TD Bank is one of the top 15 largest U.S. banks and offers a wide range of bank products and services including mortgages with competitive mortgage rates. TD Bank mortgage rates and terms are available on a variety of different home loan products. Current TD Bank mortgage rates are available on FHA loans, jumbo loans, 30 year fixed rate mortgage loans, 15 year fixed rate home loans and several other loan terms and types. TD Bank mortgage rates will vary by region.
 

TD Mortgage Rates September 23, 2011

TD Bank currently offers conventional fixed rate and adjustable rate mortgages, jumbo mortgages, FHA mortgage and VA mortgages in 15 states and the District of Columbia.  TD mortgage rates are often some of the most competitive rates in the market areas served by the bank. 

Mortgage rates from TD Bank can be reviewed by going to the bank website or calling the toll free number to speak to a bank mortgage representative.

Here is a list of TD Mortgage rates for the most popular loan products offered by the bank which includes a 30 year fixed rate loan, 15 year fixed rate loan, FHA mortgage and 30 year jumbo home loan:

30 year mortgage rate is at 4.250% with no points and an APR of 4.296%
The 30 year mortgage is also available at 4.00% with 1.0 point and an APR at 4.1300%

The 15 year mortgage rate is 3.250 with zero points and an APR of 3.330%.
With 1.0 point, the 15 year mortgage rate is 3.00 and a 3.225% APR.

A 30 year jumbo loan is available with an interest rate of 4.125% and no points with an APR of 4.141%.

The FHA 30 year mortgage rate is at 4.250% with zero points for a 4.791%.

These current advertised mortgage rates are for a home loan with a minimum 20% down payment for a property located in New York.  Mortgage rates and terms may change.  Mortgage rates and costs for specific loan requests will vary based on the applicants loan amount request, down payment, credit profile, property location as well as other qualifying factors.

To compare the current TD mortgage rates with the average rate on these same mortgage products we need to review the last weekly survey of mortgage rates from the top U.S. bank mortgage lenders.  For the week ending September 16, 2011 the average mortgage rate from the top ten bank mortgage lenders in the U.S. offered the following mortgage rates and costs:

Average 30 year mortgage rate was 4.247% with 0.363 points and a 4.348% APR.
Average 15 year mortgage rate was 3.353% also with 0.363 points for an APR at 3.515%.
Average 30 year jumbo mortgage rate was 4.538% with 0.482 points with an APR of 4.621%
The average 30 year FHA mortgage rate is 4.113% with 0.200 points and a 4.651% APR.

In addition to competitive mortgage rates, TD Mortgage offers a number of convenient services to help consumers with their home loan needs.  Applying for a mortgage can be completed online or through the mail.  Existing borrowers can view their mortgage loan details and make their mortgage payments online. 

TD Bank is a member of TD Bank Group of Toronto, Canada.  TD Bank is one of the 10 largest banks in the U.S. with over 1300 bank branch locations primarily located on east coast from Maine to Florida.

TD Bank provides mortgage loans and operates bank branches in the states of Connecticut, Maine, Pennsylvania, District of Columbia, Delaware, Florida, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Rhode Island, North Carolina, South Carolina, Virginia and Vermont.

The TD Bank mortgage center can be reached at 800-937-5020.

For additional information on the top U.S. mortgage rates please see: 30 year mortgage rates, 15 year mortgage rates, 20 year mortgage rates, 10 year mortgage rates, FHA mortgage rates and jumbo mortgage rates.

TD Mortgage Rates February 8, 2011

TD Bank provides a widely variety of mortgage products with competitive mortgage rates and cots. TD Mortgage rates are now at their high point for the year but this is simply a reflection of the increased level of mortgage rates throughout the mortgage lending sector. TD mortgage rates remain in the same competitive position they have been since the start of the year.

TD mortgage rates are available for home loans on new purchases as well as mortgage refinance transactions. The bank offers conventional mortgage loans, FHA mortgage loans and jumbo mortgage loans.

TD Bank does not offer mortgage loans in all states; TD mortgage loans are available in Connecticut, Delaware, Washington DC, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, Vermont and Virginia.

TD Bank mortgages are available with various terms, rates and point options. The following mortgage loans are a listing of various TD mortgage rates and mortgage loans offered in the state of New Jersey.

TD 30 year mortgage rate is available at 5.250% with no points and an APR of 5.282%.
The 15 year TD mortgage rate is 4.500% with no point and a 4.554% APR.
A 5 year adjustable rate mortgage from TD Bank can be had at 3.750% with no points with a 3.290% APR.
An FHA mortgage rate for a 30 year term is 5.000% with zero points and an APR at 5.444%.
A jumbo loan with a loan amount of $650,000.00 has a 30 year mortgage rate of 5.375%, no points and an APR of 5.388%.

The mortgage interest rates, APRs (annual percentage rates) and loan points listed are subject to change without notice. All mortgage loans require bank approval and underwriting. Individual loan APR’s and costs will vary based on the loan amount, finance charges, the borrowers income, assets as well as credit profile among other underwriting conditions.

TD Bank mortgage loans listed are based on a single family home purchase in New Jersey with a minimum 20% down payment. TD Bank mortgage rates are available in the other 13 regions TD Bank offers loans in, including: TD Mortgage rates in Florida, TD Mortgage rates in Massachusetts, TD Mortgage rates in New York, TD Mortgage rates in Pennsylvania, TD Mortgage rates in Virginia and more.

For more information on 30 year mortgage rates see or to find a TD Bank branch see 30 year mortgage rates, 15 year mortgage rates, jumbo mortgage rates, 20 year mortgage rates, FHA mortgage rates, TD Bank locations

For information on CD rates at TD Bank see TD Bank CD rates.

TD Mortgage Rates October 25, 2010

For consumers shopping and comparing mortgage rates for a home loan to purchase a home or refinance an existing loan should review the current TD mortgage rates with other top bank mortgage lenders.

TD mortgage rates tumbled last week along with most major bank lending rates. TD Bank mortgage continues to offer the low mortgage rates on 30 year fixed rate mortgages, 15 year fixed rate mortgages, FHA mortgages, adjustable rate mortgages and jumbo home loans.

TD mortgage rates will vary depending on the geographic location of the property. For home loans in New Jersey the current TD mortgage rates include the following mortgage interest rates, points and APRs:

The TD mortgage rates for the 30 year fixed rate loan include one at 4.50% with no points and a 4.542% APR or 4.25% with 1.0 point and a 4.377% APR.

The TD mortgage rates on the 15 year term mortgage loan include a 3.625% rate with zero points and an APR of 3.697% as well as a 3.375% rate with 1.0 point for an APR of 3.593%.

The jumbo 30 year mortgage rate from TD Bank is at 4.875% with zero points and a 4.897% APR.

TD mortgage rates for an FHA home loan have a rate of 4.25% with no points and an APR at 4.69% and a 1.0 point option with a rate of 4.00% and a 4.525% APR.

A TD mortgage 30 year jumbo conforming loan with an amount of $650,000.00 has a mortgage rate of 4.625% with no points and a 4.641% APR.

The TD Bank mortgage interest rates and annual percentage rates shown are subject to change without notice by the bank. All mortgage loans and TD mortgage rates require bank approval. The mortgage rates listed are based on a single family home loan with a minimum 20% down payment.

Mortgage rates and APRs will vary based on loan amount, the borrower’s credit profile, the down payment amount and other factors.

Information provided on TD mortgage rates are believed to be accurate and reliable when placed on this site, but we cannot guarantee it is accurate or complete or current at all times.

Current TD mortgage rates and additional mortgage loan information from the bank can be obtained by calling the bank direct at 800-937-5020.

For more information on TD Bank CDs, the mortgage rates of the top ten bank mortgage lenders or the best 30 year mortgage rates see the TD CD rates section or the compare mortgage rates section or the 30 year mortgage rates section of Selectcdrates.com.

Though the mortgage rates listed are for properties in New Jersey, a quick review of conforming loan rates were similar in all states serviced by TD Bank including TD mortgage rates in Connecticut, TD mortgage rates in New York, TD mortgage rates in Florida, TD mortgage rates in Massachusetts, TD mortgage rates in Virginia and TD mortgage rates in Pennsylvania.

TD Mortgage Rates July 20, 2010

TD Bank offers several types of mortgages with competitive mortgage rates on most all loan programs. TD mortgage rates have drifted lower again this week across almost all mortgage terms and loan types.

TD mortgage rates will vary depending on the geographic location of the property. To run a current survey of TD mortgage rates, New Jersey mortgage rates were chosen as the target. All of the loans in today’s TD mortgage rate survey do not require the payment of any origination points or discount points.

TD mortgage rates in NJ are currently running about par with mortgage rates from the top ten largest bank mortgage lenders. Based on the survey of the top ten bank mortgage lenders performed by Selectcdrates.com for the 30 year and 15 year mortgages on July 19th, the 30 year loan rate is 4.70% with .363 points while the 15 year was 4.137% and .363 points.

Current TD mortgage rates include the following mortgage rates and terms:

30 year fixed mortgage from TD Bank is at 4.75% with no points and a 4.793% APR.

The TD mortgage rate on the 15 year term home loan is at 3.990% with zero points and an APR of 4.063%.

The jumbo 30 year mortgage rate from TD Bank is at 4.875% with zero points and a 4.897% APR.

A FHA home loan from TD mortgage has a mortgage rate of 4.75% with no points and an APR at 5.174%.

The mortgage interest rates and annual percentage rates shown are subject to change without notice by the bank. All mortgage loans and TD mortgage rates require bank approval. The mortgage rates listed are based on a single family home loan with a minimum 20% down payment.

The FHA loan rate is based on a $250,000.00 loan and will require standard Upfront Mortgage Insurance required on FHA loans in the amount of $5,625.00.

Mortgage rates and APR will vary based on loan amount, the borrower’s credit profile, the down payment amount and other factors.

Loan service from TD Bank can be summed up by reviewing the loan process on the TD Bank website which reviews the summary of the loan process and states that if a loan application is for a purchase and was not immediately approved online, a decision will be made within 24 hours.

Current TD mortgage rates and additional mortgage loan information from the bank can be obtained by calling the bank direct at 800-937-5020.

For more information on TD Bank CDs or the top ten bank mortgage lender mortgage rates see the TD CD rates section or the compare mortgage rates section of Selectcdrates.com.

TD Mortgage Rates July 4th, 2010

Rates on 30 year fixed rate mortgages with TD Bank fell once again this week. TD mortgage rates were lower on all fixed rate home loan products in all of the states served by the bank.

The bank is offering several types of mortgages including conforming mortgages, jumbo mortgages, adjustable rate mortgages and FHA mortgages. TD mortgage rates are available in Connecticut, Delaware, DC, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Vermont and Virginia.

TD Mortgage rates are dependent on the geographic location of the property. To provide mortgage rates that offer a representative value in a particular state, this weekend Selectcdrates.com surveyed the TD Mortgage rates in New York.

Current mortgage rates in NY from TD mortgage include the following terms and rates:

30 year fixed rate mortgage by TD Bank has a mortgage rate in NY of 4.875% with no points and a 4.931% APR.

The 15 year mortgage rate from TD mortgage is 4.125% and no points with a 4.220% APR.

The TD mortgage rate in NY for a 30 year FHA loan is at 4.75% with no points and an APR of 5.187%.

A quick scan of TD Mortgage rates in PA, TD Mortgage rates in FL, TD Mortgage rates in VA, TD Mortgage rates in MA, TD Mortgage rates in CT and TD Mortgage rates in NJ show the same rates and points charges with the exception of the APRs which vary based on the closing cost differences between the regions.

The mortgage interest rates, points and annual percentage rates (APRs) listed are subject to change by the bank without notice. Individual mortgage loan APRs will vary based on the final loan amount and finance charges. The rates and APR listed are based on an owner occupied single family home with a 20% down payment. All home loans subject to TD Bank approval.

Mortgage loan applications can be obtained by applying online or calling the bank at 800-937-5020.

TD Mortgage Rates June 15, 2010

Along with competitive mortgage rates, TD Bank provides full service banking that includes an array of bank products and services in Connecticut, Delaware, the District of Columbia, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Vermont and Virginia.

In the mortgage department, TD Bank offers several types of mortgages for both purchase transactions or for refinancing an existing home loan. TD mortgage loan products include: conventional 30 year mortgage loans, 15 year mortgage loans, FHA mortgage loans, jumbo loans, adjustable rate mortgages and more.

Current TD mortgage rates in Florida for a $250,000.00 loan amount include the following terms and mortgage rates:

A 30 year fixed rate home loan from TD Bank has a mortgage rate of 4.875% with no points and an APR of 4.902%.

The 15 year TD mortgage rate is 4.250% with no points and an APR of 4.296%.

An FHA loan from TD Bank with a 30 year term has a mortgage rate of 4.75% and no points with an APR of 5.158%.

The one year adjustable rate mortgage from TD Bank has a mortgage rate of 2.625% with no points and a 3.342% APR.

A jumbo loan with a 30 year term has a mortgage rate in Florida from TD Bank of 5.00% with no points and a 5.014% APR.

The mortgage interest rates, annual percentage rates (APRs) displayed are subject to change without notice. Mortgage rates may vary based on the down payment amount, credit profile of the borrower, loan amount, geographic area and other factors. All loans and rates are subject to bank approval.

All of the mortgage loans offered by TD Bank have no prepayment penalties. Home loan borrowers can pay off their mortgage any time with no additional charges.

The bank makes automated monthly mortgage loan payments available and TD Bank offers 1/8% mortgage rate reduction on purchase loans that enroll in automatic payments from a TD Bank account.

There is no cost for completing a mortgage loan application. Mortgage applications can be made by calling the bank or applying online or visiting one of the bank mortgage representatives.

For current TD mortgage rates or additional home loan information, a bank customer service representative can be reached at 800-937-5020.

For information on TD Bank certificate of deposit see TD CD rates.