Union Banks CDs can be a great savings option for those consumers that don’t need immediate access to your funds and want a predictable rate of return. Long term CD rates with Union Bank are significantly higher than the national average CD rates for similar terms while the short and midterm CD rates are falling below the national average rates.

Union Bank is an FDIC insured full service commercial bank based in California. Union Bank operates over 400 branch locations California, Oregon, Washington and Texas.

Union Bank CDs are available in standard deposit amounts as well as jumbo amounts and can also be acquired as IRA CD accounts. The minimum deposit amount for the non IRA CDs is $350.00 for a term of 32 days to 60 months or $2,500.00 for CD terms of seven to 31 days. The minimum deposit amount for the Union Bank fixed rate IRA CDs is $350.00. There is no service fee for a non-IRA bank CDs.

Union Bank CDs can be opened at one of the many bank branches directly. With the telephone banking services at Union Bank, CD account holders can check their balances and even make select transactions with the account directly over the telephone.

Union Bank CDs earn interest that is compounded daily. Fixed rate CDs are available with maturities that are as short as seven days to as long as five years. The bank will impose an early withdrawal for account holders that withdraw funds prior to maturity.

Current Union Bank CD promotions from CDs in California include the following CD terms and CD rates:

Union Bank 7-31 day CD rate is 0.05%
32-89 day CD rate 0.10%
90-179 day CD rate 0.15%
180-364 day CD rate 0.30%
12-17 month CD rate 0.40%
18-23 month CD rate 0.60
24-35 month CD rate 0.60%
36-47 month CD rate 0.75%
48-59 month CD rate 1.50%
60 month CD rate 2.50%

CD interest rates arte current as of June 30, 2011 but are subject to change at any time. For current CD rates from the Union Bank, a representative can be reached at1-800-238-4486.

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