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Five Star Bank Locations

Posted in December 24th, 2009
by admin in Bank Directory

Five Star Bank has 50 bank branches in Western and Central New York.  Five Star Bank also offers access to over 90 bank ATM locations.
Search through each branch bank location in New York to find Five Star Bank locations and bank products and services that include savings accounts, money market accounts, certificate of deposits, competitive [...]

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Wells Fargo Secured Credit Card

Posted in December 2nd, 2009
by admin in Credit Card Reviews

The Wells Fargo secured credit card is one of the many credit cards offered by Wells Fargo Bank, one of the top five largest banks in the U.S.  This credit card works like any other credit card, and can be used wherever bank credit cards are accepted or more specifically, wherever Visa credit card are [...]

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Capital City Bank

Posted in November 24th, 2009
by admin in Bank Directory

Capital City Bank branch locations in Florida, Georgia and Alabama.  Bank directory lists Capital City Bank offices alphabetically by city and state.  Find bank branches for all Capital City Bank locations with the complete bank address and description.
Capital City Bank has over 65 branch bank offices in Florida, Georgia and Alabama.  Capital City Bank and [...]

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Credit Cards for Everyday Expenses

Posted in November 23rd, 2009
by admin in Credit Card News

Simply having a credit card that you put all of your purchases and expenses on can make personal money management a simpler task.  By having all of your expenses recorded in one easily distinguishable source and location, money management and budgeting can be handled more efficiently and effectively.  If you are prudent and careful in [...]

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CD Rate Updates

Certificate of Deposit Rates March 15, 2010

Average interest rates on certificates of deposits moved modestly lower for the week ending March 12, 2010.  Although the combined average rate for all bank CD terms measured in the weekly survey of bank CD rates performed by Selectcdrates.com, the rate drop this week was quite mild with two of the four maturities measured showing [...]

Certificate of Deposit Interest Rates March 8, 2010

According to this week’s survey of the top ten best certificate of deposit rates available nationally, performed by Selectcdrates.com, bank CD rates have now reached new lows for the year.  Bank CD interest rates were down for all terms or maturities again this week.  
The average rate for the top ten highest 6 month bank CD [...]

Bank Certificate of Deposit Rates February 22, 2010

It seems hard to believe that bank certificate of deposit rates could slide much lower, but the past week was in fact another down week for most all CD maturities.  The results of the selectcdrates.com weekly bank rate survey indicated that CD rates were lower across all terms with the exception of the long term, five year [...]

Banking & CD FAQs

What is a SWIFT code?
SWIFT is the acronym for the Society of Worldwide Interbank Financial Telecommunication. It is a cooperative that operates a secure financial messaging network for its members. SWIFT enables its clients to automate financial transactions and messaging it does not specifically handle the financial transactions.
What is GDP and why is it so important?
Gross domestic product is the measure of the total dollar value of all goods and services produced over a specific time period. GDP is measured in absolute dollar values and is expressed as a comparison to the previous quarter or year. Taken as a whole, economic production has a large impact on
The bank paid a check from my account that was for the wrong amount. The bank stated that I waited too long to report the loss. How long is too long?
Your deposit account agreement states that it’s your responsibility to review your periodic statement and advise the bank of any errors. Generally, you have 30 days from the statement date to find the error and notify the bank. If the loss occurred from a fraudulent endorsement with a check, State statutes typically allow up
I want to know what kind of supervisory action was taken against the bank as a result of my complaint.
Federal law prohibits this information from being made public. The OCC cannot release any information relating to any supervisory actions or whether a violation of law or regulation occurred in connection with your complaint.
National Averages
CD Rates, Bank Rates,
Fund Rates and Key Rates
6 Month CD Rates
1.29%

1 Year CD Rates
1.66%

2 Year CD Rates
2.10%

5 Year CD Rates
3.20%

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Money Market Act. Rates
1.37%

Savings Account Rates
1.44%

Money Market Fund Rates
3.11%

Tax Exempt Fund Rates
2.39%

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Bank & CD Tips

The FDIC does not Insure All Bank Products
The FDIC does not insure bank products that include annuities, insurance, stocks, bonds, mutual funds, or US treasury securities.  As more banks offer a variety of investment products, be clear which products do not carry the guarantee of FDIC coverage.  When using bank products that are not covered by the FDIC, be sure these investment
Managing bank overdraft protection fees
Bank overdraft protection can incur fees that quickly take a significant bite out of your checking account funds.  More often it is wise to reallocate your budget to avoid the fees that may be helpful in time of distress but are often overused by consumers who utilize the service.  Bank overdraft fees are expenses that
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