Rates Current as of Thursday September 09, 2010

US Bank Visa Top Travel Rewards Credit Card

Posted in December 27th, 2009

U.S. Bank FlexPerks Travel Rewards Visa Signature credit card is one of the top earning rewards credit cards on the market. Kiplinger’s Personal Finance identified this credit card as one of the best travel rewards credit cards in their December 2009 “Best List” issue.
The credit card starts earning reward points or FlexPoints right out of the [...]

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CD Rate Updates

CD Interest Rates Continue to Fall July 19, 2010

National certificate of deposit rates once again moved lower for the week ending July 16, 2010. According to the most recent survey of bank CD rates performed by Selectcdrates.com, CD interest rates were lower for three of the five CD maturities measured and remained unchanged for the remaining two terms.
The average of the top [...]

Bank CD Interest Rates June 21, 2010

Certificate of deposit interest rates were just fractionally lower for the week ending June 18, 2010 based on the survey of bank CD rates performed by Selectcdrates.com. National CD rates for the three month, six month and two year maturities ended the week unchanged from the prior week. The one year and five [...]

Bank Certificate of Deposit Rates June 14, 2010

Certificate of deposit interest rates ended the week on June 11th with mixed results across the various maturities. The average yield for the five year CD rates ended with a gain on the week while the six month and one year term CDs remained unchanged. Unfortunately, the average rate on the top ten [...]

Banking & CD FAQs

I lost my ATM card. What should I do?

You should notify the bank within two business days after learning of the loss or theft of your ATM and or debit card. If you do, your liability will be the lesser of the following: $50 or the amount of unauthorized transfers that occur before the financial institution receives notice. However, if you

I wrote a check that was returned because of insufficient funds (NSF) in my account. But the bank never notified me, so other checks bounced and I got hit with several overdraft fees. Shouldn’t the bank have sent me a notice?

The bank is not required to notify you when a check bounces. You are responsible for keeping a current and accurate check/transaction register. By balancing it with your monthly statement, you will know your account balance and prevent overdrafts. State laws generally provide that it is illegal to write a check—knowingly or negligently—without having

What is the FDIC and what does it mean for me?

The FDIC is the Federal Deposit Insurance Corporation. It is the primary regulating body of state chartered banks that are not members of the Federal Reserve System. It insures the deposits of individual accounts up to $100,000.00 per account.

I opened a new checking account, but the bank will not let me withdraw my funds immediately. Can they do this?

The bank is following the rules established by the Expedited Funds Availability Act. When the bank is dealing with a new customer, it can hold onto the deposits longer. In this scenario, an account is considered new for the first 30 calendar days after it was created. The account would not be defined as new if

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US Bank Visa Top Travel Rewards Credit Card

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