SunTrust Bank offers a number consumer deposit and credit products. Included among the variety of consumer credit products are several credit card offers. One of SunTrust Bank credit card offers is the Signature Visa Credit Card. This bank credit card is marketed as premium rewards credit card.
With the Signature Visa Credit Card, the account holder will earn one reward point for every $1.00 in qualifying credit card purchases.
The credit card has no annual fee.
The credit card rate is O% APR for the first six months the account is opened for purchase transactions. After the introductory period the credit card rate is 11.99% or 3.74% above the rate index, whichever rate is greater. The rate index for the credit card is established by the highest prime rate listed in the Wall Street Journal during the first 15 days of the prior calendar month on the credit card account.
If a credit card balance transfer is performed within the first three months of opening the account the credit card rate on the transfer is 0% for the first six months and then changes to the credit card purchase rate.
The credit card rate for cash advances is 19.99% or the credit card index rate plus 14.99%, which ever number is greater.
The credit card account has grace period for new credit card purchase transactions that is equal to 20 days from the date of the billing statement provided the previous balance has been paid in full by the due date.
SunTrust Bank offers both online banking services that can be used to access credit card information as well in branch credit card service to check the credit card balance, make a monthly credit card payment and more. SunTrust Bank also offers an optional overdraft protection service that is combined with a bank checking account.
The bank Visa credit card also comes with Zero Liability protection for unauthorized use of the credit card or account information.
In order to obtain the stated credit card rates and terms the account holder must make timely payments when due. SunTrust Bank sets the credit card rate and terms and these rate and terms may change.
SunTrust Bank and its related companies provide consumer and business banking services including deposit, credit, trust, investment services, mortgage banking, brokerage, investment management, equipment leasing, and capital market services. SunTrust Bank operates over 1,650 retail bank branch offices and 2,800 ATMs in the states of Alabama, Arkansas, Florida, Georgia, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, West Virginia, and the District of Columbia.
Tags: bank, bank credit card, credit card, credit card balance, credit card offers, credit card rate, credit card service, new credit card, online banking, VISA credit card
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