Union Bank Mortgage Rates

See the latest mortgage rates and terms offered by Union Bank for home purchases and refinances. Union Bank has competitive mortgage rates and low loan costs across a wide array of home loan products that are available in California, Oregon, and Washington.

Union Bank mortgage loan products includes conforming and jumbo fixed rates loans, conforming and jumbo adjustable rate loans, and specially designed home loans for low- to moderate-income households. The bank acts as both a traditional home lender and a portfolio lender which leads to a wider range of loan products to choose form, more flexible underwriting conditions, and faster loan approvals.

Many of the loan products promoted by Union Bank feature competitive rates to finance owner occupied homes, second homes, or investment properties. Borrowers will find loans with zero point options to reduce out of pocket expenses at closing. The bank makes a several different term options available as well, giving borrowers greater flexibility regarding their repayment choices.

Compare the 30 year fixed rate home loan interest rates, 15 year fixed rate loans, and 5/1 ARM loans listed from Union Bank to secure the most advantageous real estate financing on the market.

Union Bank Mortgage Rates
Union Bank Mortgage Rate Points APR
Union Bank 30 year Mortgage Rate
unionbank.com
866-825-6267
4.125 0.000 4.210
Union Bank 15 Year Mortgage Rate
unionbank.com
866-825-6267
3.375 0.375 3.558
Union Bank 5/1 ARM Mortgage Rate
unionbank.com
866-825-6267
2.875 0.625 2.746


The Union Bank mortgage interest rates, annual percentage Rates (APRs), and points are subject to change without notice. Adjustments to the loan interest rates or loan charges may apply depending on several factors including but not limited to the credit score of the borrower, the loan amount, the property location, the transaction type, the occupancy type, the loan-to-value and the property type. All loan products subject to lender approval. Other terms, conditions and restrictions may apply.

In addition to loans for purchases, Union Bank offers loans to reference existing mortgage loans. Loan for refinances can be used for a variety of purposes including securing a lower interest rate, reducing the costs for monthly mortgage payments, getting cash out at closing by borrowing against the equity in a home, building up equity more quickly by converting to a loan with a shorter term, changing other loan terms, or for a variety of other worthwhile purposes.

A Union Bank mortgage representative can be reached by calling the bank at 866-825-6267. Additional information can be found at the Union Bank web site located at unionbank.com.

All information is based on sources deemed reliable, but no warranty or guarantee is made as to its accuracy or completeness. Please contact Union Bank directly to verify rates and find out about additional mortgage lending program details and requirements.

If you’re a wise financial consumer, you have money in three places – your checking account to pay bills, your intermediate savings account for short-term goals and emergencies, and your long-term portfolio for retirement and other savings goals longer than five years. Your checking account should be minimal with only enough cushion to prevent
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CD interest rates made another mild retreat over the past week.  The minor rate reduction comes on the heels of a rate drop of similar proportions that took place in the previous week.   On the face of it, the interest rate reductions may not seem like a whole lot, but when CD rates are holding