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Newfield National Bank Locations

Posted in March 12th, 2010
by admin in Bank Directory

Newfield National Bank is a New Jersey based bank with 12 bank branch in the state.  Newfield National Bank’s main office is located in Newfield, NJ.
Newfield National Bank provides deposit and credit products in the region including consumer checking accounts and savings accounts, money market accounts, certificates of deposit with competitive NJ CD rates, internet [...]

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New Jersey CD Rates with Atlantic Stewardship Bank

Posted in March 5th, 2010
by admin in Bank Promotions

Atlantic Stewardship Bank is a full service commercial bank in New Jersey.  Atlantic Stewardship Bank provides personal, business, and online banking services.  The bank services include personal and business checking accounts and time deposits, money market accounts and regular savings accounts.
Atlantic Stewardship Bank has a strong Christian foundation and the founders of the bank incorporated [...]

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Bank CD Rates NJ with Liberty Bell Bank

Posted in July 14th, 2009
by admin in Bank Promotions

Liberty Bell Bank is a New Jersey state chartered commercial bank which was incorporated in 2002 and commenced operations in August 2003.  The bank serves businesses and individuals and provides competitive bank CD rates in NJ from three branches in Cherry Hill, Evesham, and Moorestown, New Jersey.
Liberty Bell Bank offers traditional retail deposit products including [...]

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NJ CD Rates with PGB

Posted in July 13th, 2009
by admin in Bank Promotions

Peapack-Gladstone Bank is based in Gladstone, New Jersey and provides individual and business banking services in the region.  Peapack-Gladstone Bank is a $1.4 billion asset, wholly owned community bank that offers a full range of banking products and services through 23 full-service branches, an online branch and a Trust division, PGB Trust & Investments. 
Peapack-Gladstone Bank [...]

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CD Rate Updates

Certificate of Deposit Rates March 15, 2010

Average interest rates on certificates of deposits moved modestly lower for the week ending March 12, 2010.  Although the combined average rate for all bank CD terms measured in the weekly survey of bank CD rates performed by Selectcdrates.com, the rate drop this week was quite mild with two of the four maturities measured showing [...]

Certificate of Deposit Interest Rates March 8, 2010

According to this week’s survey of the top ten best certificate of deposit rates available nationally, performed by Selectcdrates.com, bank CD rates have now reached new lows for the year.  Bank CD interest rates were down for all terms or maturities again this week.  
The average rate for the top ten highest 6 month bank CD [...]

Bank Certificate of Deposit Rates February 22, 2010

It seems hard to believe that bank certificate of deposit rates could slide much lower, but the past week was in fact another down week for most all CD maturities.  The results of the selectcdrates.com weekly bank rate survey indicated that CD rates were lower across all terms with the exception of the long term, five year [...]

Banking & CD FAQs

How do I avoid the ATM charges when I am only taking out a small amount money?
The first method is to simply use your banks owned ATMs. Most all banks do not charge for ATM activity on their own ATM machines. The other method would be to use your ATM/Debit card for purchases and request cash back at the same time, making sure it is a merchant that offers
Why do longer term CDs pay a higher rate than the short-term CDs?
As a rule, in financial markets, the longer money is being used or provided by a borrower or a lender, respectively, it is going to carry a higher rate of interest. We generally think of banks as lenders, but, obviously, for a bank to lend money it must obtain funds to perform this function.
My daughter endorsed her check and I tried to cash it for her, but the bank refused. Can they do this?
Because you are not the maker or the endorser, this is considered a third party check. A national bank sets its own policy to accept or reject third-party checks. If the bank accepts the check, the bank can require the payee to be present to verify the signature. There is no law that requires a bank
I want to open a new account. What type of identification do I have to present to the bank?
Financial institutions are required by law to have a Customer Identification Program for the creation of new accounts. A new account may include, but is not limited to, a deposit account, an extension of credit, or the rental of a safe deposit box. The minimum information that a bank must obtain when opening
National Averages
CD Rates, Bank Rates,
Fund Rates and Key Rates
6 Month CD Rates
1.29%

1 Year CD Rates
1.66%

2 Year CD Rates
2.10%

5 Year CD Rates
3.20%

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Money Market Act. Rates
1.37%

Savings Account Rates
1.44%

Money Market Fund Rates
3.11%

Tax Exempt Fund Rates
2.39%

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Bank & CD Tips

Bank Promotions
Earning greater returns or cutting transaction costs may very well involve utilizing special incentives and programs offered by financial institutions.  With over 8,000 banks in the US, banks are constantly competing with each other to roll out new promotions.  Healthy bank competition leads to more favorable terms for the consumer willing to shop and compare
Bank Rates and Bank Fees Maximize Savings Plans
Maximizing a savings plan by increasing returns and reducing costs with your bank is a prudent start to a building financial security.  Maximize the returns by searching for the best savings rates, money market rates and CD rates available.  Reduce costs by monitoring bank fees and reducing or eliminating fees by switching bank accounts for
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