Rates Current as of Monday March 22, 2010
  • Home
  • Articles
  • FAQs
  • Glossary
  • Tips
  • Banking
  • Mutual Funds
  • Historical Rates
  • Credit Cards
  • Bank Directory

Credit Card Shopping Updates

Posted in December 13th, 2009
by admin in Credit Card News

As the U.S. economy continues to move thorough a credit crunch, it is important for consumers to shop and compare credit card offers before committing to just any new credit card.  It can be even more important now that credit is harder to come by to choose wisely and shop around for a credit card [...]

continue reading.....

No Comments

Chase Credit Card Review with the Freedom Card

Posted in December 4th, 2009
by admin in Credit Card Reviews

The Chase Bank Freedom rewards credit card is a premium rewards credit card.  This credit card combines a low introductory credit card rate with standard credit card rewards as well as bonus credit card rewards on select categories of transactions including gas purchases.
The rewards attribute of this credit card allows the account holder to earn [...]

continue reading.....

No Comments

Credit Card Offers, Trustco Bank Maximum Rewards Visa Credit Card

Posted in November 24th, 2009
by admin in Credit Card Reviews

Trustco Bank which is headquartered in Glenville, NY and currently operates over 125 bank branch offices, the bank is also a large issuer of bank credit cards.  One such bank credit card offer is the Trustco Bank Maximum Rewards Visa Credit Card.
The Trustco Bank credit card is a truly a maximum credit card reward generator.  [...]

continue reading.....

No Comments

Credit Cards for Everyday Expenses

Posted in November 23rd, 2009
by admin in Credit Card News

Simply having a credit card that you put all of your purchases and expenses on can make personal money management a simpler task.  By having all of your expenses recorded in one easily distinguishable source and location, money management and budgeting can be handled more efficiently and effectively.  If you are prudent and careful in [...]

continue reading.....

No Comments

BB&T Credit Cards Platinum Visa

Posted in November 22nd, 2009
by admin in Credit Card Reviews

BB&T Bank offers credit cards with a variety of features.  The BB&T Platinum Visa credit card has several attributes making it a credit card worth evaluating.  The strongest features of the card include no annual fee, a competitive credit card rewards program and online bill payment and card management.
The BB&T Visa Platinum Credit Card comes [...]

continue reading.....

No Comments

CD Rate Updates

Certificate of Deposit Rates March 15, 2010

Average interest rates on certificates of deposits moved modestly lower for the week ending March 12, 2010.  Although the combined average rate for all bank CD terms measured in the weekly survey of bank CD rates performed by Selectcdrates.com, the rate drop this week was quite mild with two of the four maturities measured showing [...]

Certificate of Deposit Interest Rates March 8, 2010

According to this week’s survey of the top ten best certificate of deposit rates available nationally, performed by Selectcdrates.com, bank CD rates have now reached new lows for the year.  Bank CD interest rates were down for all terms or maturities again this week.  
The average rate for the top ten highest 6 month bank CD [...]

Bank Certificate of Deposit Rates February 22, 2010

It seems hard to believe that bank certificate of deposit rates could slide much lower, but the past week was in fact another down week for most all CD maturities.  The results of the selectcdrates.com weekly bank rate survey indicated that CD rates were lower across all terms with the exception of the long term, five year [...]

Banking & CD FAQs

Should my wife and I have more than one checking account?
Generally it is much easier to budget and save with only one primary bank account for bill paying. It certainly not recommended that spouses keep separate accounts just to pay bills. However, as long as the accounts do not have duplicated fees where there is an actual cost to you to maintain another
What is a wire transfer?
A wire transfer is an electronic payment service for transferring funds by wire (such as, through the Federal Reserve Wire Network or the Clearing House Interbank Payments System).
What is the difference between EE and I Bonds?
Both Series EE savings bonds and I savings bond are safe, low-risk savings products issued by the U.S. Treasury.  The biggest difference is the how the interest rate you receive on the bonds is derived.  EE bonds earn a fixed rate of return while I bonds earn a combined fixed rate and added adjustment rate
How can I tell if the routing number on a check is valid?
Routing numbers are the nine digit numbers also know as an ABA number that is found on the bottom of check next to you account number. This identifies the bank and the region where the checks are cleared. If the routing number is valid, this does not mean the check is valid.
National Averages
CD Rates, Bank Rates,
Fund Rates and Key Rates
6 Month CD Rates
1.28%

1 Year CD Rates
1.60%

2 Year CD Rates
2.08%

5 Year CD Rates
3.20%

-----------------
Money Market Act. Rates
1.37%

Savings Account Rates
1.44%

Money Market Fund Rates
3.11%

Tax Exempt Fund Rates
2.39%

-----------------

Bank & CD Tips

Tip #18
It’s not unusual for your credit card interest rate to jump to 25 or 30 percent if you make a late payment. If you have trouble keeping track of your due dates, consider setting up an automatic payment from your checking account each month.
The FDIC does not Insure All Bank Products
The FDIC does not insure bank products that include annuities, insurance, stocks, bonds, mutual funds, or US treasury securities.  As more banks offer a variety of investment products, be clear which products do not carry the guarantee of FDIC coverage.  When using bank products that are not covered by the FDIC, be sure these investment
JPMorgan Chase Bank CD Rates
Bank of America CD Rates
Citibank CD Rates
Wachovia Bank CD Rates
Wells Fargo Bank CD Rates
U.S. Bank
HSBC Bank USA
SunTrust Bank
National City Bank
Regions Bank
HSBC CD Rates
Suntrust CD Rates
Savings Account Rates
WTDirect Savings Account
IRA CD Rates
About Us | Contact Us