Rates Current as of Thursday September 02, 2010

BB&T Bank Locations Georgia

Posted in November 4th, 2009

BB&T bank branch locations throughout Indiana. Find bank locations for all BB&T branch offices in Indiana. Bank directory includes the complete bank address and description for each bank office locations.
Branch Banking and Trust Company
10 Silo Lane
Lavonia, GA 30553
Branch Banking and Trust Company
100 Colony Park Dr
Cumming, GA 30040
Branch Banking and Trust Company
101 North Lee Street
Forsyth, GA [...]

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CD Rate Updates

CD Interest Rates Continue to Fall July 19, 2010

National certificate of deposit rates once again moved lower for the week ending July 16, 2010. According to the most recent survey of bank CD rates performed by Selectcdrates.com, CD interest rates were lower for three of the five CD maturities measured and remained unchanged for the remaining two terms.
The average of the top [...]

Bank CD Interest Rates June 21, 2010

Certificate of deposit interest rates were just fractionally lower for the week ending June 18, 2010 based on the survey of bank CD rates performed by Selectcdrates.com. National CD rates for the three month, six month and two year maturities ended the week unchanged from the prior week. The one year and five [...]

Bank Certificate of Deposit Rates June 14, 2010

Certificate of deposit interest rates ended the week on June 11th with mixed results across the various maturities. The average yield for the five year CD rates ended with a gain on the week while the six month and one year term CDs remained unchanged. Unfortunately, the average rate on the top ten [...]

Banking & CD FAQs

Can the bank place a hold on a payroll check?

Yes. When funds become available for withdrawal primarily depends on the type of deposit. While all national banks are subject to the same maximum hold periods established by law, each bank may make deposits available sooner. A bank can make the deposit available immediately or delay availability up to the maximum prescribed

How long must a bank keep cancelled checks or check records or copies of checks?

Generally, if a national bank does not return cancelled checks to its customers, the bank must either retain the cancelled checks—or maintain the capacity to provide legible copies of the checks—for seven years. The bank must provide you with a copy of any cancelled check within a reasonable period of time from your request.

Does FDIC insurance cover the contents of safe deposit boxes if they are damaged or stolen?

No. By law, the FDIC only insures deposits in deposit accounts at insured institutions. Although you may be putting valuables, including cash and checks, into an area of the bank that has the word deposit in its name, these are not deposits under the insurance laws that the bank can use, for example, to make

Will FDIC insurance protect creditors and shareholders in a bank that fails?

The FDIC insurance is established to protect only the depositors and only certain deposits. Since a safe deposit box is not technically a deposit, it would not be covered. In a situation where some depositors may also be creditors or shareholders of an insured bank they would benefit by the coverage of deposits

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