Rates Current as of Tuesday September 07, 2010

Ridgewood Savings Bank Branch Locations

Posted in December 23rd, 2009

by admin in Ridgewood Savings Bank Locations

Ridgewood Savings Bank is a mutual savings bank headquartered in New York.
Ridgewood Savings Bank offers personal banking services, such as checking accounts, savings accounts, money market accounts and certificates of deposit, mortgage loans, credit cards, auto loans as well as online banking and telephone banking.
Ridgewood Savings Bank branch locations in New York. Bank directory lists [...]

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CD Rate Updates

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Banking & CD FAQs

Can the bank charge for transferring my IRA to another institution?

Yes. The bank makes these decisions; in some instances, State law prescribes them. Federal law does not establish the services for which fees may be imposed. Neither does Federal law establish the maximum amount of fees that national banks can charge for an IRA transfer. National banks are required to disclose

What is the Texas Ratio as it applies to a bank financial health?

The Texas ratio is a measure of a bank’s financial strength and standing by evaluating the ratio of non-performing loans to its equity position. The ratio measures loans in default against the present capital base taking into consideration loan loss allowances.

Where can I find the FDIC’s watch list of troubled banks?

The FDIC does not publish that list. Although the FDIC periodically announces the number of banks they have on the watch list, they do not believe it would be prudent to relesease the names of the banks to the public. The obvious conclusion is that the FDIC is trying to bring these banks

My checking account has unauthorized monthly charges/withdrawals from a merchant. The charges started eight months ago, but I just noticed them. The bank won’t reverse the charges. How can I stop this?

First, contact the merchant in writing. Ask them to cancel both the service and the charges to your checking account. Send a copy of this letter to your bank. You should also notify the bank that these charges are no longer authorized. The bank may require you to complete an affidavit.

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