TD Mortgage Rates September 23, 2011

TD Bank currently offers conventional fixed rate and adjustable rate mortgages, jumbo mortgages, FHA mortgage and VA mortgages in 15 states and the District of Columbia.  TD mortgage rates are often some of the most competitive rates in the market areas served by the bank. 

Mortgage rates from TD Bank can be reviewed by going to the bank website or calling the toll free number to speak to a bank mortgage representative.

Here is a list of TD Mortgage rates for the most popular loan products offered by the bank which includes a 30 year fixed rate loan, 15 year fixed rate loan, FHA mortgage and 30 year jumbo home loan:

30 year mortgage rate is at 4.250% with no points and an APR of 4.296%
The 30 year mortgage is also available at 4.00% with 1.0 point and an APR at 4.1300%

The 15 year mortgage rate is 3.250 with zero points and an APR of 3.330%.
With 1.0 point, the 15 year mortgage rate is 3.00 and a 3.225% APR.

A 30 year jumbo loan is available with an interest rate of 4.125% and no points with an APR of 4.141%.

The FHA 30 year mortgage rate is at 4.250% with zero points for a 4.791%.

These current advertised mortgage rates are for a home loan with a minimum 20% down payment for a property located in New York.  Mortgage rates and terms may change.  Mortgage rates and costs for specific loan requests will vary based on the applicants loan amount request, down payment, credit profile, property location as well as other qualifying factors.

To compare the current TD mortgage rates with the average rate on these same mortgage products we need to review the last weekly survey of mortgage rates from the top U.S. bank mortgage lenders.  For the week ending September 16, 2011 the average mortgage rate from the top ten bank mortgage lenders in the U.S. offered the following mortgage rates and costs:

Average 30 year mortgage rate was 4.247% with 0.363 points and a 4.348% APR.
Average 15 year mortgage rate was 3.353% also with 0.363 points for an APR at 3.515%.
Average 30 year jumbo mortgage rate was 4.538% with 0.482 points with an APR of 4.621%
The average 30 year FHA mortgage rate is 4.113% with 0.200 points and a 4.651% APR.

In addition to competitive mortgage rates, TD Mortgage offers a number of convenient services to help consumers with their home loan needs.  Applying for a mortgage can be completed online or through the mail.  Existing borrowers can view their mortgage loan details and make their mortgage payments online. 

TD Bank is a member of TD Bank Group of Toronto, Canada.  TD Bank is one of the 10 largest banks in the U.S. with over 1300 bank branch locations primarily located on east coast from Maine to Florida.

TD Bank provides mortgage loans and operates bank branches in the states of Connecticut, Maine, Pennsylvania, District of Columbia, Delaware, Florida, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Rhode Island, North Carolina, South Carolina, Virginia and Vermont.

The TD Bank mortgage center can be reached at 800-937-5020.

For additional information on the top U.S. mortgage rates please see: 30 year mortgage rates, 15 year mortgage rates, 20 year mortgage rates, 10 year mortgage rates, FHA mortgage rates and jumbo mortgage rates.

This entry was posted on Saturday, September 24th, 2011 at 9:38 am and is filed under TD Mortgage Rates. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.