Rates Current as of Thursday September 02, 2010

Carter Bank & Trust Locations North Carolina

Posted in November 18th, 2009

by admin in Bank Directory

Carter Bank & Trust branch locations North Carolina. Carter Bank & Trust operates 35 bank branches in North Carolina. Bank directory lists Carter Bank & Trust offices alphabetically by city in North Carolina. Find bank branches for all Carter Bank & Trust locations with the complete bank address.
Carter Bank & Trust engages in a number [...]

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Carter Bank & Trust Locations Virginia

Posted in November 18th, 2009

by admin in Bank Directory

Carter Bank & Trust branch locations in Virginia. Find bank branches for all Carter Bank & Trust locations. Bank directory lists bank offices alphabetically by city in Virginia. Search Carter Bank & Trust locations quickly and easily.
Carter Bank & Trust is one of the largest independent banks headquartered in Virginia. Carter Bank & Trust operates [...]

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Carter Bank & Trust Locations

Posted in November 18th, 2009

by admin in Bank Directory

Carter Bank & Trust branch locations in Virginia and North Carolina. Find bank locations for all Carter Bank & Trust offices listed alphabetically by state. Bank directory includes the complete bank address and description for each Carter Bank & Trust.
Carter Bank & Trust is headquartered in Martinsville, Virginia and has 124 bank branches in Virginia [...]

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CD Rate Updates

CD Interest Rates Continue to Fall July 19, 2010

National certificate of deposit rates once again moved lower for the week ending July 16, 2010. According to the most recent survey of bank CD rates performed by Selectcdrates.com, CD interest rates were lower for three of the five CD maturities measured and remained unchanged for the remaining two terms.
The average of the top [...]

Bank CD Interest Rates June 21, 2010

Certificate of deposit interest rates were just fractionally lower for the week ending June 18, 2010 based on the survey of bank CD rates performed by Selectcdrates.com. National CD rates for the three month, six month and two year maturities ended the week unchanged from the prior week. The one year and five [...]

Bank Certificate of Deposit Rates June 14, 2010

Certificate of deposit interest rates ended the week on June 11th with mixed results across the various maturities. The average yield for the five year CD rates ended with a gain on the week while the six month and one year term CDs remained unchanged. Unfortunately, the average rate on the top ten [...]

Banking & CD FAQs

Is there a bank account available that will force me to save by allowing frequent deposits but restrict withdrawals to certain time periods?

The Christmas club account is one such account that you are describing. These savings accounts were designed by banks to allow deposits throughout most of the year and then the account can be withdrawn for holiday spending. Unfortunately, most bank instruments generally do not have features for unlimited deposits and very restrictive withdrawals.

At what point is the interest paid on a savings account versus the time period it is paid on a certificate of deposit?

The frequency of interest payments, or the level of compounding interest, on any bank account is determined by the bank and the type of account you have. Truth in savings regulation makes it so the bank has to inform that account holder what the APY is on the account. The APY is the

What are retail money market funds?

Retail funds are money market mutual funds that are offered primarily to individuals. Retail money market funds hold around 60 percent of all money market fund assets.

My bank is charging high maintenance fees on my checking account. Is this legal?

Yes. Federal law allows banks to charge non-interest charges and fees, including deposit account service charges. All fees should be determined on a competitive basis within the market. Each bank should make the decision on the type, amount, and method of calculation based on sound banking judgment and safe and sound banking

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