Rates Current as of Sunday March 21, 2010
  • Home
  • Articles
  • FAQs
  • Glossary
  • Tips
  • Banking
  • Mutual Funds
  • Historical Rates
  • Credit Cards
  • Bank Directory

Flagstar Bank Locations

Posted in November 6th, 2009
by admin in Bank Directory

Flagstar Bank branch locations.  Bank directory lists Flagstar Bank offices alphabetically by city andstate.  Find bank branches for all Flagstar Bank locations with complete bank address and description. 
Flagstar Bank is headquartered in Troy, Michigan and has approximately 180 banking locations in Michigan, Indiana and Georgia.  Flagstar Bank offers a wide range of checking, savings and [...]

continue reading.....

No Comments

Bank Money Market Rates for June 5, 2009

Posted in June 8th, 2009
by admin in Money Market Act. Rate Updates

Bank money market rates took a precipitous fall for the week ending June 6, 2009.  The average of the top ten bank money market rates fell from 2.09% to 2.00%.  Yields for the best bank savings rates, the top CD rates in all terms along with money market rates fell for the latest week of [...]

continue reading.....

No Comments

Best One Year CD Rates

Posted in January 25th, 2009
by admin in Money Rates

For the week ending January 23, 2009 the best one year CD rates in are hovering right around a 3.00% with a few banks offering CD rates above 3.00%.  The battle for the top one year CD rate has been fierce with lead changes happening multiple times during the week. 
Flagstar Bank headquartered in Troy, Michigan [...]

continue reading.....

No Comments

Best One Year CD Rates

Posted in January 18th, 2009
by admin in Money Rates

In today’s topsy turvy market, CDs add stability to an investment portfolio.  As interest rates continue to drop, this may be the time to lock in the higher rates that are still available with bank CDs.  With the one year CD an investor obtains a great rate at a term that provides both security and [...]

continue reading.....

No Comments

CD Rate Updates

Certificate of Deposit Rates March 15, 2010

Average interest rates on certificates of deposits moved modestly lower for the week ending March 12, 2010.  Although the combined average rate for all bank CD terms measured in the weekly survey of bank CD rates performed by Selectcdrates.com, the rate drop this week was quite mild with two of the four maturities measured showing [...]

Certificate of Deposit Interest Rates March 8, 2010

According to this week’s survey of the top ten best certificate of deposit rates available nationally, performed by Selectcdrates.com, bank CD rates have now reached new lows for the year.  Bank CD interest rates were down for all terms or maturities again this week.  
The average rate for the top ten highest 6 month bank CD [...]

Bank Certificate of Deposit Rates February 22, 2010

It seems hard to believe that bank certificate of deposit rates could slide much lower, but the past week was in fact another down week for most all CD maturities.  The results of the selectcdrates.com weekly bank rate survey indicated that CD rates were lower across all terms with the exception of the long term, five year [...]

Banking & CD FAQs

Can the bank change the terms of a business checking account?
Generally, a national bank can change the terms of a business checking account as long as the bank notifies account holders at least 30 days before implementing a change to the bank’s availability policy. Exception: Any change that expedites (speeds up) the availability of funds, a positive impact for the consumer, may be disclosed
How does a returned check that I had deposited into my account affect me?
If you deposit a check that has bounced by the bank on which it’s drawn, your bank will charge that check back to your account. Your bank may also impose a returned deposited check fee on your account. You may also want to make sure you have not used those funds and subsequently
My mom has a certificate of deposit that is coming due in a few weeks, but I can’t find her paperwork for it. Does the bank require the original certificate or documents to redeem the CD and the accrued interest?
For the most part a certificate of deposit isn’t really a certificate anymore. Most banks issue receipts, rather than actual certificates of deposit and the account is primarily a computer entry. All the owner normally needs to claim the deposit is proper identification to prove they are the owners of the CD account.
What is identity fraud?
Identity fraud includes all types of crime in which someone wrongfully obtains and uses another person’s personal data in some way that involves fraud or deception, typically for economic gain. Identity theft is one type of identity fraud and is probably the most recognized form. Although identity theft is defined in many different
National Averages
CD Rates, Bank Rates,
Fund Rates and Key Rates
6 Month CD Rates
1.29%

1 Year CD Rates
1.66%

2 Year CD Rates
2.10%

5 Year CD Rates
3.20%

-----------------
Money Market Act. Rates
1.37%

Savings Account Rates
1.44%

Money Market Fund Rates
3.11%

Tax Exempt Fund Rates
2.39%

-----------------

Bank & CD Tips

Interest Rate Weather Vane
The average consumer knows very little about interest rates, whether it’s the present climate or the future direction of rates.  Consumer ignorance is the financial institutions best friend on the road to greater profits.  Interest rates greatly influence our finances, there is little we can do about or perhaps should do about it.  Most bank
Market Volatility Leads to Oppurtunities in Bank Rates
Not all bank interest rates are created equal.  In turbulent economic times the difference between the rates being offered on similar products between banks can be very significant.  CD rates, savings account rates and money market rates will vary measurably between banks and financial institutions.  As bank profits gyrate and competition intensifies, the rates promoted
JPMorgan Chase Bank CD Rates
Bank of America CD Rates
Citibank CD Rates
Wachovia Bank CD Rates
Wells Fargo Bank CD Rates
U.S. Bank
HSBC Bank USA
SunTrust Bank
National City Bank
Regions Bank
HSBC CD Rates
Suntrust CD Rates
Savings Account Rates
WTDirect Savings Account
IRA CD Rates
About Us | Contact Us