Rates Current as of Thursday September 02, 2010

Valley National Bank Mortgage Rates February 6, 2010

Posted in February 6th, 2010

by admin in Mortgage Promotions

Valley National Bank is a regional bank headquartered in New Jersey. Valley National Bank operates 195 bank branches throughout northern and central New Jersey, Manhattan, Brooklyn and Queens.
Valley National Bank offers a wide range of deposit products, mortgage loans and cash management services to consumers and businesses.
Valley National Bank offers several home loan programs ranging [...]

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Valley National Bank New York

Posted in November 18th, 2009

by admin in Valley National Bank Locations

Valley National Bank operates 199 bank branches of which 23 bank branches are located in New York within the communities of Manhattan, Brooklyn and Queens. Valley National Bank is currently one of the largest commercial banks headquartered in New Jersey.
Valley National Bank branch locations in New York. Find bank branches for all Valley National Bank [...]

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Valley National Bank Branch Locations

Posted in November 18th, 2009

by admin in Valley National Bank Locations

Valley National Bank branch locations throughout New Jersey and New York. Find bank locations for all Valley National Bank branch offices. Bank directory includes the complete bank address and description for each of the bank office location.
Valley National Bank manages 199 bank branches in 135 communities serving 14 counties throughout northern and central New Jersey, [...]

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CD Rates at Valley National Bank New Mexico

Posted in January 23rd, 2009

by admin in Bank Promotions

Valley National Bank is a community bank located in Española, New Mexico. This is a non-metropolitan area in the northern part of New Mexico. The bank was formed in 1964. The bank still sits where it did the day seven employees and 15 directors started in that year. Valley National Bank provides banking and financial [...]

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CD Rate Updates

CD Interest Rates Continue to Fall July 19, 2010

National certificate of deposit rates once again moved lower for the week ending July 16, 2010. According to the most recent survey of bank CD rates performed by Selectcdrates.com, CD interest rates were lower for three of the five CD maturities measured and remained unchanged for the remaining two terms.
The average of the top [...]

Bank CD Interest Rates June 21, 2010

Certificate of deposit interest rates were just fractionally lower for the week ending June 18, 2010 based on the survey of bank CD rates performed by Selectcdrates.com. National CD rates for the three month, six month and two year maturities ended the week unchanged from the prior week. The one year and five [...]

Bank Certificate of Deposit Rates June 14, 2010

Certificate of deposit interest rates ended the week on June 11th with mixed results across the various maturities. The average yield for the five year CD rates ended with a gain on the week while the six month and one year term CDs remained unchanged. Unfortunately, the average rate on the top ten [...]

Banking & CD FAQs

Why do so many people tell me that online banking makes budgeting easy?

For many consumers online banking makes sticking to their budget easier. Online bank management makes it effortless to sort through the bills you have and the amount you have paid on them during any time period. Frequently online bank customers are more conscientious as to how much money is available in their core

I received my payroll check and went to the bank the check was drawn on to cash it. The bank refused to cash the check since I do not have an account with them. Is this legal? I went to a bank to cash a check that was drawn on the bank. I do not have an account with the bank and they refused to cash the check. Can it do this?

There is no federal law or regulation that requires national banks to cash checks for noncustomers. Most banks have policies that allow check cashing services only for customers who have an account with them in order to protect both themselves and their customers from forgeries. Once a national bank cashes a check that

Does the Federal Reserve control or set the prime rate?

No. The prime rate is a benchmark rate used by institutions for pricing business and other credit. Banks set their own rates based on the demand for various kinds of loans, on the cost of money to the banks, and on the administrative costs of making loans. Each bank in accord with other rates

If I am concerned about rising inflation how should I manage my bank finances better to handle this situation?

Laddering is one fundamental strategy to protect your assets and maximize returns in a rising inflationary market. Laddering involves buying securities, in this case – bank certificate of deposits that mature at varying intervals. With this strategy your CDs with short terms will have a slightly lower rate of return than the longer

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