Rates Current as of Friday February 10, 2012

« Citizens Bank 3.90% CD offer makes Top 10 Rates in Pennsylvania

Fifth Third Bank Ad in The Columbus Dispatch, Top CD Rate in Ohio »

Ridgestone Bank ad for 4 Month CD Best Rate in Illinois

The Chicago Tribune on Sunday Nov. 9th, 2008 has an ad placed by Ridgestone Bank for one of the best short term CD rates in Illinois. The ad promotes a 4.00% interest rate on a 4 month term certificate of deposit. Ridgestone Bank has two locations, one in Brookfield, Wisconsin and the second location in Schaumburg, Illinois. Both locations offer the 4.00% CD, the Wisconsin CD rates requires a $20,000.00 minimum deposit and the Illinois bank branch requires a $40,000.00 minimum deposit. The Illinois location phone number is 847-805-9520 and the Wisconsin number is 888-789-1012. The website for the bank can be found at www.ridgestone.com. Ridgestone Bank was founded in 1995. Current management and shareholders acquired the bank in September of 2006.

This entry was posted on Sunday, November 9th, 2008 at 9:33 pm and is filed under Bank Promotions. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

No user commented in " Ridgestone Bank ad for 4 Month CD Best Rate in Illinois "

Follow-up comment rss or Leave a Trackback

Leave A Reply

Similiar Content You Might Enjoy

Interest Rate Predictions

Interest rates play a significant role in banking, personal investing and the overall condition of the economy. Regardless of whether rates are heading higher or lower, they will have a measurable impact on most all investments and the economy. Determining the cause of interest rate movements is a science that has few masters.

New Century Bank CD Rates

New Century Bank is a local Chester County bank offering some of the best CD rates in Pennsylvania. The bank was established in 1997 and has evolved within the heart of Phoenixville. As of Janurary 7, 2009 New Century Bank is offering the following competitive CD rates: A 3 month certificate of deposit earning an interest

Bank Rates, CD Interest Rates and Mortgage Rates Update April 11, 2011

In the midst of significant market announcements, CD interest rates, mortgage rates and savings rates displayed limited upside action. Interest rates were higher for mortgage loans and new credit card offers while remaining mostly unaltered for CD rates and money market rates. This past week, gold hit another record high, oil prices continued

Bank Direct Deposit Can Increase Interest Rates

Many banks are offering an interest rate increase on your checking account if your paycheck is deposited electronically. Your bank can help arrange for the direct deposit of your pay checks, pension or social security checks without charge. Direct deposit results in no delays in getting funds deposited because checks may get lost in the mail,

A way of obtaining a better interest rate, lower monthly payments, or borrow cash on the equity in a property that has built up on a loan. A second loan is taken out to pay off the first, higher-rate loan.

Bank Rate Commentary

The year ended with Treasury bond rates rising rather significantly. Unfortunately, the rise in Treasury rates did not lead to a rise in bank certificate of deposit rates. Ten year Treasury rates started 2009 at extraordinarily low yields, as investors and banks poured money into the Treasury market as a safe harbor. The closing high for

CD Rates Updates September 15, 2009

Treasury rates started the week with yields rising on all maturities of one year or greater. Three month and six month Treasuries held steady with interest rates of 0.14 and 0.21%, respectively. The longer term Treasuries were no so steady, the one year Treasury rate moved up a modest one basis point to close at

Understanding Bank CD Rates

Before choosing any investment, including bank CDs, it is important to understand how the investment works and what the expected rate of return will be. The primary benefit of investing in any security type is the return on investment or income that will be received from that investment over time. Certificates of deposit, also known as

CD Rates State-Investors Bank

State-Investor Bank was founded in 1894, in Louisiana. The bank has survived the Great Depression, two world wars and has been handling consumer accounts before the creation of the FDIC. State-Investor Bank has four bank branch locations serving the region. The bank has been FDIC insured since August 3, 1935. State-Investors Bank is chartered as

Brokered CDs Defined and Cautions

Brokered CDs are simply bank CDs offered by a financial intermediary. It’s important to understand who is offering the brokered CDs, what the interest rate on the CDs are and what features the CD holds. Many brokered CDs are callable CDs thus negating the benefit of a guaranteed fixed rate of return that is a

Retail Money Market Funds

Retail money funds are offered primarily to individuals with moderate-sized accounts. Their primary use is as temporary holding funds at stock brokerage firms. Retail money market funds hold roughly 40% of all money market fund assets. Retail money funds are open to any investor. Funds can be contacted directly for shareholder information, such as a

Real Estate Settlement Procedures Act (RESPA)

Federal law that, among other things, requires lenders to provide “good faith” estimates of settlement costs and make other disclosures regarding the mortgage loan. RESPA also limits the amount of funds held in escrow for real estate taxes and insurance.

CD Interest Rates Hold November 14, 2011

CD interested rates were essentially flat for the week ending November 11, 2011. The top CD rates available nationally were unchanged on the very short end of the CD rate curve as well on the midterm range; however rates moved ever-so-slightly higher on the long end of the curve. The interest rate movements in bank CD

Century Bank, Massachusetts

Century Bancorp, Inc. is a Massachusetts state chartered bank holding company headquartered in Medford, Massachusetts. The holding company is a Massachusetts corporation formed in 1972 and has one banking subsidiary, Century Bank and Trust Company that was formed in 1969. The bank had total assets of approximately $1.7 billion as of September 30, 2008. The

Transaction Account

A checking or similar account from which transfers can be made to third parties. Demand deposit accounts, negotiable order of withdrawal (NOW) accounts, automatic transfer service (ATS) accounts, and credit union share draft accounts are examples of transaction accounts at banks and other depository institutions.

What is the difference between CD and money market?

Some investors use the word CD and money market interchangeably. There are differences between CD and money market. First of all A CD or certificate of deposit is not a marketable security which means that if a certificate of deposit holder wants out of his or her certificate of deposit or wants to

Institutional Money Market Funds

Institutional money funds are designed primarily for institutional investors. Institutional money market funds that are used by businesses, pension funds, state and local governments, and a variety of other large investors. Small, midsize, and even some larger corporations also use money market funds for cash management purposes. Small and medium-sized bank trust departments which use

Renasant Bank was established on February 27, 1904. The bank has 63 domestic bank branches located in 3 states; Alabama, Mississippi, and Tennessee. Renasant Bank has been FDIC insured since January 1, 1934. Renasant Bank is chartered as a Federal Reserve Non-member. Therefore the primary regulator is the Federal Deposit Insurance Corporation (FDIC). As of

Highest CD Rates in Michigan

Michigan has certainly seen its share of economic adversity in recent years. One bright spot in the economic morass is the financial returns offered by investing in the certificate of deposits found at Bank of Auburn Hills. Bank of Auburn Hills has three CDs with some of the highest interest rates for their terms. The

Bank Rates November 22, 2010

While U.S. Treasury rates increased last week, the top bank CD interest rates took a sizeable tumble. Not only did bank CD rates fall, bank money market rates and bank savings rates moved lower on the week as well. Mortgage rates and credit card rates, unfortunately, followed the cue of Treasuries and experienced

CD Rate Updates

CD Interest Rates Mildly Lower January 30, 2012

In the most recent survey of bank CD rates conducted by Selectcdrates.com, CD rates slumped slightly compounding last week’s similar dip. The average yield on the Selectcdrates.com CD rate index moved down to 1.081 percent from an average rate of 1.087 percent found in the previous rate survey. The Selectcdrates.com index covers the top ten [...]

CD Interest Rates Hold Steady January 23, 2012

CD rates remained relatively stable in the most recent survey of the top national CD rates. The average CD rate, as measured by the rates on the best three month, six month, one year, two year and five year CD rates, was unchanged from the previous week. The Selectcdrates.com weekly CD rate survey showed the [...]

CD Interest Rates Display Little Change January 16, 2012

The best CD interest rates available were little changed over the past week. Based on the most recent survey of bank CD rates performed by Selectcdrates.com, the average CD rate gave up less than one basis point or 1/100th of a percent week over week. The average CD rate on the highest three month CDs, [...]

Banking & CD FAQs

My bank refused to open a NOW account for my business. Why?

A NOW account is an interest-earning bank account with which the customer is permitted to write drafts against money held on deposit. Entities organized or operated to make a profit (e.g., corporations, partnerships, associations, business trusts) may not maintain NOW accounts. However, an individual doing business as (DBA) a sole proprietor or under

How do I calculate what a certificate of deposit will be worth at maturity? Is there a formula?

The easiest way is to use our CD calculator, which will do all the work for you.

Can the bank place a hold on deposits made in cash?

Yes, generally a national bank shall make funds deposited by cash available for withdrawal by the next day—or not later than the business day after the banking day on which the cash is deposited. A business day is a calendar day other than a Saturday, Sunday, or a Federal holiday. A banking day

What is the Texas Ratio as it applies to a bank financial health?

The Texas ratio is a measure of a bank’s financial strength and standing by evaluating the ratio of non-performing loans to its equity position. The ratio measures loans in default against the present capital base taking into consideration loan loss allowances.

Best Rates on CDs
Best Interest Checking Account Rates

Discover Bank IRA CD Rates

Emigrant Direct
Sallie Mae Savings

Bank Deals
Checking Account Promotions
Chase Bank Promotions Bank of America Promotions
Capital One Promotions
Citibank Promotion

Second Chance Bank Account
Online Checking Accounts Roth IRA Accounts

Best Credit Card Rates Low Interest Credit Cards Business Credit Cards Credit Cards with Cash Back Credit Card Applications
Best Credit Card Offers
Low Interest Rate Credit Cards
Credit Cards for Bad Credit

Best Prepaid Cards
Chase Bank Credit Cards
Chase Credit Card Offer Chase Freedom Card
Chase Credit Card Interest Rates
Wells Credit Cards
Apply for Citibank Credit Card
Citicreditcard
Student Citi Card
Citibank Dividend Card Balance Transfer Credit Card HSBC Bank Household Bank Credit Card

Personal Checking Account
Bank Certificates of Deposit
Compare Savings Accounts
Setting Up a Bank Account Online Bank Services
Bank Information
Open a Bank Account
Bank Money Markets
Bank IRA Accounts

Mobile Banking Online Banking

CD Ladder
CD Loan

Best Checking Accounts

Senior Checking Account

Car Loan Rate

Business Checking

Online Brokers

----------Calculators ---------

Savings Account Calculator
Compound Interest Calculator
Mortgage Payment Calculator

About Us | Contact Us | Privacy Policy