Rates Current as of Saturday March 20, 2010

Carter Bank & Trust Locations North Carolina

Posted in November 18th, 2009

by admin in Bank Directory

Carter Bank & Trust branch locations North Carolina. Carter Bank & Trust operates 35 bank branches in North Carolina. Bank directory lists Carter Bank & Trust offices alphabetically by city in North Carolina. Find bank branches for all Carter Bank & Trust locations with the complete bank address.
Carter Bank & Trust engages in a number [...]

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Carter Bank & Trust Locations Virginia

Posted in November 18th, 2009

by admin in Bank Directory

Carter Bank & Trust branch locations in Virginia. Find bank branches for all Carter Bank & Trust locations. Bank directory lists bank offices alphabetically by city in Virginia. Search Carter Bank & Trust locations quickly and easily.
Carter Bank & Trust is one of the largest independent banks headquartered in Virginia. Carter Bank & Trust operates [...]

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Carter Bank & Trust Locations

Posted in November 18th, 2009

by admin in Bank Directory

Carter Bank & Trust branch locations in Virginia and North Carolina. Find bank locations for all Carter Bank & Trust offices listed alphabetically by state. Bank directory includes the complete bank address and description for each Carter Bank & Trust.
Carter Bank & Trust is headquartered in Martinsville, Virginia and has 124 bank branches in Virginia [...]

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CD Rate Updates

Certificate of Deposit Rates March 15, 2010

Average interest rates on certificates of deposits moved modestly lower for the week ending March 12, 2010. Although the combined average rate for all bank CD terms measured in the weekly survey of bank CD rates performed by Selectcdrates.com, the rate drop this week was quite mild with two of the four maturities measured showing [...]

Certificate of Deposit Interest Rates March 8, 2010

According to this week’s survey of the top ten best certificate of deposit rates available nationally, performed by Selectcdrates.com, bank CD rates have now reached new lows for the year. Bank CD interest rates were down for all terms or maturities again this week.
The average rate for the top ten highest 6 month bank CD [...]

Bank Certificate of Deposit Rates February 22, 2010

It seems hard to believe that bank certificate of deposit rates could slide much lower, but the past week was in fact another down week for most all CD maturities. The results of the selectcdrates.com weekly bank rate survey indicated that CD rates were lower across all terms with the exception of the long term, five year [...]

Banking & CD FAQs

What is Check 21 and how does this action affect my checking account?

Check 21 is the informal name for an act created by Congress in 2003 to help modernize the check processing system with the use of digital imaging. Many banks now clear checks with just digital images of the checks instead of the checks themselves. These reduces check processing costs for financial institutions and

I wrote a check that was returned because of insufficient funds (NSF) in my account. But the bank never notified me, so other checks bounced and I got hit with several overdraft fees. Shouldn’t the bank have sent me a notice?

The bank is not required to notify you when a check bounces. You are responsible for keeping a current and accurate check/transaction register. By balancing it with your monthly statement, you will know your account balance and prevent overdrafts. State laws generally provide that it is illegal to write a check—knowingly or negligently—without having

Does the bank have to continue to pay interest on my Time Certificate of Deposit (CD) after it matures?

Not necessarily. If you choose to roll over/renew the time certificate of deposit (CD) for another term at the bank, the bank can continue to pay the interest. Let’s say you haven’t decided in advance. Once the CD matures, you have 10 days to decide whether to renew or withdraw the funds.

I wrote a check for $250, but the bank posted it as $2,500. The bank told me to get the money from the other party. Is this correct?

No. This appears to be a check posting error. The bank must correct it. You should notify your bank so it can investigate the error. The bank may require you to complete an affidavit. The time period for this prompt notification may vary by bank and State. deposit account agreement specifies

National Averages
CD Rates, Bank Rates,
Fund Rates and Key Rates

6 Month CD Rates

1.29%

1 Year CD Rates

1.66%

2 Year CD Rates

2.10%

5 Year CD Rates

3.20%

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Money Market Act. Rates

1.37%

Savings Account Rates

1.44%

Money Market Fund Rates

3.11%

Tax Exempt Fund Rates

2.39%

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Bank & CD Tips

Bank Fees and Credit Card Fees

Don’t be in the habit of thinking of your credit card as a loan. It’s a convenience. Pay all credit card balances in full each month. Leaving a balance on a credit card account will leave you susceptible to a very high interest rate or APR. It’s like throwing money away. Extra interest charges and

Shop and Compare all Bank Checking Account Offers

When shopping for a checking account, make sure that you avoid any headaches you may incur in the future by simply choosing free checking accounts. Banks will use a variety of savvy marketing techniques to get you as a customer. However, these accounts may not always be the best thing for your needs. If you

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