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CD interest rates made a minor dip lower during the second week of 2013. Individual CD maturities were mixed with some maturities pushing moderately higher while others retreated lower. The midterm CD rates were a fair bit lower but the overall reduction in the average CD rates was held back by the lack of the
While certificate of deposit ( CD ) rates continue to drop this year more bank are offering promotional CD rates to attract depositors. Short term CDs that are frequently for odd maturities or terms.
Most web sites that track the highest national CD rates exclude odd term bank CDs. At Selectcdrates.com the odd term CDs are
After the moderate downward slide in short term CD rates last week, the bond market starting the week by pushing rates lower. Monday’s closing Treasury market saw further reductions in rates and an increase in bond prices across the yield curve. The six month Treasury fell one basis point or 1/100 of a percent to
The first method is to simply use your banks owned ATMs. Most all banks do not charge for ATM activity on their own ATM machines. The other method would be to use your ATM/Debit card for purchases and request cash back at the same time, making sure it is a merchant that offers
Well, Jim Cramer of CNBC has said it’s time to get out of Treasuries. On his show last night he stated that it is time to get out of government securities and sell long term Treasuries or those with terms of ten years and longer. Of course, that’s Jim’s opinion. There was an article on
Retail money market mutual funds are not rated by rating agencies. All of the underlying securities these funds invest in are rated by credit-rating agencies, but only institutional portfolios tend to be rated.
Before investing in a money market fund, an investor should carefully read all of the fund’s available information, including its prospectus, or profile if the fund has one, and its most recent shareholder report. A mutual fund’s prospectus explains to potential investors the fund’s investment objective. The investment objective describes the types of securities the
CapitalSource Bank is a California bank headquartered in Pasadena. CapitalSource Bank has 22 branch locations in California. The bank was formed with the purchase of the 22 branches from Fremont Investment and Loan. An ad campaign in the Los Angeles Times promotes their 4 month CD at 4.00% interest rate. The minimum deposit for this
Profile Bank, based in Rochester New Hampshire, offers a number of loan programs to consumers in the Granite State. Included among the lending options at Profile Bank is an array of mortgage loans available for 1-4 family homes. Profile Bank offers a rather extensive variety of mortgage loans for a community bank. Traditional fixed rate
Special purposes savings accounts that normally pay interest, use passbook ledgers, and have a short term designated maturity time. The most common club account is a Christmas club.
An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency.
There are several key features to a bank CD. One clearly being FDIC insurance. Bank CDs are one of the most safe and secure investments available, as long as the bank accounts remain within the FDIC insurance limits. A CD is one of many interest bearing bank products, the difference on CDs is the customer
California General Bank N.A. is an independent commercial bank based in Pasadena, California. The bank was established on March 9, 2009. California General Bank, N.A. has been FDIC insured since March 9, 2009. The bank is chartered as a National Bank and therefore the primary regulator is the Office of the Comptroller of the Currency
Consumers searching for the highest CD interest rates in Northwest Arkansas can begin their exploration with the certificates offered by Bank of Gravett. Bank of Gravett offers a number of savings choices for consumers in Arkansas with four bank branches in the heart of Benton County. The savings choices offered by the bank include traditional
TCF Bank is advertising their free checking account with an offer that includes $50.00 in free groceries. Stop into a TCF Bank branch and open the fee checking account with a minimum $25.00 deposit and TCF gives the account holder a free $50.00 Jewel-Osco Gift Card. The gift certificate is awarded at the time of
A term used to indicate that an account balance does not have enough available funds to cover a check that has been written and presented for payment.
Mother Lode Bank is based in Sonora, California. The bank was established on July 30, 2004. Mother Lode Bank has been FDIC insured since July 30, 2004. Mother Lode Bank is chartered as a Federal Reserve Non-member. Therefore the primary regulator is the Federal Deposit Insurance Corporation (FDIC). At the close of 2008, the bank
The year ended with Treasury bond rates rising rather significantly. Unfortunately, the rise in Treasury rates did not lead to a rise in bank certificate of deposit rates.
Ten year Treasury rates started 2009 at extraordinarily low yields, as investors and banks poured money into the Treasury market as a safe harbor. The closing high for
Liquid account, providing FDIC insurance to $100,000 per person ($250,000 on retirement accounts). Generally offers low or no minimum balance requirements, fewer fees and a low rate of interest. The account may or may not have restrictions on number of transactions, and provides the consumer with a booklet that has each deposit and
Eurobank is a Florida based bank that is state chartered bank and member of the Federal Deposit Insurance Corporation (FDIC). Eurobank is a locally operated bank that serves the communities in South Florida. EuroBank was established in 1991and currently has three bank branches located in Coral Gables, Boca Raton and Pompano Beach, Florida.
Eurobank offers a