Bank of the West offers a whole host of options for consumers seeking to obtain a home mortgage to purchase a new home or refinance an existing home loan. Bank of the West covers home loans ranging from conventional fixed rates to FHA/VA mortgages.
Bank of the West is based in San Francisco and operates more [...]
Rates Current as of Friday March 12, 2010
Bank of the West Mortgage Rates February 2, 2010
Posted in February 3rd, 2010
by admin in Mortgage Promotions
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Fifth Third Bank Mortgage Rates February 1, 2010
Posted in February 2nd, 2010
by admin in Mortgage Promotions
Fifth Third Bank offers a wide assortment of mortgage loans with rates that remain very competitive among the largest banks. Fifth Third Bank offers several choices between a standard fixed rate mortgage with a 30 year term and adjustable-rate mortgages (ARMs). Home loans are also available for short term periods such as a 10 year [...]
Bank of Texas Locations
Posted in January 20th, 2010
by admin in Bank Directory
Bank of Texas is a Texas based bank that is a subsidiary of BOK Financial Corporation. Bank of Texas operates over 45 bank branch locations in Texas.
Bank of Texas offers a broad range of financial products and services, including mortgage lending, auto loans, credit cards, checking and savings accounts, money market accounts, certificates of deposit [...]
Top Bank Mortgage Rates on 15 year Fixed Rate Mortgage
Posted in January 13th, 2010
by admin in Mortgage Promotions
15 year fixed rate mortgages have moved up modestly along with the longer term 30 year fixed rate mortgage as 2009 came to a close. Though mortgage rates have moved higher the rate increases have been quite modest. For the week ending January 8, 2010 the largest US bank mortgage lenders are offering rates from [...]
First State Bank Central Texas Locations
Posted in January 2nd, 2010
by admin in Bank Directory
First State Bank Central Texas was established in 1909 and is based in Austin, Texas. First State Bank has over 30 bank branch locations in Texas.
First State Bank Central Texas offers a full array of banking and financial services including free checking accounts, savings accounts, money market accounts, bank CDs with competitive CD rates, credit [...]
Fidelity Bank Locations
Posted in December 31st, 2009
by admin in Bank Directory
Fidelity Bank is a full-service financial institution headquartered in Fuquay-Varina, North Carolina. Fidelity Bank operates 67 bank branch locations in 26 counties throughout North Carolina and Virginia. The bank was founded in 1909 and operates as a subsidiary of Fidelity Bancshares (NC) Inc.
The Fidelity Bank offers personal and commercial banking services including mortgage loans, auto [...]
Tri City National Bank Locations
Posted in December 27th, 2009
by admin in Bank Directory
Tri City National Bank has 39 bank branch locations in Milwaukee and the surrounding suburbs. Tri City National Bank is headquartered in Oak Creek, WI. Tri City National Bank is a community bank that provides banking products and services to consumers and businesses.
Consumer bank products and services offered by Tri City National Bank include: checking [...]
Standard Bank
Posted in December 5th, 2009
by admin in Bank Directory
Standard Bank is based in Hickory Hills, Illinois. Standard Bank is an Illinois based bank with over 40 bank branches in Chicagoland and Northwest Indiana.
Standard Bank and Trust offers a number of personal and business banking products and services. Standard Bank products and services include online banking, checking, savings and money market accounts, certificates of [...]
BB&T Bank Mortgages
Posted in November 26th, 2009
BB&T Bank offers a number of mortgage loan options both online and through the BB&T Bank branch network. BB&T Bank offers home loans for purchase and refinances at competitive mortgage rates.
BB&T Bank offers fixed rate mortgages, adjustable rate mortgages (ARMs), construction to permanent loans, Veteran’s Administration home loans as well as other home loan programs.
BB&T [...]
BB&T Credit Cards Platinum Visa
Posted in November 22nd, 2009
by admin in Credit Card Reviews
BB&T Bank offers credit cards with a variety of features. The BB&T Platinum Visa credit card has several attributes making it a credit card worth evaluating. The strongest features of the card include no annual fee, a competitive credit card rewards program and online bill payment and card management.
The BB&T Visa Platinum Credit Card comes [...]
CD Rate Updates
According to this week’s survey of the top ten best certificate of deposit rates available nationally, performed by Selectcdrates.com, bank CD rates have now reached new lows for the year. Bank CD interest rates were down for all terms or maturities again this week.
The average rate for the top ten highest 6 month bank CD [...]
It seems hard to believe that bank certificate of deposit rates could slide much lower, but the past week was in fact another down week for most all CD maturities. The results of the selectcdrates.com weekly bank rate survey indicated that CD rates were lower across all terms with the exception of the long term, five year [...]
CD interest rates continued to slide further in 2010. The average interest rate on bank CDs available nationally was down slightly on all maturities for the week ending February 12, 2010. The rate activity among the best bank rates, however,was comparatively modest in light of the across the board drop in the average rates.
The selectcdrates.com [...]
Banking & CD FAQs
There is no federal law or regulation that requires national banks to cash checks for noncustomers. Most banks have policies that allow check cashing services only for customers who have an account with them in order to protect both themselves and their customers from forgeries. Once a national bank cashes a check that
A money market fund is a type of mutual fund that invests in high-quality, short-term securities that present minimal credit risk. These funds also pay dividends that generally reflect short-term interest rates. Although the net asset value per share of a traditional mutual fund changes daily in response to market factors, money market
Laddering of CDs is a way to obtain high interest rates by purchasing long maturity CDs but at the same time building in a significant amount of flexibility so that you can adapt to market conditions. It involves a strategy that involves multiple CDs maturing in consecutive years. You start the ladder by
The Fed Funds rate is the rate that one depository institution charges another for overnight funds that are available from excess reserves. The Federal Reserve does not set this rate, but does establish a target. The target is essentially manipulated by using various tools of monetary policy such as; open market operations, discount
National Averages
CD Rates, Bank Rates,
Fund Rates and Key Rates
CD Rates, Bank Rates,
Fund Rates and Key Rates
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1.33%
1.47%
3.11%
2.39%
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Bank & CD Tips
It’s not unusual for your credit card interest rate to jump to 25 or 30 percent if you make a late payment. If you have trouble keeping track of your due dates, consider setting up an automatic payment from your checking account each month.
As market conditions change, banks will adjust the interest rates they pay on certifcates of deposit, savings accounts, interest bearing checking accounts and money market accounts. CD rate changes may be slow while checing account, money market account and savings rates will move quicker. If your bank is not making favorable adjustments when rates improve, its
