Rates Current as of Tuesday September 07, 2010

Umpqua Bank

Posted in December 5th, 2009

Umpqua Bank is headquartered in Roseburg, Oregon and has over 150 bank branch locations in California, Oregon and Washington. The bank provides a wide range of banking, mortgage banking and other financial services to consumers, businesses and institutional customers.
Umpqua Bank branch locations in California, Oregon and Washington. Bank directory lists Umpqua Bank offices alphabetically by [...]

No Comments

CD Rate Updates

CD Interest Rates Continue to Fall July 19, 2010

National certificate of deposit rates once again moved lower for the week ending July 16, 2010. According to the most recent survey of bank CD rates performed by Selectcdrates.com, CD interest rates were lower for three of the five CD maturities measured and remained unchanged for the remaining two terms.
The average of the top [...]

Bank CD Interest Rates June 21, 2010

Certificate of deposit interest rates were just fractionally lower for the week ending June 18, 2010 based on the survey of bank CD rates performed by Selectcdrates.com. National CD rates for the three month, six month and two year maturities ended the week unchanged from the prior week. The one year and five [...]

Bank Certificate of Deposit Rates June 14, 2010

Certificate of deposit interest rates ended the week on June 11th with mixed results across the various maturities. The average yield for the five year CD rates ended with a gain on the week while the six month and one year term CDs remained unchanged. Unfortunately, the average rate on the top ten [...]

Banking & CD FAQs

What is a Christmas club account?

Accounts called Christmas clubs offered by some banks have been around since the great depression. These accounts are simply savings accounts that established so a customer can make regular deposits over the year and withdraw the money at the en of the year for Christmas. These accounts pay very little interest and restrict

I am trying to decide whether to open a savings account or a CD. Which type of account is better?

There is no right answer to this question. Generally, a CD will pay a higher interest rate than a savings account. CDs have penalties for early withdrawal, which restricts access to your money. A high yield savings account will limit the amount of withdrawals that can be made each month; however, any

What are money market mutual funds, and how do investors use them?

A money market fund is a type of mutual fund that invests in high-quality, short-term securities that present minimal credit risk. These funds also pay dividends that generally reflect short-term interest rates. Although the net asset value per share of a traditional mutual fund changes daily in response to market factors, money market

My bank is charging high maintenance fees on my checking account. Is this legal?

Yes. Federal law allows banks to charge non-interest charges and fees, including deposit account service charges. All fees should be determined on a competitive basis within the market. Each bank should make the decision on the type, amount, and method of calculation based on sound banking judgment and safe and sound banking

About Us | Contact Us

Umpqua Bank

CD Rate Updates

Banking & CD FAQs

Bank & CD Tips