Rates Current as of Thursday September 09, 2010

First Commonwealth Bank Locations

Posted in December 1st, 2009

First Commonwealth Bank is a Pennsylvania based chartered commercial bank headquartered in Indiana, Pennsylvania that offers a variety of business and consumer financial products and services. First Commonwealth Bank manages over 110 retail bank branch
First Commonwealth Bank offers a full range of financial services, including general retail bank services such as checking accounts, certificates of [...]

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CD Rate Updates

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Banking & CD FAQs

I re-deposited a check. Now the bank says that it has placed an exception hold on my funds. What does that mean?

The bank may use an exception hold on a check that was previously deposited but was returned unpaid for insufficient funds. This allows the bank to lessen the risk associated with this transaction. An exception hold may not be applied to any check (including an “official type” check) that has been returned unpaid and re-deposited

What products do credit union offers?

Credit unions can be very large or quite small in both deposits and number of members. Credit unions operate like most any bank by taking in deposits an making loans and investments. The range of products any particular credit union offers can be as competitive as the largest bank, however most credit unions

I wrote a check for $250, but the bank posted it as $2,500. The bank told me to get the money from the other party. Is this correct?

No. This appears to be a check posting error. The bank must correct it. You should notify your bank so it can investigate the error. The bank may require you to complete an affidavit. The time period for this prompt notification may vary by bank and State. deposit account agreement specifies

I opened an account with a bank that had advertised the account as a free checking account but on my first statement they had fees subtracted from my account. Is this legal?

Under banking laws and regulations, a national bank cannot advertise a free account if you could be charged a maintenance or activity fee. But your bank can offer a free account and still charge for certain services such as check printing, ATM use, or overdrafts. Just because an account is advertised as free

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