Scott Valley Bank, California

Scott Valley Bank is California’s oldest independent bank.  The bank was established in 1912 and has been FDIC insured since January 1, 1934.  Scott Valley Bank is chartered as a Federal Reserve Non-member.  Therefore the primary regulator is the Federal Deposit Insurance Corporation (FDIC).

As of March 31, 2009 Scott Valley Bank had approximately 113 total full-time equivalent employees.   The bank had total assets of $420,202,000, total deposits of $347,980,000 and a net operating income $748,000.

Scott Valley Bank most recent performance ratios.
As of March 31, 2009:

Yield on earning assets 5.46% 
Cost of funding earning assets 1.22% 
Net interest margin 4.24%
Net charge-offs to loans 0.27%
Equity capital to assets 12.18% 
Core capital (leverage) ratio 12.26% 
Tier 1 risk-based capital ratio 13.44% 
Total risk-based capital ratio 14.60%

Scott Valley Bank products and services:

Scott Valley Bank offers personalized banking services for consumers and businesses.  The bank offers several different checking accounts including basic checking accounts and interest bearing checking accounts, money market accounts, certificates of deposit, savings accounts, IRA’s, health savings accounts, personal loan services, home equity loans, auto loans, RV loans, mortgages, lot loans, business loans, business checking accounts, business savings accounts, business money market accounts and business certificates of deposit.  The company also offers banking online, telephone banking, cash management, and equipment leasing services.

Scott Valley Bank branch bank locations:

Santa Clara 
5201 Great America Parkway, Suite 333
Santa Clara, CA 95054 
(408) 653-1200 

Oakland  
1111 Broadway, Suite 1510
Oakland, CA 94607 
(510) 625-7850  

Walnut Creek 
1500 No. California Blvd.
Walnut Creek, CA 94596 
(925) 944-0180 

Redding 
185 Hartnell Ave.
Redding, CA 96002 
(530) 221-2000 

Shingletown  
31285 Hwy. 44, St. H
Shingletown, CA 96088 
(530) 474-1331 

Weaverville 
530 Main St.
Weaverville, CA 96093 
(530) 623-2732 

Mount Shasta 
142 Morgan Way
Mt. Shasta, CA 96067 
(530) 926-3151 

Weed
375 So. Weed Blvd.
Weed, CA 96094 
(530) 938-5410 

Yreka 
515 So. Broadway
Yreka, CA 96097 
(530) 842-6141 

Fort Jones 
11906 Main St.
Ft. Jones, CA 96032 
(530) 468-2242 

Etna 
424 Main St.
Etna, CA 96027 
(530) 467-3211 

Happy Camp
63729 Hwy. 96
Happy Camp, CA 96039 
(530) 493-2281 

Medford Loan Center 
10 Crater Lake Ave.
Medford, OR 97504 
(541) 770-3177 

Administrative Services 
2544 West Side Road
P. O. Box 69Yreka, CA 96097 
(530) 842-5701 

Loan Services 
2544 West Side Road
P. O. Box 69
Yreka, CA 96097 
(530) 842-5701 

Scott Valley Bank Holding Company
Learner Financial Corp.  
1500 No. California Blvd.
Walnut Creek, CA 94596 
(925) 934-1601 

Scott Valley Bank web address: www.scottvalleybank.com.

Tags: bank, bank branches, California bank, certificates of deposit, checking accounts, FDIC, money market accounts, perfromance ratios, savings accounts, Scott Valley Bank

This entry was posted on Thursday, June 25th, 2009 at 2:04 pm and is filed under Bank Profiles. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.