Always compare bank checking account charges to make sure you are not paying too much.  It is not unheard of to have someone save more than $200 a year in fees by switching to a free checking account or a checking account that has no minimum balance requirement.  It’s easy to review a complete list of fees that are charged on these accounts, including ATM and debit card fees.  Using both a free checking account combined with a money market account or high interest rate savings account can increase total returns and minimize bank fees.

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