Savings Account Rates | SelectCDRates.com - The Leading Industry Tool to Help You Select and Compare the Best 6 Month, 1 Year, 2 Year, and 5 Year CD Rates, Find rates by individual states, Money Market Account Rates, Savings Account Rates, Money Market Fund Rates, and Tax Exempt Fund Rates

Rates Current as of Thursday September 02, 2010

Today's Savings Account Rates Today's top 10 Savings Account Rates. The best Savings Account Rates offered nationally. Compare the best Savings Account Rates.
Savings Account Rates
Bank	APY	Term	Min $ Open
Tennessee Commerce Bank www.tncommercebank.com 877-684-2265	1.50%	Savings	$250.00
The Palladian Private Bank www.palladianprivatebank.com 877-564-8880	1.50%	Savings	$10,000.00
Choice Financial www.choicefinancialgroup.com 877-380-3623	1.41%	Savings	$25,000.00
Sallie Mae Bank www.salliemae.com 877-346-2756	1.40%	Savings	$1.00
NewDominion Bank www.newdominionbank.com 800-592-6248	1.40%	Savings	$1,500.00
Southern Comm Bank Ready Saver www.readysaver.com 877-460-3535	1.35%	Savings	$1.00
Discover Bank www.discoverbank.com 800-347-7000	1.35%	Savings	$500.00
Capital One Bank www.capitalone.com 866-858-6593	1.35%	Savings	$10,000.00
American Express Bank www.americanexpress.com 800-446-6307	1.30%	Savings	$0.00
Colorado Federal Svgs Bank www.coloradofederalbank.com 877-484-2372	1.30%	Savings	$2,500.00

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Certificate of Deposit Interest Rates April 12, 2010

Certificate of deposit rates were down for the week ending April 9, 2010 across all maturities according to the most recent CD rate survey performed by SelectCDrates.com. National CD rates were lower for all of the terms measured in the survey though the short term, 6 month CD rates, were down by only a very modest

The Best CD Rates for the week of June 12, 2009

Certificate of deposit rates continued their multi week descent with the week of June 12, 2009 ending on another down note. The average of the best national bank CD rates dropped for all terms with the exception of the long term, five year CD rates. Though mortgage rates rose rather substantially for the week and

Laddering of CDs

A certificate of deposit or CD is a time deposit, an investment of a specific amount of money over a specific time period for a specific rate of interest. Some variations on these basics are now offered but the standard investment remains available. Banks, savings and loans, and credit unions offer CDs in

Savings Account Rate Updates

The Best Bank Savings Account Rates April 19, 2010

The average rate for the top bank savings accounts held their ground this week based the survey of national bank rates performed by SelectCDrates.com. The average savings account rate for the top ten best savings account rates remained at 1.40%, unchanged from the prior week.
While the average rate was unchanged for the week, the highest [...]

Savings Account Rates February 1, 2010

As the first month of 2010 came to a close, investors in savings accounts saw yields move steadily lower. The last week of January was no exception to this trend in lower rates, with the average rate on the top ten best bank savings accounts dropping once again. The average yield for the highest savings [...]

Savings Account Rates January 25, 2010

While most bank rates were lower for the third week of the year, bank savings account rates held steady. For the week ending January 22, 2010 the top best bank savings account rates available nationally were unchanged. The average of the highest savings account rates remained at 1.59%.
The highest savings account rate was also unchanged [...]

Banking & CD FAQs

I deposited a local check. When will my funds be available from the hold?

When funds become available for withdrawal depends primarily on the type of deposit. A local check (drawn on banks located in the same check-processing region as the bank in which you made the deposit) has second business day availability. Generally, a national bank must make the first $100 from the deposit available, for either

Why does a bank pay a check or debit transaction when the account is overdrawn?

National banks can either return the check unpaid or advance sufficient funds to your account to pay the check or debit item. In either case, your bank can assess an insufficient funds fee against your account.

I cashed in my CD before it matured, and the bank charged me an early withdrawal penalty. Can it do this?

Yes. Time certificates of deposits or CDs are not completely liquid. When you buy one, you enter into a contract involving a fixed amount of money, principal, for a predetermined period of time, the term, and an agreed-upon interest rate and yield. Banks are permitted to assess an early withdrawal penalty whenever funds from

I deposited $10,000 to my account. When will the funds be available for withdrawal?

For deposits in excess of $5,000, banking laws and regulations allow for exceptions to the availability of funds. Exception holds include deposits over $5,000 which may be applied to any deposit of checks (including official checks) to any and all account(s) where the aggregate amount of the checks deposited on a banking day exceeds

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