Rates Current as of Friday March 12, 2010
  • Home
  • Articles
  • FAQs
  • Glossary
  • Tips
  • Banking
  • Mutual Funds
  • Historical Rates
  • Credit Cards
  • Bank Directory

New Jersey CD Rates with Atlantic Stewardship Bank

Posted in March 5th, 2010
by admin in Bank Promotions

Atlantic Stewardship Bank is a full service commercial bank in New Jersey.  Atlantic Stewardship Bank provides personal, business, and online banking services.  The bank services include personal and business checking accounts and time deposits, money market accounts and regular savings accounts.
Atlantic Stewardship Bank has a strong Christian foundation and the founders of the bank incorporated [...]

continue reading.....

No Comments

Bank CD Rates NJ with Liberty Bell Bank

Posted in July 14th, 2009
by admin in Bank Promotions

Liberty Bell Bank is a New Jersey state chartered commercial bank which was incorporated in 2002 and commenced operations in August 2003.  The bank serves businesses and individuals and provides competitive bank CD rates in NJ from three branches in Cherry Hill, Evesham, and Moorestown, New Jersey.
Liberty Bell Bank offers traditional retail deposit products including [...]

continue reading.....

No Comments

NJ CD Rates with PGB

Posted in July 13th, 2009
by admin in Bank Promotions

Peapack-Gladstone Bank is based in Gladstone, New Jersey and provides individual and business banking services in the region.  Peapack-Gladstone Bank is a $1.4 billion asset, wholly owned community bank that offers a full range of banking products and services through 23 full-service branches, an online branch and a Trust division, PGB Trust & Investments. 
Peapack-Gladstone Bank [...]

continue reading.....

No Comments

CD Rate Updates

Certificate of Deposit Interest Rates March 8, 2010

According to this week’s survey of the top ten best certificate of deposit rates available nationally, performed by Selectcdrates.com, bank CD rates have now reached new lows for the year.  Bank CD interest rates were down for all terms or maturities again this week.  
The average rate for the top ten highest 6 month bank CD [...]

Bank Certificate of Deposit Rates February 22, 2010

It seems hard to believe that bank certificate of deposit rates could slide much lower, but the past week was in fact another down week for most all CD maturities.  The results of the selectcdrates.com weekly bank rate survey indicated that CD rates were lower across all terms with the exception of the long term, five year [...]

CD Interest Rates February 15, 2010

CD interest rates continued to slide further in 2010.  The average interest rate on bank CDs available nationally was down slightly on all maturities for the week ending February 12, 2010.  The rate activity among the best bank rates, however,was comparatively modest in light of the across the board drop in the average rates.
The selectcdrates.com [...]

Banking & CD FAQs

What is the FDIC and what does it mean for me?
The FDIC is the Federal Deposit Insurance Corporation. It is the primary regulating body of state chartered banks that are not members of the Federal Reserve System. It insures the deposits of individual accounts up to $100,000.00 per account.
I wrote a check that was returned because of insufficient funds (NSF) in my account. But the bank never notified me, so other checks bounced and I got hit with several overdraft fees. Shouldn’t the bank have sent me a notice?
The bank is not required to notify you when a check bounces. You are responsible for keeping a current and accurate check/transaction register. By balancing it with your monthly statement, you will know your account balance and prevent overdrafts. State laws generally provide that it is illegal to write a check—knowingly or negligently—without having
When I bank online how often is my account updated?
More and more banking takes place in real time. This doesn’t mean that your paychecks will clear and be available the minute you deposit them, but it does mean that if you deposit the check at an ATM you may very well see a record of that deposit online by the time you get
How do I locate my bank routing number and checking account number?
You can find the Bank Routing Number and your Checking Account Number within the string of numbers located at the bottom of one of your checks. Make sure you are using a check and NOT a deposit slip, since the numbers may not be the same. If your Account Number is not clearly recognizable, you
National Averages
CD Rates, Bank Rates,
Fund Rates and Key Rates
6 Month CD Rates
1.29%

1 Year CD Rates
1.67%

2 Year CD Rates
2.10%

5 Year CD Rates
3.22%

-----------------
Money Market Act. Rates
1.33%

Savings Account Rates
1.47%

Money Market Fund Rates
3.11%

Tax Exempt Fund Rates
2.39%

-----------------

Bank & CD Tips

Bank Promotions
Earning greater returns or cutting transaction costs may very well involve utilizing special incentives and programs offered by financial institutions.  With over 8,000 banks in the US, banks are constantly competing with each other to roll out new promotions.  Healthy bank competition leads to more favorable terms for the consumer willing to shop and compare
Bank Rates and Bank Fees Maximize Savings Plans
Maximizing a savings plan by increasing returns and reducing costs with your bank is a prudent start to a building financial security.  Maximize the returns by searching for the best savings rates, money market rates and CD rates available.  Reduce costs by monitoring bank fees and reducing or eliminating fees by switching bank accounts for
JPMorgan Chase Bank CD Rates
Bank of America CD Rates
Citibank CD Rates
Wachovia Bank CD Rates
Wells Fargo Bank CD Rates
U.S. Bank
HSBC Bank USA
SunTrust Bank
National City Bank
Regions Bank
HSBC CD Rates
Suntrust CD Rates
Savings Account Rates
WTDirect Savings Account
About Us | Contact Us