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The Great Basin is a large, arid region of the western United States. This basic topographic pattern that defines the region extends from eastern California to central Utah, and from southern Idaho into the state of Sonora in Mexico. It covers most of Nevada and over half of Utah, as well as parts of California,
Generally, an account is considered dormant when no activity, deposits or withdrawal, has occurred for a period of 5 to 7 years. The length of time necessary to declare an account dormant is defined by State statute. Once an account is declared dormant, the bank may be required to transfer the funds to
Annual Percentage Yield (APY) is the term used to express the annual rate of interest on an investment that takes into account the effect of compounding. Normally an investment is sold on the basis of a Nominal Interest Rate, but the nominal rate does not take into account the effect of earning interest
Regarding consumer accounts such as checking, savings and CDs, there is no legal regulation that would allow one bank from preventing a customer from opening an account with another bank. If a bank customer has had credit problems at a bank and this bank has reported the issues to a credit reporting company this
CD rates held steady for the week ending September 18, 2009. Most all bank CD terms were left unchanged week over week with the exception of the one year term, bank CDs.
The average of the best one year CD rates fell by the smallest of measurements for the week, with the average one year CD
Profile Bank, based in Rochester New Hampshire, offers a number of loan programs to consumers in the Granite State. Included among the lending options at Profile Bank is an array of mortgage loans available for 1-4 family homes. Profile Bank offers a rather extensive variety of mortgage loans for a community bank. Traditional fixed rate
Some banks still return the physical check, but it is not likely to last much longer. As banking moves online, so have your cancelled checks. Most large banks now will show you scanned copies of your checks within days of when they clear. Digital images of checks reduces processing time and reduces
Mortgage rates made a nice dip in the first week of April, credit card companies keep sticking it to the consumer with elevated rates, and the top CD rates and money market rates continue to hold steady. That’s the summary on bank rates for the first week of April.
Mixed economic data is once again the
The notice required by the Equal Credit Opportunity Act advising a credit applicant or existing debtor of the denial of their request for credit or advising of a change in terms considered unfavorable to the account holder.
The first method is to simply use your banks owned ATMs. Most all banks do not charge for ATM activity on their own ATM machines. The other method would be to use your ATM/Debit card for purchases and request cash back at the same time, making sure it is a merchant that offers
BankIowa opened in 1921 as Farmers State Savings Bank in Iowa. In June of 1998, Farmers State Savings Bank changed its name to BankIowa. The bank presently has ten branches in seven Iowa communities. The branches are located in Cedar Falls, Cedar Rapids, Independence, Jesup, Lamont, Norway and Waterloo Iowa.
BankIowa is an independent and locally
A fund that imposes a one-time fee, either when fund shares are purchased (front-end load) or redeemed (back-end load), or a fund that charges a 12b-1 fee greater than 0.25 percent.
Current stated rates of interest paid or earned.
Laddering is one fundamental strategy to protect your assets and maximize returns in a rising inflationary market. Laddering involves buying securities, in this case – bank certificate of deposits that mature at varying intervals. With this strategy your CDs with short terms will have a slightly lower rate of return than the longer
First Eagle Bank of Illinois is an independent full service bank serving the needs of the community with two bank branch locations. The bank’s two locations are in Chicago and one in Hanover Park, Illinois. The bank was founded in 1985. As of September 30, 2008 the bank had assets of $329,114,016.00, deposits of $290,227,538.00
The current CD rates promoted by Greer State Bank in South Carolina for a 6 month and 12 month term CD are approximately twice the national average CD rate for those terms.
Greer State Bank is a state chartered bank in SC that is currently promoting a number of different CD rate deals. The South Carolina
Wilber National Bank offers a number of consumer bank products in New York including a variety of certificate of deposit options with competitive CD rates in New York. Wilber National Bank is a New York based bank that was founded in 1874 and is headquartered in Oneonta, New York. The bank has branch locations in
Equity bank has an ad running this weekend in the Dallas Morning News displaying a selection of their CD products. The bank is advertising three separate term CDs, the 12 month CD, 18 month CD and 48 month CD. The rate on the 12 month CD is 2.60%, the rate on the 18 month CD
MICR. A special type of ink which enables special characters printed in magnetic ink to be read and input rapidly to a computer.
If you write a check or make a purchase for more than you have in your checking account, your bank may cover the difference. This is still an overdraft, but one where the amount that has drawn the bank accounts below the amount of available of funds in the account is paid by the