Rates Current as of Thursday March 11, 2010

Carter Bank & Trust Locations North Carolina

Posted in November 18th, 2009

by admin in Bank Directory

Carter Bank & Trust branch locations North Carolina. Carter Bank & Trust operates 35 bank branches in North Carolina. Bank directory lists Carter Bank & Trust offices alphabetically by city in North Carolina. Find bank branches for all Carter Bank & Trust locations with the complete bank address.
Carter Bank & Trust engages in a number [...]

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Carter Bank & Trust Locations Virginia

Posted in November 18th, 2009

by admin in Bank Directory

Carter Bank & Trust branch locations in Virginia. Find bank branches for all Carter Bank & Trust locations. Bank directory lists bank offices alphabetically by city in Virginia. Search Carter Bank & Trust locations quickly and easily.
Carter Bank & Trust is one of the largest independent banks headquartered in Virginia. Carter Bank & Trust operates [...]

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Carter Bank & Trust Locations

Posted in November 18th, 2009

by admin in Bank Directory

Carter Bank & Trust branch locations in Virginia and North Carolina. Find bank locations for all Carter Bank & Trust offices listed alphabetically by state. Bank directory includes the complete bank address and description for each Carter Bank & Trust.
Carter Bank & Trust is headquartered in Martinsville, Virginia and has 124 bank branches in Virginia [...]

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CD Rate Updates

Certificate of Deposit Interest Rates March 8, 2010

According to this week’s survey of the top ten best certificate of deposit rates available nationally, performed by Selectcdrates.com, bank CD rates have now reached new lows for the year. Bank CD interest rates were down for all terms or maturities again this week.
The average rate for the top ten highest 6 month bank CD [...]

Bank Certificate of Deposit Rates February 22, 2010

It seems hard to believe that bank certificate of deposit rates could slide much lower, but the past week was in fact another down week for most all CD maturities. The results of the selectcdrates.com weekly bank rate survey indicated that CD rates were lower across all terms with the exception of the long term, five year [...]

CD Interest Rates February 15, 2010

CD interest rates continued to slide further in 2010. The average interest rate on bank CDs available nationally was down slightly on all maturities for the week ending February 12, 2010. The rate activity among the best bank rates, however,was comparatively modest in light of the across the board drop in the average rates.
The selectcdrates.com [...]

Banking & CD FAQs

What is a tiered money market account or savings account?

A tiered money market account is a bank account that pays different interest rates depending on the balance in the account. Typically, the higher the balance in the account the greater the interest rate that is earned on the account.

How do I avoid the ATM charges when I am only taking out a small amount money?

The first method is to simply use your banks owned ATMs. Most all banks do not charge for ATM activity on their own ATM machines. The other method would be to use your ATM/Debit card for purchases and request cash back at the same time, making sure it is a merchant that offers

Why do so many people tell me that online banking makes budgeting easy?

For many consumers online banking makes sticking to their budget easier. Online bank management makes it effortless to sort through the bills you have and the amount you have paid on them during any time period. Frequently online bank customers are more conscientious as to how much money is available in their core

What are credit enhancements?

Issuers of securities use credit enhancements to raise the credit rating of a security by backing it with the credit of a third party. Credit enhancements, which may include, bond insurance and bank letters of credit, can help lower the risk of default, improve liquidity, and reduce the interest rate that issuers must pay.

National Averages
CD Rates, Bank Rates,
Fund Rates and Key Rates

6 Month CD Rates

1.29%

1 Year CD Rates

1.67%

2 Year CD Rates

2.10%

5 Year CD Rates

3.22%

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Money Market Act. Rates

1.33%

Savings Account Rates

1.47%

Money Market Fund Rates

3.11%

Tax Exempt Fund Rates

2.39%

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Bank & CD Tips

Comparing Annual Percentage Yield on Bank CDs

Annual percentage yield is a great tool for comparing bank savings products and evaluating how much your deposit earns. APY measures the rate of return annually and takes compounding into account. For bank products like high yielding CDs, the APY measures the interest rate and how quickly that interest is paid. Shorter compounding periods leads

Liquidity in a Investment Portfolio

For investments, liquidity is a measure of how quickly or closely an investment can be converted to cash. Bank checking accounts, savings accounts , short term bank CDs, money market accounts and money market mutual funds are highly liquid investments. Real estate is not very liquid do to the length of time it would take to

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