Thousand Oaks Mortgage Rates

Review mortgage rates in Thousand Oaks California offered by the mortgage lenders that are operating and serving new home loan borrowers directly in the of the greater Los Angeles area. Compare the mortgage rates, costs and terms offered by Thousand Oaks mortgage lenders to find the best mortgage financing option in todayís mortgage market.

The mortgage lenders in Thousand Oaks have market based mortgage rates for home purchases and refinances. The 30 year mortgage is the most prevalent home loan choice for new and existing home loan borrowers in the region. The 30 year fixed rate mortgage loans are amortized with a fixed interest rate for the life of the loan. A stable monthly mortgage payment schedule is based on the loan amount and interest to be paid.

The listed mortgage rates in Thousand Oaks give new home loan borrowers the ability to quickly compare the various loan programs and rates provided by local mortgage lenders.

Thousand Oaks Mortgage Rates
Thousand Oaks Mortgage Lender Mortgage Rate Points APR
Fremont Bank 30 Year Mortgage Rates
fremontbank.com
800-359-2265
3.750 0.125 3.794
Bank of the West 30 Year Mortgage Rates
bankofthewest.com
800-488-2265
3.500 0.625 3.623
OneWest Bank 30 Year Mortgage Rates
owb.com
888-321-3863
3.375 0.000 3.426
Bank of Internet 30 Year Mortgage Rates
bofifederalbank.com
888-546-2634
3.750 0.000 3.803
UMPQUA Bank 30 Year Mortgage Rates
umpquabank.com
866-486-7782
3.500 1.000 3.648


A full range of mortgage loans with flexible funding options can be found through the residential lending division of the local lenders. Along with the traditional 30 year conventional loans, Thousand Oaks mortgage lenders offer fixed rate mortgages with shorter terms, adjustable rate mortgages, jumbo loans, FHA mortgages, VA loans, USDA rural home loans, refinances, and a number of first time homebuyer programs. Mortgage options on these loan products can be obtained with various rates, costs, and repayment options.

The mortgage interest rates and points paid on a particular loan request are based on a number of factors, such as the loan type, the term of the loan, the borrowerís credit profile, the loan-to-value, as well as other specific parameters used in the loan approval process. Additional mortgage rates and terms are available.

The mortgage interest rates are based on the institutionís online published rates and may have changed since this offer was posted. This information is believed to be reliable, but the information is not guaranteed. Contact the mortgage lenders serving the Thousand Oaks region directly for the most up to date and accurate information on the bank loan rates and lending programs.

Short and midterm certificate of deposit rates were in a state of suspended animation for the week ending September 4, 2009.  All maturities of bank CD rates held steady with the exception of the long term bank CDs.  The average of the best six month CD rates, one year CD rates and two year CD rates available
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CD interest rates made their biggest drop yet this year.  The stronger than expected employment figures have just not been strong enough to counter the impact of the Fed which has used monetary easing to keep short interest rates low and bank CD rates just keep moving lower.  Based on the bank CD rate survey conducted