Hours: 
Monday-Thursday 9:00 – 4:30
Friday 9:00 – 5:30
Saturday 9:00 – Noon

United Bank and Trust Morenci Branch
1050 E. Main Street
Morenci, MI 49256
United Bank and Trust Phone Number:
(517) 458-7511
United Bank and Trust Hours of Operation:
Monday-Thursday 9:00 – 4:30
Friday 9:00 – 5:30
Saturday 9:00 – Noon
Drive Up Hours: 
Monday-Thursday 9:00 – 4:30
Friday 9:00 – 5:30
Saturday 9:00 – Noon

United Bank and Trust Saline Branch
200 N. Maple
Saline, MI 48176
United Bank and Trust Phone Number:
(734) 429-3824
United Bank and Trust Hours of Operation:
Monday-Thursday 8:30 – 5:00
Friday 8:30 – 6:00
Saturday 9:00 – Noon
Drive Up Hours: 
Monday-Thursday 8:30 – 5:00
Friday 8:30 – 6:00
Saturday 9:00 – Noon

United Bank and Trust Tecumseh Branch
205 E. Chicago Blvd.
Tecumseh, MI 49286
United Bank and Trust Phone Number:
(517) 423-8373
United Bank and Trust Hours of Operation:
Monday-Thursday 9:00 – 4:30
Friday 9:00 – 5:30
Saturday 9:00 – Noon

United Bank and Trust Tecumseh Branch
1208 W. Chicago Blvd.
Tecumseh, MI 49286
United Bank and Trust Phone Number:
(517) 423-0900
United Bank and Trust Hours of Operation:
Monday-Thursday 9:00 – 5:00
Friday 9:00 – 5:30
Saturday 9:00 – Noon
Drive Up Hours: 
Monday-Thursday 9:00 – 5:00
Friday 9:00 – 6:00
Saturday 9:00 – Noon

Brighton Loan Production Office
205 W. Grand River Ave., Ste. 102
Brighton, MI 48116
Loan Production Office Phone Number:
(810) 522-1900

For more information on Michigan based banks, please refer to the Bank Directory.  For more information on bank CD rates in Michigan please see the following rate table: Michigan CD rates.  For information on mortgage loans and mortgage rates in Michigan, please see Michigan mortgage rates.