Rates Current as of Thursday September 02, 2010
  • Home
  • Articles
  • FAQs
  • Glossary
  • Tips
  • Banking
  • Mutual Funds
  • Historical Rates
  • Credit Cards
  • Bank Directory
  • Home
  • Best CD Rates
  • State CD Rates
  • Rates by Financial Institutions
  • IRA CD Rates
  • Jumbo CD Rates
  • National CD Rates
  • Banks
  • Money Market Accounts
  • Savings Accounts

Bank Savings Rates for the Week Ending July 3, 2009

Posted in July 8th, 2009
by admin in Savings Account Rate Updates

With most short term rates falling in the past week, bank savings account rates were not about to fight this trend.  The average for the best bank savings accounts rates were down by three basis points or 3/100 of a percent to 2.09% for the week ending July 3, 2009. 
During the week a Federal Reserve [...]

continue reading.....

No Comments

Bank Savings Account Rates June 26, 2009

Posted in June 30th, 2009
by admin in Savings Account Rate Updates

The downward pressure on bank yields continued for the week ending June 26, 2009 pushing down the rates on bank savings accounts even further.  Bank savings account rates dropped on average, two basis points or 2/100 of a percent for the week to rest at 2.12%.  The modest move in the average of the top [...]

continue reading.....

No Comments

CD Rate Updates

CD Interest Rates Continue to Fall July 19, 2010

National certificate of deposit rates once again moved lower for the week ending July 16, 2010. According to the most recent survey of bank CD rates performed by Selectcdrates.com, CD interest rates were lower for three of the five CD maturities measured and remained unchanged for the remaining two terms.
The average of the top [...]

Bank CD Interest Rates June 21, 2010

Certificate of deposit interest rates were just fractionally lower for the week ending June 18, 2010 based on the survey of bank CD rates performed by Selectcdrates.com. National CD rates for the three month, six month and two year maturities ended the week unchanged from the prior week. The one year and five [...]

Bank Certificate of Deposit Rates June 14, 2010

Certificate of deposit interest rates ended the week on June 11th with mixed results across the various maturities. The average yield for the five year CD rates ended with a gain on the week while the six month and one year term CDs remained unchanged. Unfortunately, the average rate on the top ten [...]

Banking & CD FAQs

Since some credit unions offer some very attractive savings and loan rates, what does it take to become a credit union member?
Membership depends on the individual credit union. Credit unions are still required to limit membership to people who have a common bond. Geography, a common employer, a common group, or something similar can determine the bond.
Are money market mutual funds rated?
Retail money market mutual funds are not rated by rating agencies. All of the underlying securities these funds invest in are rated by credit-rating agencies, but only institutional portfolios tend to be rated.
Someone recently paid off a debt that had with me and gave me a post dated check, is it illegal to post date a check?
There is no law that prohibits the issuance of a post-dated check. There are laws against issuing checks when the partying delivering this check knows that they don’t have funds to cover it. Using postdated checks in general is never a good business, since it is perfectly acceptable for the bank to pay
What should someone invest his or her short-term savings in?
Short term savings should be liquid, which means they should be easily turned into cash. Short-term savings should be secure and not be subject to the loss of principal. To meet these requirements the best products are FDIC insured bank products such as money market deposit accounts, short term CDS, and savings accounts
National Averages
CD Rates, Bank Rates,
Fund Rates and Key Rates
6 Month CD Rates
1.18%

1 Year CD Rates
1.49%

2 Year CD Rates
1.85%

5 Year CD Rates
2.85%

-----------------
Money Market Act. Rates
1.21%

Savings Account Rates
1.39%

Money Market Fund Rates
3.11%

Tax Exempt Fund Rates
2.39%

-----------------

Bank & CD Tips

Long Term Rates Add Up with Interest Rate Shopping
Compound interest is an extremely important tool that will help most investors better understand how to maximize their rate of return and reach their financial goals.  Whether interest rates are low or high, incremental differences in investment rates of return add up over time with the power of compound interest.  Understanding the dynamics of interest
Ask Your Bank for a Break on Fees
Do not be afraid to ask for a break from excessive bank fees.  If you have bounced a check for the first time ever, need a copy of an old monthly checking account statement, or even think the fees for your mortgage application are a bit high? Depending on the circumstances, your bank might be
JPMorgan Chase Bank CD Rates
Bank of America CD Rates
Citibank CD Rates
Wachovia Bank CD Rates
Wells Fargo Bank CD Rates
U.S. Bank
HSBC Bank USA
SunTrust Bank
National City Bank
Regions Bank
HSBC CD Rates
Suntrust CD Rates
Savings Account Rates
WTDirect Savings Account
IRA CD Rates
Roth IRA CD
Jumbo CD Rates
CD Interest Calculator
CD Rate Calculator
CD Rates CT
CD Rates MN
CD Rates RI
CD Rates NH

Discover CD
National CD Rates
Sovereign Bank CD
Banks
Credit Union Locations
Bank Directory

Prime Rate
Federal Funds Rate
LIBOR Rate
Hudson Bank CD Rates
First Bank CD
3 Month CD
CD Rates At Banks
3 Month CD Rates

Ally Bank CD
TD CD Rates
PNC Bank CD Rates
Fifth Third Bank CD Rates
Bank of the West CD
Capital One CD
Citizens CD

ING CD
Key Bank CD Rates
American Express CD
Credit Union CD Rates
Wells Fargo CD Rates

USAA CD
MetLife CD
Huntington CD
State Farm CD

Commerce Bank CD
Union Bank CD
US Bank CD
Chase CD Rates

Best Online Bank
Best Online Savings Account
CD Ladder
CD Loan

Compare Mortgage Rates
Chase Mortgage Rates
Wells Mortgage Rates
US Bank Mortgage Rates
TD Mortgage Rates
SunTrust Mortgage Rates

Bank America Mortgage Rates
HSBC Mortgage Rates

Mortgage Closing Costs

About Us | Contact Us
Chase Bank | Bank of America | Citibank | Wells Fargo | Sovereign Bank Locations | TCF Bank Locations | Harris Bank Locations | Atlantic Bank Locations

6 Month CD Rates | 1 Year CD Rates | 2 Year CD Rates | 5 Year CD Rates | JPMorgan Chase Bank CD Rates | Bank of America CD Rates | Citibank CD Rates | Wachovia Bank CD Rates | Wells Fargo Bank CD Rates | U.S. Bank | HSBC Bank USA | SunTrust Bank | National City Bank | Regions Bank | HSBC CD Rates | Suntrust CD Rates | Discover CD | Sovereign Bank CD | Savings Account Rates | IRA CD Rates | Jumbo CD Rates | National CD Rates | Banks | Bank Directory | Money Market Accounts | Savings Account Rates | Ally Bank CD | TD CD Rates | PNC Bank CD Rates