Rates Current as of Thursday March 11, 2010
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Valley National Bank Mortgage Rates February 6, 2010

Posted in February 6th, 2010
by admin in Mortgage Promotions

Valley National Bank is a regional bank headquartered in New Jersey.  Valley National Bank operates 195 bank branches throughout northern and central New Jersey, Manhattan, Brooklyn and Queens.
Valley National Bank offers a wide range of deposit products, mortgage loans and cash management services to consumers and businesses.
Valley National Bank offers several home loan programs ranging [...]

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Valley National Bank New York

Posted in November 18th, 2009
by admin in Bank Directory

Valley National Bank operates 199 bank branches of which 23 bank branches are located in New York within the communities of Manhattan, Brooklyn and Queens.  Valley National Bank is currently one of the largest commercial banks headquartered in New Jersey. 
Valley National Bank branch locations in New York.  Find bank branches for all Valley National Bank [...]

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Valley National Bank Locations

Posted in November 18th, 2009
by admin in Bank Directory

Valley National Bank branch locations throughout New Jersey and New York.  Find bank locations for all Valley National Bank branch offices.  Bank directory includes the complete bank address and description for each of the bank office location.
Valley National Bank manages 199 bank branches in 135 communities serving 14 counties throughout northern and central New Jersey, [...]

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CD Rates at Valley National Bank New Mexico

Posted in January 23rd, 2009
by admin in Bank Promotions

Valley National Bank is a community bank located in Española, New Mexico. This is a non-metropolitan area in the northern part of New Mexico.  The bank was formed in 1964.  The bank still sits where it did the day seven employees and 15 directors started in that year.  Valley National Bank provides banking and financial [...]

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CD Rate Updates

Certificate of Deposit Interest Rates March 8, 2010

According to this week’s survey of the top ten best certificate of deposit rates available nationally, performed by Selectcdrates.com, bank CD rates have now reached new lows for the year.  Bank CD interest rates were down for all terms or maturities again this week.  
The average rate for the top ten highest 6 month bank CD [...]

Bank Certificate of Deposit Rates February 22, 2010

It seems hard to believe that bank certificate of deposit rates could slide much lower, but the past week was in fact another down week for most all CD maturities.  The results of the selectcdrates.com weekly bank rate survey indicated that CD rates were lower across all terms with the exception of the long term, five year [...]

CD Interest Rates February 15, 2010

CD interest rates continued to slide further in 2010.  The average interest rate on bank CDs available nationally was down slightly on all maturities for the week ending February 12, 2010.  The rate activity among the best bank rates, however,was comparatively modest in light of the across the board drop in the average rates.
The selectcdrates.com [...]

Banking & CD FAQs

How can I tell if the routing number on a check is valid?
Routing numbers are the nine digit numbers also know as an ABA number that is found on the bottom of check next to you account number. This identifies the bank and the region where the checks are cleared. If the routing number is valid, this does not mean the check is valid.
What is a Certificate of Deposit ladder?
Laddering of CDs is a way to obtain high interest rates by purchasing long maturity CDs but at the same time building in a significant amount of flexibility so that you can adapt to market conditions. It involves a strategy that involves multiple CDs maturing in consecutive years. You start the ladder by
What are credit enhancements?
Issuers of securities use credit enhancements to raise the credit rating of a security by backing it with the credit of a third party. Credit enhancements, which may include, bond insurance and bank letters of credit, can help lower the risk of default, improve liquidity, and reduce the interest rate that issuers must pay.
Whose deposits does the FDIC insure?
Any person or entity can have FDIC deposit insurance in an insured bank located in the United States. A person does not have to be a U.S. citizen or resident to have deposits insured by the FDIC.
National Averages
CD Rates, Bank Rates,
Fund Rates and Key Rates
6 Month CD Rates
1.29%

1 Year CD Rates
1.67%

2 Year CD Rates
2.10%

5 Year CD Rates
3.22%

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Money Market Act. Rates
1.33%

Savings Account Rates
1.47%

Money Market Fund Rates
3.11%

Tax Exempt Fund Rates
2.39%

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Bank & CD Tips

Bank Rates and Bank Fees Maximize Savings Plans
Maximizing a savings plan by increasing returns and reducing costs with your bank is a prudent start to a building financial security.  Maximize the returns by searching for the best savings rates, money market rates and CD rates available.  Reduce costs by monitoring bank fees and reducing or eliminating fees by switching bank accounts for
Credit Card Rates and Checking Accounts
Credit card interest rates drive the monthly credit card payments which is often the main burden for many consumers household budgets.  High credit card interest rates are indirectly pulling extra cash for those monthly payments from checking accounts and other bank transaction accounts.  If you have a difficult time making credit card payments, call the
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