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Platinum Bank is a Florida bank that was established in December 1997. The bank is headquartered in Brandon, Florida with branches in Lakeland, Tampa, Plant City, and Winter Haven, Florida. The bank’s primary market area consists principally of Hillsborough and Polk counties and the surrounding areas.
Platinum Bank’s business strategy is to cater to consumers, professionals,
Money given by a buyer when making a formal offer to bind the sale. Also called earnest money. It is also the term used for money placed in a bank or other financial institute.
If you have a variable interest rate on a credit card or even a loan, and want to know which way the rate is moving, check the Wall Street Journal Prime Rate through an online search on the rate tables at this site. Most variable rate credit cards and lines of credit are tied to movements up
Providence Bank is located and headquartered in Winter Haven, Florida. The bank was established in 2005 and has just one location. Providence Bank is a full-service independent community bank. Providence Bank provides a great deal of banking services to its customers and allows them to choose from various savings accounts that are available. Customers can
Central Bank is a local community bank located in Hillsborough County, Florida. As a local community bank, Central Bank’s goal is to serve the community, its people and local businesses. The bank offers an array of savings products for consumers from their one location in Tampa.
Central Bank CDs are available in a variety of terms.
American Bank & Trust is offering some of the highest CD rates in South Dakota. The American Bank & Trust is a home owned and managed bank that has been serving the area since the early 1900′s. Right now the bank is offering two of the highest CD rates for short term CDs in South
Home Bank of California is a California bank headquartered in San Diego. Home Bank was first established as a California state chartered thrift in 1981. The bank has since changed status and has become FDIC insured in 1985 and is chartered as a Federal Reserve non-member bank. Home Bank of California has two bank branches,
Once again, CD interested rates have declined very slightly. Market reaction to the recurring disturbances over European government debt levels has driven interest rates lower once again. Most of the deterioration in CD rates was seen in the longer term banks CDs with the short term CDs holding relatively stable.
Overall, CD interest rates were reduced
Internet based banks offer a wide array of deposit accounts including interest bearing checking accounts, bank CDs, savings accounts and money market accounts and often provide very desirable interest rates and fees. Don’t let the lack of direct human interaction be your barrier to potentially better service and possibly greater returns, shop and compare all banks and
Institutional money funds are designed primarily for institutional investors. Institutional money market funds that are used by businesses, pension funds, state and local governments, and a variety of other large investors. Small, midsize, and even some larger corporations also use money market funds for cash management purposes. Small and medium-sized bank trust departments which use
Bank rates were a mixed bag for the week ending September 3rd, 2010. Bank mortgage interest rates mirrored much of the activity with Treasury rates as did bank savings account rates and money market account rates while bank CD rates did the inverse and credit card rates just thumped along.
As the week
The risk that a portion of an investment’s return that is driven or the result of inflation expectations.
CD interest rates worsened considerably over the past week while most bank rates and Treasury rates remained relatively stable. Greater stability in CD rates may have been expected this week as well since the stock market appears to be shrugging off concerns over European debt issues and dismal U.S economic growth.
The strengthening stock market is
The most common ownership categories are:
Single Accounts
These are deposit accounts owned by one person and titled in that person’s name only. An individual account is an account with only one account owner, and may be withdrawn only upon the signature of the account owner or his/her legally authorized representative. All single accounts at
A financial entity engaged in a broad range of banking-related activities, created by the Gramm-Leach-Bliley Act of 1999. These activities include: insurance underwriting, securities dealing and underwriting, financial and investment advisory services, merchant banking, issuing or selling securitized interests in bank-eligible assets, and generally engaging in any non-banking activity authorized by the Bank Holding
Eurodollars are deposits denominated in United States dollars at banks outside the United States, and thus are not under the jurisdiction of the Federal Reserve. Consequently, such deposits are subject to much less regulation than similar deposits within the United States, allowing for higher margins. Eurodollar deposits are US dollar-denominated deposits outside of the U.S,
Mutual funds and closed-end funds also are required to have statements of additional information (SAIs). Although money market funds are not required to provide investors with the SAI, they must give investors the SAI upon request and without charge.
The SAI conveys information about the fund that is not necessarily needed by investors to make an
Liabilities of a bank that are contingent liabilities and do not have to appear on the balance sheet. These may include items such as sale and purchase agreements, interest rate swaps, stand by letters of credit, interest rates options, etc.
Consumer prices moved higher with a year over year increase of 2.7 percent and the Philadelphia Federal Reserve Bank President, Charles Plosser, commented that the Fed may have to raise rates if the economy continues expand. Yet, bank interest rates moved decidedly lower for the week. While the tea leaves appear to be
The Federal Open Market Committee, FOMC, is the Fed’s most important policymaking body. It is comprised of all 7 members of the Board of Governors along with the presidents of the Regional Federal Reserve Banks. All 12 presidents participate fully in each FOMC meeting, communicating information and views about the economy to the
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