TD Bank offers a number of different CD rate options and CD terms for new and existing customers in Connecticut. The variety of CD accounts allows customers investing in a CD to lock in a set interest rate for the specific time period that matches their needs or investment time horizon.
TD Bank in CT offers Basic CDs, TD Bank No CatchSM CDs, Step Rate CDs, and IRA Add-Vantage CDs. All accounts have very competitive CD rates relative to other major banks operating in the Connecticut market. CD rate and fee information for TD Bank is based on region, not all bank branches offer the same interest rates and terms.
The TD Basic CDs in CT require a $250.00 minimum deposit to open and obtain the current APY. There is no monthly maintenance fee and these CD accounts can also be held as an IRA CD in CT.
Current TD Bank CD rates for the Basic CDs include:
91 day CD rate 0.20%
11 month CD interest rate 0.20%
13 month CD rate 0.35%
20 month rate 0.30%
3 years CD interest rate 0.40%
4 year rate 0.60%
5 year yield 0.85%
7 year bank CD rate is 1.25%
TD Bank No CatchSM CD operates like a standard bank CD but also allows the account holder the flexibility of making one penalty-free withdrawal per term. The bank CD has a $250.00 minimum deposit and has no monthly maintenance fee.
Current TD Bank CD rates for the No CatchSM CDs include:
6 month term rate is 0.15%
One year CD rate is 0.20%
The TD Bank Step Rate CDs have interest rates that increase over time. Account holders also have the option to make a full or partial withdrawal at each anniversary. These CD accounts require a $250.00 minimum deposit to open, have no monthly maintenance fee, and the accounts can also be held as an IRA CD in CT.
Current TD Bank CD rates for the Step Rate CDs include:
3 year APY is 0.33% with first year rate at 0.25%, the second year rate at 0.30% and the third year yielding 0.45%.
The 5 year term has an APY of 0.64% with first year rate at 0.35%, the second year rate at 0.40%, the third year rate of 0.55%, a fourth year rate at 0.70%, and the fifth year yielding 1.19%.
The TD Bank IRA Add-Vantage CDs is a IRA CD account that allows incremental deposits of $500.00 or more to be added at any time during the term. This IRA CD in CT from the bank requires a $250.00 minimum deposit to open and has no monthly maintenance fee.
Current TD Bank IRA Add-Vantage CDs rates in CT include just one term:
A 12 month CD with a rate of 0.25%.
To apply for one of the TD Bank CD accounts, a TD Bank customer service representative can be reached at 888-751-9000 or an account can be opened at one of the local Connecticut TD Bank branches. To find the nearest branch, see TD Bank locations for a full list with branch phone numbers and hours of operation. Additional contact resources can be found at TD Bank customer service.
CD rates and APYs assume that interest and principal will remain on deposit until maturity. Penalties for early withdrawal may apply. Rates and terms subject to change at any time prior to opening an account. Contact the bank directly for the most current CD rates and account conditions.
The best Connecticut CD rates may be available from smaller banks or banks that offer accounts in CT without a physical bank branch. To learn more about the best CD rates available today refer to the rate tables identified as 3 month CD rates, 6 month CD rates, 9 month CD rates, 1 year CD rates, 2 year CD rates, 4 year CD rates, and 5 year CD rates.