First Community Bank has a healthy selection of high yielding CD accounts.  The two year CD offered by the bank is the best CD rate in Ohio.  The bank offers the two year CD with a rate of 4.67% and a 4.75% APY.  The minimum balance for this account is $5,000.00.  First Community Bank is located in central Ohio where they maintain four bank branches.  Since the bank serves only that market they have posted a notice regarding their bank account offers on the web site that reads, we currently offer new accounts to Central Ohio area residents only-the market areas we serve around our offices.  We are not accepting any deposits from outside of our market area.  Please check the CD application to open up a CD through the internet and other disclosures/details.

First Community Bank does offer some of the most competitive deposit rates in the country and flexible programs to fit a variety of investment and savings needs. The banks products and services offered for checking, money market and certificate of deposit accounts as well as IRAs in Central Ohio are the most aggressively priced and competitive in the region.  In addition to the two year CD the bank offers the following CD, money markets and checking accounts rates:

3 month CD 1.35% APY
6 month CD 3.00% APY
9 month CD 3.85% APY
12 month CD 4.06% APY
18 month CD 4.25% APY
30 month CD 4.75% APY
36 month CD 5.00% APY
48 month CD 5.00% APY
60 month CD 5.00% APY

CDs with a term of 18 months or less require a $1,000.00 minimum balance.  CDs with a term of 24 months or greater require a $5,000.00 minimum balance.

Net Checking has a 2.00 interest rate with an APY of 2.02% on balances greater than $.01.

Money Market rates that start at a 1.24% interest rate and 1.25% APY that increase to 1.85% APY dependent upon the balance.

Business savings rates that has a 0.50% APY on balances of over $.01 and 2.84% APY on balances over $1,000.00.

Statement savings account that yields .90% APY with balances over $.01.

Rates and bank product conditions subject to change, for current rate information call a local bank representative at 888-831-3620.  The bank web address is www.firstcommunitybank.com.

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