Rates Current as of Saturday March 20, 2010
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Valley National Bank Mortgage Rates February 6, 2010

Posted in February 6th, 2010
by admin in Mortgage Promotions

Valley National Bank is a regional bank headquartered in New Jersey.  Valley National Bank operates 195 bank branches throughout northern and central New Jersey, Manhattan, Brooklyn and Queens.
Valley National Bank offers a wide range of deposit products, mortgage loans and cash management services to consumers and businesses.
Valley National Bank offers several home loan programs ranging [...]

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Valley National Bank New York

Posted in November 18th, 2009
by admin in Bank Directory

Valley National Bank operates 199 bank branches of which 23 bank branches are located in New York within the communities of Manhattan, Brooklyn and Queens.  Valley National Bank is currently one of the largest commercial banks headquartered in New Jersey. 
Valley National Bank branch locations in New York.  Find bank branches for all Valley National Bank [...]

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Valley National Bank Locations

Posted in November 18th, 2009
by admin in Bank Directory

Valley National Bank branch locations throughout New Jersey and New York.  Find bank locations for all Valley National Bank branch offices.  Bank directory includes the complete bank address and description for each of the bank office location.
Valley National Bank manages 199 bank branches in 135 communities serving 14 counties throughout northern and central New Jersey, [...]

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CD Rates at Valley National Bank New Mexico

Posted in January 23rd, 2009
by admin in Bank Promotions

Valley National Bank is a community bank located in Española, New Mexico. This is a non-metropolitan area in the northern part of New Mexico.  The bank was formed in 1964.  The bank still sits where it did the day seven employees and 15 directors started in that year.  Valley National Bank provides banking and financial [...]

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CD Rate Updates

Certificate of Deposit Rates March 15, 2010

Average interest rates on certificates of deposits moved modestly lower for the week ending March 12, 2010.  Although the combined average rate for all bank CD terms measured in the weekly survey of bank CD rates performed by Selectcdrates.com, the rate drop this week was quite mild with two of the four maturities measured showing [...]

Certificate of Deposit Interest Rates March 8, 2010

According to this week’s survey of the top ten best certificate of deposit rates available nationally, performed by Selectcdrates.com, bank CD rates have now reached new lows for the year.  Bank CD interest rates were down for all terms or maturities again this week.  
The average rate for the top ten highest 6 month bank CD [...]

Bank Certificate of Deposit Rates February 22, 2010

It seems hard to believe that bank certificate of deposit rates could slide much lower, but the past week was in fact another down week for most all CD maturities.  The results of the selectcdrates.com weekly bank rate survey indicated that CD rates were lower across all terms with the exception of the long term, five year [...]

Banking & CD FAQs

If a person is added to someone’s checking account are they both responsible for an overdraft?
Yes both parties will be responsible.
Can one bank stop me from opening an account at another bank?
Regarding consumer accounts such as checking, savings and CDs, there is no legal regulation that would allow one bank from preventing a customer from opening an account with another bank. If a bank customer has had credit problems at a bank and this bank has reported the issues to a credit reporting company this
I wrote a check for $68.00 but incorrectly wrote out the amount as six hundred and eighty dollars. The bank paid it as $680.00. Shouldn’t the bank be responsible and have paid according to the numerals?
Unfortunately no. State statutes govern contracts that cover the payment on checks and they indicate that when dealing with negotiable instruments, words prevail over numbers.
Does the FDIC insure the contents of safe deposit boxes?
No, the FDIC does not insure safe deposit boxes or their contents. In the event of a bank failure, in most cases an acquiring bank takes over the failed bank’s offices, including the locations with safe the deposit boxes. If an insured bank does not acquire the bank and the deposit boxes the safe
National Averages
CD Rates, Bank Rates,
Fund Rates and Key Rates
6 Month CD Rates
1.29%

1 Year CD Rates
1.66%

2 Year CD Rates
2.10%

5 Year CD Rates
3.20%

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Money Market Act. Rates
1.37%

Savings Account Rates
1.44%

Money Market Fund Rates
3.11%

Tax Exempt Fund Rates
2.39%

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Bank & CD Tips

Low CD Interest Rates
In a low yield or low interest rate environment, extending the term or maturity of fixed interest rate investments becomes increasingly risky.  Inflation is a permanent facet in modern finance.   Low rate environments leave little room for rates to go lower and with inflation not likely to be eradicated, rising interest rates are generally only
Bank Savings Rates and CD Rates Will Adjust with the Market
As market conditions change, banks will adjust the interest rates they pay on certifcates of deposit, savings accounts, interest bearing checking accounts and money market accounts.  CD rate changes may be slow while checing account, money market account and savings rates will move quicker.  If your bank is not making favorable adjustments when rates improve, its
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