Finding certificate of deposit rates above 4.00% has become increasing more difficult.   In Louisiana, one bank is offering a yield in excess of 4.00% on a several different term CDs.  Crescent Bank & Trust offers some of the highest CD rates along all maturities in Louisiana.  The interest rates offered in the categories of one year CDs, two Year CDs and three year CDs are the highest rates in the state.  The bank is headquartered in New Orleans, Louisiana and presently offers five different CD terms that yield an interest rate at 4.00% or greater. 

Crescent Bank & Trust is running the following CD specials that are at or above an interest rate of 4.00% APY.

A 9 month CD with an interest rate of 4.00% APY.
A 15 month CD that has an interest rate of 4.10% APY.
A 25 month CD that yields 4.15% APY.
A 37 month CD with an interest rate of 4.20% APY.
And finally, a 44 month CD that reaches a rate of 4.75% APY.

The minimum investment in these special rate CD accounts is $5,000.00.  Interest received from these CDs can be reinvested into a CD, deposited directly into a Crescent Bank & Trust savings or checking account or received by check.  Additionally CD maturities and rates are available.

Crescent Bank & Trust has two bank branch locations in Louisiana.  In addition to the retail bank branches, the bank has numerous lending offices throughout the country.  The bank promotes a mission statement that positions Crescent Bank & Trust as a non prime customer consumer lending bank.  The banks primary business is providing higher risk customers an alternative to conventional financing through automobile dealers.
 
Certain conditions may apply and interest rates not guaranteed on the listed bank CDs, see the bank for details.  The web address to view the promotional CD rates as well as other CD terms and interest rates is www.cbtno.com.  To call a local bank representative they can be reached at 504-556-5950.

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